Charter Oak Federal CU

3.9
2.34K reviews
10K+
Downloads
Content rating
Everyone
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About this app

Charter Oak Federal Credit Union’s mobile app lets you bank 24/7 – anytime, anywhere!
Our free and secure app gives you convenient access to your accounts whenever you want, right on your smartphone!

Features:
Deposit a check to your account with Mobile Deposit by simply snapping a picture with your phone.
View your account balances, transactions and history.
Transfer money between your Charter Oak accounts – and your accounts at
other financial institutions.
Pay bills quickly and efficiently.
Easily locate the nearest Charter Oak Branch or ATM.
Updated on
Apr 6, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info and Contacts
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.9
2.31K reviews
Laurie Devo
December 19, 2025
halftime, it tells me I'm not a user, and it locks my account. runs slow, won't open on mobile internet, forgets your biometrics whenever it wants, has inconsistent information, when your biometrics fail it, ask for your pin and tell you accounts locked even if you put everything in right. and it will let back into your account with creating a new password but doesn't let make a new password, so every time you want to get on, you have to make a new password
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Amy Kilduff
April 20, 2021
Although the format is completely different from the previous COFC app, I have no complaints on function. I can still do everything on here I was able to do before. My only complaint...maybe it's just me and others enjoy this??...I don't like being able to see my checking account and routing numbers so easily displayed. I think that information should be a little more "covered up" than just a left swipe on the screen.
4 people found this review helpful
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Josh Burton
June 17, 2024
When the app is functioning correctly, it works great. However, for months now, it will randomly give me a server not responding message, and I won't be able to get into it for several days at a time. It's happening too frequently to be caused by maintenance. For example, I haven't been able to access my account since Thursday. It's now Sunday. Update: In response to the developer, if you haven't been having problems, then how do you explain the dozens of reviews that all have the same issue?
3 people found this review helpful
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Charter Oak FCU
June 17, 2024
Sorry for the trouble you are experiencing with our app. We are not and have not had any issues with our OnlineBanking. For further assistance, please call us at +18604468085.

What’s new

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

App support

About the developer
Charter Oak Federal Credit Union
depositops@cofcu.com
1055 Hartford Tpke Waterford, CT 06385 United States
+1 860-333-0311