Simpl: Shop Now. Pay Later.

GetSimpl Tech

About this app

Simpl makes everyday payments effortless by combining Shop Now Pay Later flexibility with the convenience of a Digital Khata. From online Shopping and food delivery to Mobile Recharge Online and Utility Bill Payment, Simpl brings everything into one secure platform. With over 26,000 merchants in its network, you can Buy Now Pay Later, settle your Postpaid Payments every 15 days, and enjoy Interest-Free Credit with no hidden charges.

🛍 Shop First, Pay Later
Simpl works as a trusted Pay Later App, giving you the freedom to make purchases today and clear your dues later. Every transaction is added to your account and consolidated into a single bill, acting like a Post Bill Payment system. Whether it’s groceries, fashion or daily essentials, you get the ease of Shop First Pay Later without needing a credit card.

💳 Flexible Repayments with Installments
For larger purchases, Simpl gives you control with its Pay in Installments option. Using the Pay in 3 feature, you can divide a bill into three simple parts, making it easier to manage big-ticket expenses. It works like an installment plan for shopping, but without the complexity of loans or credit cards. You enjoy interest-free installments, much better than an EMI option, and repay over time with no hidden fees. This way, whether it’s travel, electronics or lifestyle buys, you get the flexibility of a no-cost payment plan while keeping your budget intact.

📱 Recharges & Utility Bill Management
Simpl doubles as your Recharge App, helping you stay on top of daily expenses. You can Recharge Bills, set up Recharge Mobile plans, or complete a Recharge Online for DTH and streaming services. Beyond recharges, Simpl supports Electricity Bill Payment, gas, broadband, and water dues. All transactions are stored under Utility Bill Management, so you can track them later. With Quick Bill Payment and Instant Payments powered by UPI, Simpl ensures no online payment is delayed.

⚡ Quick & Secure Payments with Digital Khata
Simpl guarantees speed and safety. Using One-Tap Checkout, you can complete purchases instantly without OTPs or card details. This makes Simpl a reliable Quick Payment App for everyday use. Supporting Fast Online Payment and Online Money Transactions, Simpl functions as a modern Digital Khata. From shopping to broadband dues, it covers everything like a Digital Payment App, but smarter and easier to manage.

📊 Track & Manage Your Budget
Simpl goes beyond payments to help you stay in control of your money. With built-in payment Management, you can see all upcoming dues. It also works as a Manage Budget App, giving insights into your habits. You can Track Expenses across categories, or use tools to Track Online Spending for better financial planning. Combined with alerts and reminders, Simpl makes Utility Bill Management and Expense Tracking effortless.

🔑 Why Millions Choose Simpl
- Flexible repayments with both Pay Later and Installment Plans
- A trusted BNPL App across fashion, groceries, electronics & travel
- No hidden fees
- Clear billing every 15 days like a Postpaid Payment App
- Personalised rewards across 26,000+ merchants
- A secure platform built on the idea of a Digital Khata
Simpl is more than just another Pay Later App. It is a complete solution that combines Shop Now Pay Later, Pay in Installments, everyday Recharges, and smart Bill Management into one seamless service.

📱 Download Simpl today , handle Recharge Bills, enjoy Quick Bill Payment, use Pay in Installments, benefit from 0 Interest EMI, manage Mobile Recharge Online, and Track Expenses with confidence.

Ratings and reviews

Disgusting service, From last 2 days You are showing a Banner 'Billbox is temporarily Unavailable '. After sending multiple emails and tickets from yesterday, there is nothing Changed. I didn't see this kind of Casualty ever from any platform. Even After checking this Comment you'll say, Our IT team is Working hard, and will resolve it quickly. Useless they are closing the ticket without any resolution and information. Seriously you guys don't care about your Customer. Frustrating!

i was using this app for my groceries and other expenses! all bills were paid on time and had an amazing 25000 limit. suddenly from last month starts im unable to use it at all! It's not giving me an option to use it anywhere! i have raised a request but nobody seems to be working on it! i hope this gets fixed asap or else they will be losing a lot of customers and already I've raised issue many times only mail comes that we are working on it. But I don't think they are sorting anything.

I have had a very good experience with simpl. almost always I paid the dues timely. I'm nowadays getting alerts to do the recharges in the billbox. But unable to use simpl. Showing as some technical error. It's been a week I have raised request but the customer service is not at all good. I would have given 5star rating but due to poor customer support I'm giving 2 now. Their customer care number is also not available. Still my limit available but unable to use. I am very much disappointed.