Simpl: Shop Now. Pay Later.

GetSimpl Tech

About this app

Shop now, pay later and manage utility bills - all in one simple, secured app.
Simpl is your go-to platform to keep payments easy, fast, and stress-free. It brings together the convenience of a bill payment app and the flexibility of buy now, pay later, letting you handle your daily spending with confidence. Whether you’re checking out on your favourite online store or paying an electricity bill, Simpl helps you get it done faster and smarter.

🛍 Smarter Shopping with Shop First, Pay Later
Why wait to enjoy the things you love? With Simpl, you can shop first and pay later across more than 26,000 trusted merchants - from food delivery and grocery stores to fashion, electronics, and lifestyle brands. Every purchase you make is added to your account and combined into a single clear bill twice a month. You can pay in one go, without the hassle of multiple payments or the need for a credit card. There are no hidden charges or interest, just the freedom to buy what you need today and settle your dues when it suits you.

💡 One Dashboard for All Your Bills
Managing bills has never been easier. Simpl lets you complete electricity bill payment, gas, broadband, water dues, and mobile recharge online from one secure place. It stores your bill details for quick repeat payments and sends you gentle reminders so you never miss a due date. Instead of switching between multiple apps, you get everything under one roof, making it the most convenient way to manage utility bills and stay organised.

⚡ Faster, Safer, More Reliable Payments
Simpl is designed to simplify bill payments and online checkouts so you can pay in seconds. Skip OTPs, passwords, and forms, just tap and pay. From topping up your FASTag and paying subscriptions to settling broadband, Simpl ensures every online bill payment is quick, seamless, and secure. You can rely on its advanced encryption and safety features, knowing every transaction is protected.

📊 Stay in Control of Your Money
Simpl goes beyond making payments - it helps you understand and control them. View all your upcoming bills, repayment history, and spending trends in one place. Use built-in tools to track expenses, plan your monthly budget, and make smarter decisions about where your money goes. Get reminders for due dates and alerts that keep you on top of every commitment, helping you avoid late fees and keep your finances healthy.

🎁 Rewards That Feel Like a Bonus
Simpl is built for convenience, but it also rewards you. Get personalized offers and cashback across select merchants, adding extra value to the payments you already make. The rewards are just one more reason to use Simpl - the real benefit is the speed, simplicity, and peace of mind that come with every payment.

🔒 Trusted by Millions
Millions of users trust Simpl to handle their daily payments securely. With transparent billing cycles every 15 days and no hidden charges, you know exactly what you owe and when you owe it. Every transaction is backed by state-of-the-art security, so you can shop and pay with confidence.

📱 Download Simpl today to enjoy shop now pay later, manage utility bills, and simplify bill payments - all in one powerful app. Experience faster, safer online bill payments, take control of your monthly spending, and make every checkout effortless.

Ratings and reviews

I am unable to complete my aadhar kyc, when I click on complete kyc then loading page appears and it shows loading. I waited at the page but after an hour it also show loading. I have a limit but I am unable to use that limit, after using 2 months and paid on time this issue faced by me,this is ridiculous thing. there is no customer care support.

The worst app does fraud with the customer's money I got a refund from a shopping website and they recently added an option that I can transfer my credit to my source account. I selected that option money got debited and the transactions show the amount has been processed successfully but I haven't received any refund in my bank account and it's been two days since I have raised a query about it and no response from them. total fraud don't use it.

The most pathetic experience from a buy now pay later platform. I was granted a certain credit limit & post utilisation of less than 50% of the limit, my account has been blocked for further transactions saying my account would be activated only post payment of the used limit. Is this logical? If I had to pay upfront on the same day, I would have chosen other payment options & not taken your favour for just a few hours. Horrible........