Idiphozi ephindaphindayo isho ukwenza amadiphozithi ajwayelekile. Kuyisevisi ehlinzekwa amabhange amaningi lapho abantu bengafaka khona imali njalo futhi bathole imbuyiselo ehloniphekile ekutshaleni kwabo.
“I-akhawunti ye-RD isho i-akhawunti yasebhange noma yesevisi yeposi lapho ofaka imali ebeka khona inani elithile lemali inyanga ngayinye isikhathi esimisiwe (imvamisa esisuka onyakeni owodwa kuya eminyakeni emihlanu).” Lesi sakhiwo esabantu abafuna ukubeka phansi inani elibekiwe njalo ngenyanga ngenhloso yokuthola inkokhelo ngemva kweminyaka embalwa.
Isebenza kanjani i-akhawunti yediphozithi ephindayo?
I-fixed deposit evamile isho ukuthi umuntu ubeke eceleni isamba semali esingakhishwa ngemva kwesikhathi esibekiwe. Okwamanje, awukwazi ukuguqula isamba semali noma ukungezelele.
Idiphozi ephindayo ilandela inqubo efanayo enomehluko owodwa oyinhloko. Esikhundleni sokutshala isamba semali, kufanele ufake inani elithile ku-akhawunti yakho inyanga ngayinye, oyinqume lapho uvula i-akhawunti yakho ye-RD. Lokhu kungaba isamba esincane esingeke sithulule ngokuphelele isikhwama sakho semali. Futhi uma isamba sivuthwa, uzoba nesamba esikhulu esingaphezu kukathishanhloko, kanye nenzalo.
Izici ze-RD
Izinga Lenzalo liphakathi kuka-5% kuya ku-8% (liyashintshashintsha ukusuka kwelinye ibhange ukuya kwelinye)
Inani elincane lediphozithi lisuka ku-Rs.10
Isikhathi sokutshala imali kusuka ezinyangeni eziyisi-6 kuye eminyakeni eyi-10
Imvamisa Yokubalwa Kwenzuzo njalo Ngekota
Ukuhoxa phakathi nethemu noma ingxenye akuvunyelwe
Ukuvalwa kwe-akhawunti ngaphambi kwesikhathi kuvunyelwe ngesijeziso
Kubuyekezwe ngo-
Eph 6, 2022