Esikhathini sobuhlakani bokwenziwa, ukutshalwa kwezimali kubuye kube ne-AI! Wonke amaphayinti okutshala imali emhlabeni alula
■ Ukutshalwa kwezimali kwe-AI, lapho i-AI itshala khona ngokuzenzakalelayo lapho ukhetha isu olifunayo
• I-AI ithenga futhi idayise amasheya ngokwesilinganiso sesitoko nebhondi osimisile
• Ungakwazi futhi ukufaka isitoko ngasinye osithandayo kuphothifoliyo yakho nomsebenzi othi 'Engeza isitoko'
• Khetha izitayela ezincanyelwayo ezifana nohlobo lwe-AI, uhlobo lwenani, uhlobo lokukhula, kanye nohlobo lwenzuzo
• Izaziso ezibonisa ngale noma nini lapho i-AI ithenga futhi ithengisa amasheya
• Ukulinganisa kabusha okuzenzakalelayo okuphethwe i-AI ngokuhlaziya idatha yezezimali
■ Ukutshalwa kwezimali okunolaka kwembuyiselo ephezulu, ukutshalwa kwezimali kwesitoko sase-US/Korea
• Khetha izitoko ezinethuba eliphezulu lokunyuka ezinyangeni eziyisi-6
• Khetha izitoko ezingu-TOP 20 usebenzisa ubuchwepheshe bokufunda komshini we-AI
• I-algorithm iqinisekiswe ngokusebenza kokusebenza iminyaka engaphezu kwengu-6
• Khetha amasheya ase-US noma amasheya aseKorea ngokuya ngemakethe oyithandayo
■ Uma ufuna ukubuyiselwa kwesitoko kanye nezabelo eziphakeme, ama-dividend stocks e-US
• Khetha amasheya anenzuzo ephezulu yenzuzo kanye namazinga okukhula kwenzuzo
• Khetha izitoko zase-US ezinethuba eliphezulu lokunyuka ezinyangeni eziyisi-6
■ Ukutshalwa kwezimali kwesikhathi eside ukuphatha ubungozi, i-ETF yomhlaba wonke
• Ukutshalwa kwezimali okuhlukahlukene kuma-ETF okunciphisa ingcuphe yokulahlekelwa njengezitoko, amabhondi, nezinto zokusetshenziswa
• Ukusuka ezinzuzweni zentela kuya emalini eyonga kahle kakhulu yempesheni yokulungiselela umhlalaphansi
■ Impesheni yami yomhlalaphansi eyenziwe ngokwezifiso Umqeqeshi we-AI, ukubonisana ne-IRP
• Iziphakamiso ngokuhlaziya ukuthambekela kokutshalwa kwezimali, izitayela zokuphatha impahla, isikhathi sokuthatha umhlalaphansi, njll.
• I-AI incoma amasheya, ukwenza ngokwezifiso njengokwengeza izitoko engizifunayo
• I-AI ixazulula ubunzima bokuhweba ngama-oda amaningi
■ Investment returns kanye nezinzuzo zentela ngesikhathi esisodwa, ISA Consulting
• Isu le-ISA elenziwe ngokwezifiso lika-Pintman
• Ukulinganisa kabusha kwempahla ngenxa yezinguquko zemakethe
• Ukwesekwa kokuphatha okuhlelekile kusukela enkokhelweni kuya ezinzuzweni zentela
■ Uma ufuna isu elisha lokutshalwa kwezimali kwesitoko sase-US, ukubonisana okujwayelekile
• Isu le-US Next Paradigm lokutshala imali ezitokweni zase-US ezizokhuphuka ngokulandelayo
• Isu Lokuphatha LaseMelika lokutshala izimali ezinkampanini ezisimeme
■ Uma ufuna iholo elivamile ngokutshalwa kwezimali, i-dividend investment investment kuma-dollar bond
• Ukuphishekela izinzuzo zokutshala izimali ezinzile njalo ngenyanga
• Ukuphishekela izinzuzo zanyanga zonke ngemali engenayo yenzalo evela kuma-ETF ebhondi yesikhathi esifushane ase-US
■ Esikhathini samazinga enzalo aphezulu, inzuzo enenzalo ezinzile, ukutshalwa kwebhondi ye-KRW
• Ukuphishekela imbuyiselo eyeqile uma kuqhathaniswa namazinga enzalo emakethe
• Ukutshala imali kuma-ETF ebhondi yokuvuthwa
■ Ngenani elincane Ukutshalwa kwezimali okuhlukahlukene komhlaba wonke ezikhwameni ezahlukahlukene
• Ukudala izimpahla eziqinile kuqala ngokuwina okungu-10,000 kuphela
• Ifanele ukutshalwa kwezimali kwesikhathi eside ngokutshalwa kwezimali kwesikhwama okwandisa inani lokutshalwa kwezimali okuncane
■ Utshalomali lwetimu yase-US/Korea ekhetha amatimu adumile nezitoko ezithembisayo ongatshala kuzo
• Ukukhetha i-TOP 50 yamatimu adumile anamandla okukhula okuphezulu, avuselelwa njalo
• Ukudala iphothifoliyo enamatimu nezitoko, i-AI ihweba ngokuzenzakalelayo
• I-AI ihlinzeka nge-TOP 6 ngetimu, iphothifoliyo enconyiwe, nesikolo sesitoko
■ Kulula kakhulu ngenketho yokutshala imali yokudlulisa okuzenzakalelayo
• I-algorithm ye-AI eyisipesheli ekuzuzeni inani eliqondiwe, ukutshalwa kwezimali kwenhloso yokuzuza
• Ukutshalwa kwezimali okuqinile okubonisa inani lakhona langempela ezimeni zemakethe ezintengantengayo
■ Ukutshalwa kwezimali lapho abasekeli nabasanda kuhlanganyela befinyelela imigomo ndawonye, Win-Win Account
• Izimali eziphansi lapho uthumela izeluleko ezidingekayo nokusekelwa kwabasanda kuhlanganyela
• Isikhwama sokusekela ukutshalwa kwezimali samukelwe lapho sibeka imigomo yokutshala izimali kanye nokutshala izimali kanye nabasekeli
■ Izinzuzo ezingapheli zokuwina okungu-4,900, i-Pint Plus
• Utshalomali lwetimu, lunwetshwe lwaba ophaya abayi-10, lwanwetshwa lwaba yizitoko ezingama-30 kumaphaya
• Ubuningi bokuthengiswa kwanyanga zonke lapho uthengisa utshalomali lwetimu 10,000 iwine imbuyiselo yemali
• Ukutshalwa kwezimali kwe-AI, kufika ku-5,000 owinile imbuyiselo yemali ngenyanga
• Ukutshalwa kwezimali okuqhubekayo, kuze kufike ku-2,500 owinile imbuyiselo yemali ngenyanga
• Ikhadi le-Fint, utshalomali olushintshile oluncane, kufika ku-2,500 owinile imbuyiselo yemali ngenyanga
• Ukutshalwa kwezimali nokonga ngesikhathi esifanayo, impilo entsha yokutshala imali
■ Izindaba zokutshalwa kwezimali kanye nokuhlaziya okunzima ukuzilandela lapho uthi shazi
• 'I-Investment A kuya ku-Z' echaza kalula imigomo yokutshala izimali ebonakala ezindabeni
• 'Ingcaphuno yanamuhla edumile' ethola ukhiye wokutshalwa kwezimali emicabangweni yochwepheshe bokutshalwa kwezimali
• Isimo semakethe samanje njengoba sibonwa phesheya kwezilwandle, 'Current Wall Street'
• 'Ukugxila Endabeni' ukuhlola izinkinga ezivelayo ezimakethe zokutshala izimali zasekhaya/zaphesheya kwezilwandle
• 'I-Corporate Spotlight' uma ufuna ukwazi ukuthi uzisebenzisa kuphi futhi kanjani izindaba osanda kuzibona
■ Fint Customer Center
• I-KakaoTalk @fint
• Ucingo 1644-8880
• Thumela i-imeyili support@fint.co.kr
Sawubona. Lona nguDisemba & Inkampani, esebenzisa isevisi yokutshala izimali ye-AI Fint. Kusukela yasungulwa ngo-2013, i-Pint, esineminyaka engu-11 ithuthukiswa futhi isebenza, ikhule ngokushesha ngenxa yokusekelwa ngamakhasimende ethu. Ngokusekelwe emcabangweni ogxile kumakhasimende kanye nobuchwepheshe obuvelele, sizoqhubeka nokusebenza kanzima emhlabeni lapho noma ubani engatshala khona kalula!
Siyabonga ngokusebenzisa i-Pint njalo.
U-December & Company Supervisor Wokuthobelana no-Shim Sa-pil No. 2025-226 (2025.07.08 ~ 2028.07.07)
• (Umkhiqizo Wezezimali Ongavikelekile) Lo mkhiqizo wezezimali awuvikelekile ngaphansi koMthetho Wokuvikela Idiphozithi.
• Izinkontileka zokutshalwa kwezimali zingase ziphumele ekulahlekelweni okuyingxenye noma okuphelele kwenhloko yokutshalwa kwezimali ngenxa yokuguquguquka kwezintengo zempahla, amanani okushintshaniswa kwemali, njll., futhi lokho kulahlekelwa kubalulwe kumtshali-zimali.
• Abatshalizimali banelungelo lokuthola izincazelo ezanele enkampanini yethu mayelana nezinkontileka zokutshalwa kwezimali (amandla kanye nokweluleka), futhi kufanele bafunde incazelo yomkhiqizo kanye nemibandela nemibandela ngaphambi kokutshala imali.
• Ikhomishana yezinkontileka zokudluliswa kwezimali yikhomishini eyisisekelo. • Imali eyisisekelo yenkontileka ye-ejensi yokutshala imali ngu-0.768% ngonyaka (0.064% ngenyanga) (Isabelo sempahla sikaDisemba ISAAC sasekhaya, phesheya kwezilwandle, nezinhlobo zesikhwama)/1.176% ngonyaka (0.098% ngenyanga) (Isixazululo sesitoko sika-December US, isixazululo sesitoko sase-Korea, imodeli yesitoko sika-December US) futhi iqoqwa ngenyanga edlule.
• Imali yenkontileka ye-ejensi yokutshala imali yempesheni ingakhethwa phakathi kwemali eyisisekelo kanye nemali exubile.
• (Lapho kukhethwa imali eyisisekelo) Imali eyisisekelo yenkontileka ye-ejensi yokutshala imali yempesheni iyimali eyisisekelo, futhi imali eyisisekelo ngu-0.064% ngenyanga (0.768% ngonyaka) futhi iqoqwa ngesikweletu nyanga zonke. • (Lapho kukhethwa imali ehlanganisiwe) Imali ehlanganisiwe yenkontileka ye-ejensi yokutshala imali yempesheni iqoqwa ngokuxuba imali eyisisekelo kanye nenkokhelo yokusebenza, futhi imali eyisisekelo ingu-0.042% ngenyanga (0.504% ngonyaka) futhi iqoqwa nyanga zonke, futhi imali yokusebenza kuvunyelwana ngayo nekhasimende.
• Inkokhelo yenkontileka yokweluleka ngokutshalwa kwezimali ye-AI ikhokhisa inkokhelo eyisisekelo, futhi imali eyisisekelo ngu-0.768% ngonyaka (0.064% ngenyanga) (Iseluleko sesu lokutshala imali se-Pint ETF)/1.176% ngonyaka (0.098% ngenyanga) (Isitoko esingu-Pint sokwelulekwa kwesu lokutshalwa kwezimali okuqoqwe ngenyanga.
• Inkokhelo yetimu yenkontileka yokweluleka ngokutshalwa kwezimali ikhokhisa imali engaguquki, futhi inani lemali emisiwe ngu-KRW 4,900 ngenyanga.
• Umeluleki we-robo akaqinisekisi ukutshalwa kwezimali noma impumelelo yenzuzo efanele ikhasimende.
• Uphumelele umbhede wokuhlolwa we-robo-advisor. • Imiphumela yokubuyekezwa Kombhede Weluleki We-Robo ayiqinisekisi ikhwalithi noma inzuzo ye-algorithm.
• I-algorithm ye-Robo Advisor esetshenziselwa ukutshalwa kwezimali kwekhasimende iyafana ne-algorithm esetshenziselwa ukusebenza kombhede wokuhlola, kodwa izinga lembuyiselo ku-akhawunti ngayinye yekhasimende lingase lihluke kancane esilinganisweni sombhede wokuhlola wembuyiselo kuye ngokukhetha komphathi wenkontileka, isikhathi sokuqala komsebenzi, kanye nesikhathi sokwenza i-oda.
• Izimali ezengeziwe, amakhomishini, izindleko zokwenziwa kwemasheya, nezinye izindleko zingase zibe khona.
• (Imali yokulondoloza impesheni) Ikhomishana yokutshalwa kwezimali/izimali zokweluleka zitholwa ku-akhawunti yokonga yempesheni, ezingase zibe nomthelela emalini ebanjwayo yentela noma kuphumele ekubekweni enye intela yeholo (16.5%).
• (IRP/Impesheni) Uma inkontileka yokonga impesheni inqanyulwa ngaphambi kokuphela kwesikhathi senkontileka noma itholwe ngenye indlela ngaphandle kwempesheni ngemva kokuphela kwesikhathi senkontileka, enye intela yeholo (16.5%) ingase ibekwe kuthishanhloko kanye nemali engenayo okwatholwa ngayo ukudonswa kwentela.
• (ISA) Esimeni sokunqanyulwa kusenesikhathi noma isaziso sokungafaneleki yi-National Tax Service, inani elilinganayo lentela engenayo okusetshenziswe kuyo ukuphathwa kwentela okukhethekile lizoqoqwa ngokuhlehliswayo.
• (I-Brokerage) Abatshalizimali bakhetha ngokuqondile futhi baphathe imikhiqizo eqondiwe ye-ISA yokuhweba.
• (ISA) Njengoba inzuzo yokuhweba ngamasheya esohlwini lwasekhaya ingakhokhi intela, noma ngabe ukulahlekelwa kwenzeka esiKhwameni sesitoko sasekhaya, akukhokhiswa enzuzweni ephuma kumadiphozithi noma ezinye izikhwama ngaphakathi kwe-ISA.
• I-Pint iyisevisi ye-ejensi yokutshala imali ka-December & Company.
• I-ejensi yokutshala imali ye-Pint IRP iyisevisi ye-investimenti yango-December & Company.
• I-Pint AI yokubonisana ngotshalomali iyisevisi yokubonisana nokutshalwa kwezimali ka-December & Company.
• I-Pint Theme investment consulting iyisevisi yokubonisana nokutshalwa kwezimali ka-December & Company.
Kubuyekezwe ngo-
Okt 1, 2025