PlataX

PlataX

About this app

PlataX is an efficient personal loan application. Download our app, fill out the application details and, once approved, we will deposit the money into your account in no time, helping you deal with situations where you urgently need funds.

Loan conditions:

Age requirement: Citizens over 18 years of age.
Identification: Valid Colombian citizenship card.
Bank account: A personal bank account, such as Davivienda or Nequi, is required to receive the loan and make payments.
Steps to apply for the loan:

Download the mobile app from the Google Play Store.
Register and log in with your phone number.
Complete the loan application form, making sure to provide real and accurate data.
Submit your request. The system will automatically review your personal information.
The PlataX platform will evaluate your request in approximately 10 minutes. You will receive a notification by phone or email once approved.
The money will be deposited into your bank account.
Advantages: PlataX uses intelligent evaluation technology and a simplified process to offer flexible loan options, without the need for collateral or guarantees. The platform employs strict encryption measures to ensure the security of user data, with a transparent cost structure and multiple payment options, also allowing early payment without penalty. Additionally, we offer advisory support to make the loan process simple, fast and reliable.

Loan details:

Loan amount: From $80,000 to $1,200,000
Loan term: 91 to 180 days
Daily rate: 0.05% (Maximum annual rate of 18.25%)
Loan calculation example:

Loan amount: $1,000,000
Daily rate: 0.05%
Term: 91 days
Calculations:

Step 1: Daily Interest Calculation
Daily interest = Loan amount × Daily rate
Daily interest = $1,000,000 × 0.05% = $500
Step 2: Total Interest Calculation
Total interest = Daily interest × Term
Total interest = $500 × 91 days = $45,500
Step 3: Calculation of the total amount to pay
Total to pay = Loan amount + Total interest
Total payable = $1,000,000 + $45,500 = $1,045,500
Step 4: Monthly payment (3 months)
Monthly payment = Total to pay / 3
Monthly payment = $1,045,500 / 3 ≈ $348,500
Summary:

Total loan amount: $1,000,000
Total interest: $45,500
Total to pay: $1,045,500
Monthly payment: Approximately $348,500
Grades:

No penalty will be charged for early payments.
Late payments will incur additional fees and affect future loan applications.
If you have any questions, please contact our customer service.
Contact:

Website: https://www.platax.co
Customer service line: [phone]
Email: [e-mail]
Address: Carrera 7 #115-30, Bogotá, Colombia
Opening hours: Monday to Friday 8:00 - 17:00, Saturdays 9:00 - 12:00