4.1
1.65K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Banking made simpler through Mfukoni. You can do your banking from anywhere and anytime right from your Android™ device. To get started, download the Mfukoni App and enroll by self registering.

With the newly upgraded version of Mfukoni, you can now experience the following;
• Easier layout and navigation
Simple navigation between accounts
Automatic display of last 5 transactions for the selected account
Shortcut menus for most commonly used services e.g. MPESA, Paybill, Buy Airtime
Easy navigation by scrolling right/left and up/down
• Personalization
By adding your photo
By setting a theme (from three available themes)
Recommending the application to a friend
• Convenience by,
Being able to pick contacts from your phonebook (for MPESA and airtime transactions)
By easily resetting and changing your PIN
By being able to request for products and services directly e.g. additional bank accounts
Other functionalities include;
• Manage Your Account
View account balances and transaction history
• Perform Transactions
Pay bills – DSTV, GoTV, Kenya Power, Zuku, JTL, KRA Tax Payment
Money Transfer between SBM Bank accounts and other Bank accounts
Deposit SBM Bank Cheques
Send and deposit money to and from MPESA
Purchase Airtime from Safaricom, Airtel and Orange
• Locate SBM
Locate the nearest SBM Bank branches and ATMs
Notes on Permissions:
• Location permissions are needed to determine your current location in order to find SBM bank branches and ATMs near you.
• Read Contact permissions are needed to access your contacts to send money via Mfukoni
• Camera permissions are needed to deposit checks via Mfukoni.
• Photo/Media/Files permissions are needed to pick profile pictures.
Disclosure:
Some features are available for eligible customers and accounts only.
There is no charge for downloading Mfukoni, but data rates may apply. Delivery of account alerts may be delayed for various reasons, including service outages affecting your mobile device, wireless or internet provider; technology failures; and system capacity limitations.
Updated on
Aug 26, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit

Ratings and reviews

4.1
1.62K reviews
Janet Kinuih
March 14, 2025
This app can really really REALLY frustrate you. Always in maintanance at your cost, sometimes withdrawals take upto 20mins. What's the point in upgrading the app when the bill payment part doesn't work? Think I'll just put this account on hold
10 people found this review helpful
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SBM BANK (K) LIMITED
April 1, 2025
We understand this can be frustrating and would like to get in touch for assistance. Could you share your contact details with us via email at atyourservice@sbmbank.co.ke or WhatsApp 0773758196 so that we can reach out? ^SA
Maxine Cerdes
April 11, 2025
it's so convenient since you don't need to travel several times to the bank and it's time efficient
1 person found this review helpful
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SBM BANK (K) LIMITED
April 29, 2025
Thank you for the great feedback, Maxine! We're glad to hear the app saves you time and trips to the bank. Convenience is what we aim for, and your review lets us know we’re heading in the right direction. If there’s anything we can do to turn your experience into a 5-star one, feel free to reach out at atyourservice@sbmbank.co.ke. ^AO
SAMUEL K.
March 20, 2021
Totally useless You can not transact anything on this app. Registering to use the app is an uphill task especially with the bank staff who also don't know how to on-board/register customers. Login in is a challenge. Has a login failure rate of about 90% And once you are logged in, there's no transaction you will be able to complete because the app no longer works. Only checking balance service allowed. Such a big disappointment!
28 people found this review helpful
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What’s new

-Dormant accounts self-reactivation
-Security enhancements
-Improved user experiences
-Forex Rates
-Bug fixes