Moniepoint Personal Banking

4.7
103K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Moniepoint provides easy access to personal banking solutions. With your bank account, send and receive money instantly, pay bills with ease, manage your savings and purchase airtime credit easily.

With Moniepoint’s debit card you’ll have access to all ATM and POS Terminals nationwide.


Moniepoint is the best banking solution for your banking needs. With your bank account, enjoy instant transfers, receive money, send money, manage your savings and buy airtime.

SEND MONEY, BUY AIRTIME AND GET A DEBIT CARD


Get a debit card from the bank that provides Nigeria’s most trusted POS terminals. Avoid failed transactions with other ATM cards. Get a card that you can easily request, activate and manage from your app.

Moniepoint makes it safe and easy to use your money. You can carry out your everyday money transactions on the move with the Moniepoint Personal Banking app. Sign up and enjoy a wide range of financial benefits for your bank payments.

MANAGE YOUR PERSONAL BANKING WITH MONIEPOINT


- Secure Mobile Banking Experience. Moniepoint employs state-of-the-art security measures to protect your information. Your personal and financial data are encrypted and stored securely, ensuring you enjoy banking, purchase airtime credit, handle your savings with peace of mind.

- Receive and Send Money with Ease. With your Moniepoint bank account, you can receive and send money instantly. Enjoy instant and secure money transfers. No queues, no paperworks, instant alert notification.

- Request a savings plan. Moniepoint allows you to open a savings plan that matches your saving needs. You can choose a flexible, fixed or locked plan, without any limit on the amount of plans you can open for you to have the best banking experience.

- Moniepoint Debit Cards. Looking for a debit card you can use for money transactions? Experience real convenience with a Moniepoint Debit card. Request our ATM card and get it delivered within 48h.

- Resolve issues Seamlessly. Moniepoint offers a unique feature that allows you to settle disputes directly from the app. Our team is here to ensure that your concerns are addressed promptly.

- Utility Bill Payments. Tired of the usual bill payment process? We make it easy to settle your utility bills. From electricity to internet bill payment, you can make payments faster and easier.

- Airtime & Data Purchase with Cashback. Enjoy a 2% cashback when you purchase airtime credit and data from the app.

- Easy offline banking. Easily transfer funds, top-up airtime and data, check your balance, reset your PIN, block and unblock your account without internet connection by dialing *5573#.

- Moniepoint Rewards. Earn cashback on your first three daily interbank transfers and on your first weekly airtime top-up and weekly bill payment (new users only).

HOW TO REGISTER A MONIEPOINT PERSONAL BANK ACCOUNT


You can create an account tailored to your financial needs in less than 5 minutes. Simply download the app and follow the instructions.

Once you finish setting up your account, click on the card menu to request a debit card and it will be delivered to your doorstep within 4h. No need to visit the bank.

Moniepoint Microfinance Bank is regulated by the Central Bank of Nigeria (CBN) https://www.cbn.gov.ng/supervision/inst-mf.asp

Contact us
Our committed support team is prepared to assist you.
Helpline: 01 888 9990
Website: www.moniepoint.com
Whatsapp: +234 908 843 0803
Facebook, Twitter, Instagram & YouTube: @moniepointng
LinkedIn: Moniepoint Nigeria
Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos State.

Managing your personal banking has never been easier with Moniepoint. Send money transfers, request a debit card, manage your money and your bills, handle your savings and purchase airtime credit & data all from the app. Download Moniepoint Personal Banking and enjoy financial success and freedom!
Updated on
Sep 6, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Photos and videos and App info and performance
This app may collect these data types
Personal info, Photos and videos and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
103K reviews
Chima Anokwuru
September 6, 2025
You have made banking very easy and enjoyable. Please also look into another type of savings that has no amount dedicated to be saved daily, weekly or monthly as it will benefit entrepreneurs and skilled workers like us save huge amounts of anytime, any day. So many times huge amounts of money comes in and when I intend to lock it for future use I am compelled to select a plan and time to be automatically deducted and that makes me spend all before the date to be automatically debited.
50 people found this review helpful
Did you find this helpful?
Moniepoint
September 7, 2025
Hello Chima, thank you for sharing your experience and suggestion. 🌟 We’re happy you’re enjoying Moniepoint. Your idea about flexible savings is a great one, and we’ll look into how we can make saving more convenient for entrepreneurs and skilled workers like you.
Zhang Xing
August 29, 2025
This app is so slow and sometimes annoying to. I don't really like the app settings and update of the app. I will advice Moniepoint personal to upgrade it. I am even scare of putting money in it so they won't hold it. but sometimes it's good to use because of of all this I am even afraid to deposit a large amount in my Moniepoint personal account. Though it's fast for making transactions like transfer, airtime, data and e.t.c I really hope you guys should work on it and make it convenient custom
45 people found this review helpful
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Moniepoint
August 29, 2025
Hi, thank you for sharing your experience. We’re sorry for any slow performance and inconvenience you’ve faced. Please be assured that your funds are always safe with Moniepoint as we are fully licensed and regulated. Our team is constantly working on updates to improve speed, settings, and overall convenience. We truly appreciate your feedback.
Usman Musa Inuwa
September 4, 2025
Moniepoint is one of the best financial apps in Nigeria! 💯 Fast, reliable, and secure for sending and receiving money. The app is very easy to use, and transactions are always smooth. Customer support is also responsive whenever I need help. Highly recommend it for both personal use and business! 🚀
239 people found this review helpful
Did you find this helpful?
Moniepoint
September 2, 2025
Hello Usman, We’re glad you’re enjoying the app! Please consider giving us a 5-star rating to keep us motivated to serve you better. Thank you.

What’s new

Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!