SmartSpending

Reward Gateway

About this app

From anywhere, at any time, on one app, you’ll have access to the discounts you love provided exclusively by your employer, including the weekly promotions when your discounts get even bigger. You can use the app to purchase Instant Vouchers and save them to a digital wallet for future use, earn Cashback when shopping online with your phone, and use Cashback towards Instant Voucher purchases to make your savings go even further! But there are heaps more features you’ll love:

Huge choice

All of the discounted Instant Vouchers and Cashback offers from your employer are available in the app. This gives you the ultimate shopping experience on your phone. Saving you money on everything you already buy and on life’s big expenses.

Online shopping

Earn money back while you shop with all of the available Cashback offers in the app. Find the retailer you want to shop with, click the Cashback button, and shop as normal in the retailer's online store which loads directly in the app.

Digital wallet

All of the Instant Vouchers you buy will be saved into the app's digital wallet – whether you buy them in the app or on the desktop site. You can use your Instant Vouchers without phone reception or a Wi-Fi connection once they’re saved in the digital wallet too.

Intelligent basket

Start ordering discounted Instant Vouchers in the app or on the desktop site and the intelligent basket will keep them in place and let you complete your purchase on any other device. Clever!

Safe & secure

Your card details are not saved to the app and you can choose a four-digit PIN to prevent anyone but you from logging in.

Your account

Watch your Cashback build in the ‘My Account section’ of the app and use it to pay for your Instant Vouchers. You can also update your personal details.

Ratings and reviews

Removed the ability to check Woolworths balances or save their gift cards to your Google Wallet. 👎 Purchased a 2k+ JB HiFi gift card, money came out of my account but immediately received a SmartSpending email that the card couldn't be purchased and a refund would be issued. Now I'm 2K out of money until the refund is eventually processed, so I can't purchase the product I wanted. No explanation of why the card purchase failed and no immediate refund. 💩

Merchants and discounts dependant on who you sign up through. I have two jobs and both jobs have different levels of discounts, cash back and merchants. The platform is a middle man as they act as a bridge between various gift card issuers. Thus, not able to save the gift card to digital wallets immediately. You have to open a gift card of the respective issuer before saving. Overall, it is nice saving a little bit here and there and that there are no ads.

The SmartSpending service itself is great, I love the discounts, but the app can be very buggy. Please add a wallet feature where you can store your instant cards and show the remaining balance! The app only shows the full balance, and checking the current balance is tedious, especially when you have to keep doing it over and over again, every time you go into the app!! You have to go to the retailers site and type in the card numbers each time to see if the card still has a balance. Adding a wallet showing the actual balance would bring mu rating to 5 stars!