FD Calculator : Fixed Deposit

Mukesh Datyal

Iqukethe izikhangiso

Mayelana nalolu hlelo lokusebenza

Idiphozi engaguquki iyinsimbi yezezimali enikezwa ngamabhange nezikhungo zezezimali eNdiya. Kuthathwa njengenye yezindlela zokuphepha zokutshala imali eziphephe kakhulu ezinikeza ukubuya okuphezulu ngezinketho zobunikazi eziguqukayo

Yini i-FD Calculator?
I-fixed deposit calculator iyithuluzi elenzelwe ukuthola ukulinganiselwa kwenani lokukhula umtshalizimali okufanele akulindele ekugcineni kwesikhathi esikhethiwe senani elicacisiwe lediphozi ngenani elifanele lenzalo.

I-FD wokubala iyithuluzi elisiza ekubaleni ukuthi umuntu angathola inzalo engakanani kwidiphozi engaguquki. Isebenzisa inani lediphozi, izinga lenzalo ye-FD kanye nesikhathi sediphozithi engaguquki ukubala inani lokuvuthwa. Inani lokuvuthwa yilokho umuntu akutholayo ekugcineni kwesikhathi se-FD. Kuqukethe inani lenzalo etholwe kuthishanhloko (inani lediphozi).

Ungayisebenzisa Kanjani i-FD Calculator?
Ukuze usebenzise isibali sokubala se-FD esitholakala lapha, landela lezi zinyathelo ezichazwe ngezansi:

Faka inani lediphozi emkhakheni wokuqala (Inani lediphozithi eligxilisiwe)
Faka inani lenzalo enkambeni elandelayo (Izinga Lenzalo)
Faka ubude besikhathi sokuhlala (isikhathi ofuna i-FD isebenze ngaso)
Qaphela: Ungakhetha ukufaka ubude be-FD eminyakeni.

Shaya inkinobho "Bala". Inani elilinganisiwe lokuvuthwa lizokhonjiswa kuthebula elingezansi kwethuluzi le-FD Calculator. Ungahlola inzalo ephelele kukholamu eseduze nenani lokuvuthwa.

FD Calculator - Izinzuzo
Eminye yemisebenzi ephambili yokusebenzisa i-FD Calculator ekhona ibalwe lapha:

Akunakubalwa kwamaphutha ngoba i-calculator ezenzakalelayo
Ukwehliswa kokungeniswa kwezibalo ezinzima esikhathini esiningi, inani kanye namanani ngaleyo ndlela konga isikhathi nomzamo
Leli thuluzi alinazindleko ngakho-ke amakhasimende angalisebenzisa kaningi futhi aqhathanise izimbuyiselo zezinhlanganisela ezahlukahlukene zamazinga we-FD, ubuningi kanye nenani

Izici Ezithinta Amanani Wenzalo Yediphozi Engaguquki

Amabhange nezinye izikhungo zezezimali ezinikeza idiphozi engaguquki njengenketho yokutshala imali kumakhasimende abheka la maphuzu alandelayo ngenkathi ethatha isinqumo ngamazinga wenzalo ye-FD:

Isikhathi Sokuhlala noma Isikhathi Sediphozithi
I-tenure noma isikhathi sediphozi yisikhathi lapho inani lediphozithi lihlala litshala imali ediphozini engaguquki. Lesi sikhathi siyahluka kusuka ebhange kuya ebhange futhi imvamisa iba phakathi kwezinsuku eziyi-7 kuye eminyakeni eyi-10. Imigomo eguquguqukayo ilanda amanani entengo ediphozithi angaguquki.

Iminyaka Yomfakisicelo
Imali engaguquguquki (amabhange nezinye izikhungo zezezimali) inikela ngamanani enzalo akhethekile kubantu asebekhulile abangahle bavele kusuka ku-0.25% kuye ku-0.75% ngaphezu kwezinga lenzalo ejwayelekile yamakhasimende. Kwamanye amabhange, umkhawulo weminyaka uneminyaka engama-60 nangaphezulu ngenkathi amanye amabhange ehlanganisa abatshalizimali abaneminyaka engama-55 nangaphezulu esigabeni sezakhamizi eziphezulu.

Izimo Zomnotho Zamanje
Amabhange nezinye izikhungo zezezimali ezihlinzeka ngemali engaguquki ziyaqhubeka nokulungisa amazinga enzalo yazo ngokwezinguquko ezikhona emnothweni kubandakanya noshintsho kumanani entengo yiReserve Bank of India (RBI) nokwehla kwamandla emali. Ngakho-ke, kuphephile ukusho ukuthi izimo zomnotho ezikhona zithwala amandla okuba nomthelela kumazinga wenzalo yamadiphozithi angahleliwe.

Yini entsha

FD calculation for interest
Flexible maturity period up to 10 years
Reports yearly to check interest
Simple and easy to use financial tool