Simpl: Shop Now. Pay Later.

GetSimpl Tech

About this app

Simpl makes everyday payments effortless by combining Shop Now Pay Later flexibility with the convenience of a Digital Khata. From online Shopping and food delivery to Mobile Recharge Online and Utility Bill Payment, Simpl brings everything into one secure platform. With over 26,000 merchants in its network, you can Buy Now Pay Later, settle your Postpaid Payments every 15 days, and enjoy Interest-Free Credit with no hidden charges.

🛍 Shop First, Pay Later
Simpl works as a trusted Pay Later App, giving you the freedom to make purchases today and clear your dues later. Every transaction is added to your account and consolidated into a single bill, acting like a Post Bill Payment system. Whether it’s groceries, fashion or daily essentials, you get the ease of Shop First Pay Later without needing a credit card.

💳 Flexible Repayments with Installments
For larger purchases, Simpl gives you control with its Pay in Installments option. Using the Pay in 3 feature, you can divide a bill into three simple parts, making it easier to manage big-ticket expenses. It works like an installment plan for shopping, but without the complexity of loans or credit cards. You enjoy interest-free installments, much better than an EMI option, and repay over time with no hidden fees. This way, whether it’s travel, electronics or lifestyle buys, you get the flexibility of a no-cost payment plan while keeping your budget intact.

📱 Recharges & Utility Bill Management
Simpl doubles as your Recharge App, helping you stay on top of daily expenses. You can Recharge Bills, set up Recharge Mobile plans, or complete a Recharge Online for DTH and streaming services. Beyond recharges, Simpl supports Electricity Bill Payment, gas, broadband, and water dues. All transactions are stored under Utility Bill Management, so you can track them later. With Quick Bill Payment and Instant Payments powered by UPI, Simpl ensures no online payment is delayed.

⚡ Quick & Secure Payments with Digital Khata
Simpl guarantees speed and safety. Using One-Tap Checkout, you can complete purchases instantly without OTPs or card details. This makes Simpl a reliable Quick Payment App for everyday use. Supporting Fast Online Payment and Online Money Transactions, Simpl functions as a modern Digital Khata. From shopping to broadband dues, it covers everything like a Digital Payment App, but smarter and easier to manage.

📊 Track & Manage Your Budget
Simpl goes beyond payments to help you stay in control of your money. With built-in payment Management, you can see all upcoming dues. It also works as a Manage Budget App, giving insights into your habits. You can Track Expenses across categories, or use tools to Track Online Spending for better financial planning. Combined with alerts and reminders, Simpl makes Utility Bill Management and Expense Tracking effortless.

🔑 Why Millions Choose Simpl
- Flexible repayments with both Pay Later and Installment Plans
- A trusted BNPL App across fashion, groceries, electronics & travel
- No hidden fees
- Clear billing every 15 days like a Postpaid Payment App
- Personalised rewards across 26,000+ merchants
- A secure platform built on the idea of a Digital Khata
Simpl is more than just another Pay Later App. It is a complete solution that combines Shop Now Pay Later, Pay in Installments, everyday Recharges, and smart Bill Management into one seamless service.

📱 Download Simpl today , handle Recharge Bills, enjoy Quick Bill Payment, use Pay in Installments, benefit from 0 Interest EMI, manage Mobile Recharge Online, and Track Expenses with confidence.

Ratings and reviews

I am unable to complete my aadhar kyc, when I click on complete kyc then loading page appears and it shows loading. I waited at the page but after an hour it also show loading. I have a limit but I am unable to use that limit, after using 2 months and paid on time this issue faced by me,this is ridiculous thing. there is no customer care support.

The worst app does fraud with the customer's money I got a refund from a shopping website and they recently added an option that I can transfer my credit to my source account. I selected that option money got debited and the transactions show the amount has been processed successfully but I haven't received any refund in my bank account and it's been two days since I have raised a query about it and no response from them. total fraud don't use it.

The most pathetic experience from a buy now pay later platform. I was granted a certain credit limit & post utilisation of less than 50% of the limit, my account has been blocked for further transactions saying my account would be activated only post payment of the used limit. Is this logical? If I had to pay upfront on the same day, I would have chosen other payment options & not taken your favour for just a few hours. Horrible........