AF247 - Advance Financial 24/7

Advance Financial

About this app

Get the AF247 app for 24/7 access to cash anytime, anywhere. The Advance Financial app gives you an at-a-glance snapshot of your loan so you always know exactly how much available cash you have. Other features include making payments, knowing your balance and starting and finishing an application online for fast approvals and same-day funding.*

The AF247 app puts you in total control of your cash**

- Check your available credit & credit limit
- Access cash anytime, anywhere
- Make loan payments
- Know your balance, minimum payment & total payoff amount
- Start your application on your mobile device
- same-day funding*

Location Services

While the AF24/7 Mobile App is running, it uses real-time location services in order to trigger geolocation-specific notifications.

We’re here to answer your questions and help with your application. Contact us by phone at 888-462-0535 or by e-mail at [e-mail].

Advance Financial delivers fast cash when you need it

Advance Financial loans are different from same-day payday loans, title loans, and other cash advances. With our FLEX Loan open-ended line of credit, you apply just once, then withdraw as much or as little cash as you need (up to your credit limit).

Repayment terms are different, too. Payday and title loans give you only weeks to repay your full balance, plus interest. You repay your Advance Financial FLEX Loan or Installment Loan with conveniently scheduled payments aligned with your payday. Plus, with a FLEX Loan open-ended line of credit, you only pay for the cash you need and only for the time you need it. And as you pay down your balance, you regain access to funds for future cash advances. There are never any penalties for repaying either loan early.

Founded in 1996, Advance Financial is a family-owned fintech company based in Nashville, Tennessee. The company operates over 100 stores throughout Tennessee and online loan services in more than 13 states including Alabama, California, Delaware, Idaho, Kansas, Mississippi, Missouri, North Dakota, South Carolina, Tennessee, Utah, and Wisconsin. Advance Financial provides fast lending decisions on line of credit loans, installment loans, and other financial services, 24/7/365. Tennessee store customers have access to cash loans, check cashing, free money orders, bill-pay services, ATM services, Western Union wire transfers, and NetSpend Prepaid cards.

Recent recognition includes being named a Top Work Place in 2022 by the Tennessean and named a Best Employer for New Grads and America’s Best Midsize Employers by Forbes in 2022. Advance Financial has an A+ rating with the Better Business Bureau.

*Bank participation required
** Wi-Fi or mobile data is required for access. Deposit times for online loans vary by bank. Bank participation is required. Please see our website for terms and conditions. Please borrow responsibly.

Ratings and reviews

Not bad if you don't mind paying back for a really long time. My personal experience the app worked fine. Just never change your phone number. It wouldn't let me login. Even the one time codes that they sent me doesn't work. And all the BS you have to go through to change your number that doesn't ever change it. It's easier and less hassle to drive to the actual store to do what you need. And they don't answer the emails that you send either even though that option is at the top of screen.

They come in handy for quick cash. I was skeptical at first, but I got what I need, plus a little extra. The trick is making the payments on time. As soon as you increase your funds, everything resets. TBH, I don't mind paying my bills. When I apply for certain things I have proof I'm receiving deposits and paying towards my balance. Thanks y'all! Will keep you in my corner! :) oh but the app sorta glitchy a little.

The app is as bad as the business. The interest rates are sky high. I could handle that until I started getting message that stated I could pay a certain amount at the moment, and I would not have to pay the higher amount that month, yet then turned around and claimed my payment was late and require me to pay the original amount on top of the other amount. This may be legit but it seems awfully shady. -1.

What's new

We're always improving our app to make it easier for you to use, so be sure to update it regularly or just turn on automatic updates.