Sicela usebenzise inkundla yemalimboleko encane esuselwe kokunye ukuhlolwa kwekhredithi kwe-AI.
「Sicela ubhale.」 Ulwazi lwesevisi
1. Indlela yokubolekwa evumelana nami
- Ncoma imikhiqizo ebolekiwe efanelana nesimo sekhasimende ngalinye futhi uhlole ukutholakala
2. I-Nanocredit
- Qhubekela ekufakeni isicelo sokubolekwa imali uye ekuhlolweni nasenkontilekeni ngeselula
- Zonke izinqubo, kusukela ekubonisaneni ngemalimboleko, ukubuyekezwa kwemibhalo, kanye nokukhishwa kwemali mboleko, kulula futhi akukhona ubuso nobuso!
- Umkhiqizo: Imali mboleko encane
- Izinga lenzalo: ubuncane be-12.0% ngonyaka ~ ubuningi obungu-14.0% ngonyaka
- Isikhathi semalimboleko: ubuncane bezinsuku ezingama-61 ~ izinsuku ezingama-90
- Izimali ezengeziwe: Njengoba lona kuwumkhiqizo omncane wemalimboleko, imali yokukhokha ngaphambi kwesikhathi kanye nentela yesitembu ayikhokhiswa, futhi noma yiziphi ezinye izimali ezingase ziphakame phakathi nenqubo yemalimboleko zaziswa ngokucacile.
- Indlela yokukhokha: ukuhlukaniswa okulinganayo kukathishanhloko kanye nenzalo
- Isikhathi sokushaja inzalo: Njalo ngemva kwenyanga engu-1 / Uma kwenzeka ukhokha sekwephuzile: Izinga lenzalo yenkontileka + 6%p (ngaphakathi kuka-20% wesilinganiso senzalo esiphezulu esisemthethweni)
❋ Isibonelo senkokhelo:
∙ Inani lemalimboleko: KRW 500,000
∙ Izinga lenzalo: 1% ngenyanga, 12.0% ngonyaka
∙ Isikhathi semalimboleko: izinsuku ezingama-90
∙ Indlela yokukhokha: ukwahlukaniswa okulinganayo kukathishanhloko kanye nenzalo
∙ Isibonelo senkokhelo yanyanga zonke: cishe i-KRW 171,666
Lesi sibonelo siyisibalo esisekelwe ezicini zomkhiqizo wemalimboleko. Kungase kube khona umehluko kuye ngemibandela enemininingwane yomkhiqizo wangempela wemalimboleko.
3. Izinyathelo zokuphepha
- Ngaphambi kokusebenzisa umkhiqizo wezezimali, sicela uhlole imigomo nemibandela ngencazelo yomkhiqizo, iwebhusayithi, nemigomo nemibandela.
- Unelungelo lokuthola incazelo eyanele yangaphambili yomkhiqizo, futhi sicela uqonde incazelo ngaphambi kokuthenga.
- Ukuboleka ngokweqile kungabangela ukwehla kwesikolo somuntu siqu.
- Ukwehla kwamaphuzu esikweletu somuntu siqu kungase kubangele imikhawulo noma kubi ekwenziweni kwezimali.
- Uma kwenzeka ukukhokha sekwephuzile, kungase kudingeke ukuthi ukhokhe uthishanhloko kanye nenzalo ngaphambi kokuphela kwesikhathi senkontileka.
Kubuyekezwe ngo-
Jan 21, 2025