CASHe: Easy Instant Loan App

CASHe: Instant Personal Loan App

About this app

CASHe is an instant personal loan app for salaried professionals, where you can avail instant personal loans starting from ₹25,000 to ₹4,00,000 and receive the money in your bank account instantly. With CASHe, applying for an instant loan is now an easy & hassle-free experience. So, download the CASHe personal loan app now.

Features of CASHe – Personal Loan App:
✔️ Quick personal loans ranging from ₹25,000 - ₹4,00,000
✔️ No collaterals
✔️ 100% paperless instant loan application
✔️ Flexible repayment period
✔️ Enjoy online shopping at no-cost EMI*
✔️ Instant disbursal of the instant loan
✔️ Easy EMI options

CASHe Products
💰 Instant Personal Loan
Get an instant personal loan from the CASHe easy loan app to take care of your needs! Choose from various types of quick loans, including:
➡️Travel Loan
➡️Car Loan
➡️Consumer Durable Loan
➡️Mobile Loan
➡️Medical Loan
➡️Education Loan
➡️Home Renovation Loan
➡️Marriage Loan

Additionally, this app offers two-wheeler loans, including:
➡️Bike loan
➡️EV Two-wheeler loan

💸 CASHe Preapproved Limit
Apply for a preapproved limit on the CASHe app with minimal documentation & instant approval for a tenure of 5 years & avail short-term loans for your emergency & shopping needs.

💵 Buy Now Pay Later with CASHe
Get instant shopping loans at 0%* interest on the CASHe app. Avail BNPL loans to shop on top online platforms and repay with easy EMIs.

🧈Digital Gold
Buy 99.99% 24K digital gold for as little as ₹1 with our investment app & enjoy great returns. Easily sell or redeem it for physical gold using our digital platform.

Personal Loan Eligibility:
✔️ Age: 21-55 years
✔️ Minimum monthly salary: ₹25,000
✔️ Salary must be credited through direct bank transfer only

How to Apply For a Personal Loan Online on CASHe?
➡️ Download & log in to the CASHe app.
➡️ Register using your mobile number & e-mail ID.
➡️ Enter necessary personal details.
➡️ Submit KYC documents & apply for an instant personal loan.
➡️ Your loan amount will be transferred directly to your bank account post approval.

Documents required to apply for a loan:
✅ PAN Card
✅ Identity proof
✅ Address proof (Driving Licence/Voter ID/Passport/Aadhaar Card/Utility Bills)
✅ 3-month bank statements showing salary credit
✅ Selfie

CASHe Loan Interest Rate
➡️ For 540, 360, & 270 days: 3.85%, 3.88%, & 3.86% per month on the loan amount
➡️ For 180 days: 3.98% per month on the loan amount
➡️ For 90 days: 3.71% per month on the loan amount

What makes CASHe ideal for every customer?
✅ A perfect microfinance app for quick online personal loans
✅ Low instant loan interest rates
✅ Hassle-free online loan application process
✅ Quick approvals & instant loan disbursal
✅ Flexible repayment terms

Sample Loan Calculation:
Loan amount: ₹30,000 at fixed interest rate of 30.42% p.a.(equivalent reducing interest rate of 44.52%)
Loan duration: 3 Months
Total personal loan interest = ₹2,250
Processing fees (PF) + GST = ₹750 + ₹300 + ₹300 + ₹150 + ₹150 + ₹297 = ₹1947
Total deductibles (PF + GST): ₹1947
In-hand amount (Loan amount - Total deductibles) = ₹30,000 - ₹1947 = ₹28,053
Total repayable amount (Loan amount + interest): ₹32,250
Monthly EMI repayable (Loan amount + interest / No of EMI’s): ₹10,750
(Note: PF & GST are deducted upfront during the loan disbursal)

➡️ Minimum Repayment Tenure: 3 months
➡️ Maximum Repayment Tenure: 18 months
➡️ Maximum Annual Percentage Rate (APR) – 80%

Partner NBFCs/Banks
➡️ Bhanix Finance & Investment Ltd.
➡️ Vivriti Capital Private Ltd.
➡️ Northern Arc Capital Ltd.
➡️ Apollo Finvest (India) Ltd.

🔒 Data Security via Secure Loan Application
CASHe promotes best practices in digital lending and adheres to RBI’s Fair Practice Code. All transactions are secured with 128-bit SSL encryption.

Download the CASHe personal loan app now and experience a new way of borrowing!

📧 Contact Us: [e-mail]

Ratings and reviews

The app gave me a credit line, I have applied many times, every time I get the option to Update bank statement but there is no option to update bank statement, There is no way to contact anyone and if you send an email to customer support, you get an automated response and no one reaches you. I have applied several times, the same thing has happened every time.

Terrible experience. Repayment done for all loans, in app it shows the available credit limit. If I applied , it is showing in process for more than a month. If I raise helpline ticket also, there is no response. I applied for an emergency purpose. I preclosed and applied again. But still I am unable to receive the loan amount. There is no response and customer service support after writing so many mails also.

The worst experience I have ever witnessed. I had availed loan through this app and repaid them within the respective due dates. But inspite of my good repayment record, when I again tried to avail it, it showed that my pre- approved loan of 80k is ready for disbursement, but is unable to process due their technical issue. I have been repeatedly raising tickets for resolving my issue, but almost it is abt to be 1 month no response from their team, nor do they have any contact details.

What's new

Introducing GOLDe Rewards
GOLDe rewards will be distributed as the central rewards currency of CASHe. GOLDe is notional gold that can be redeemed for actual Gold ,amongst other purchases, basis the respective partnerships.
 
1 GOLDe reward is equal to INR 1 worth digital gold. It can be redeemed as a gold certificate, once the value of the gold is more than Rs. 2000. You can convert GOLDe rewards into physical gold only after 20,000 GOLDe points.
 
*T&C Apply