4.0
9.85K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Welcome to Utkarsh Mobile Banking App – This is the official mobile banking service from Utkarsh small finance bank. Utkarsh Mobile App seamlessly combines best-in-class technology and service to bring you an meaningful banking experience. This app will give the Utkarsh account holders a option to use our services whether you're at home, work, or on the move. Utkarsh Mobile App is your financial companion and available 24/7.

With Utkarsh Mobile App, you can:

Manage Your Accounts: Check balances, view transaction history, and monitor account activity in real-time.

Transfer Funds: Effortlessly move money between your accounts or send funds to friends and family with just a few tap using various payment options such as IMPS, NEFT, RTGS, UPI Lite among others

Pay Bills: Simplify your life and pay your bills promptly while on-the-go

Open Fixed Deposits / Recurring Deposits at your convenience

Update Nominee Details

Locker – You can apply for Locker facility through the mobile App. Just fill in the details and our representative will call you for further process

TDS Summary – You can get your TDS Summary at any given time through Utkarsh Mobile App

Apply for loans – Opt for competitive interest rates on our array of Loans

And much more options await you for your Banking needs!

To start the service, download Utkarsh Mobile App today and log in with your Utkarsh Small Finance Bank online banking credentials. If you're not yet enrolled in online banking, sign up directly through the app or website and begin enjoying the convenience of Utkarsh Mobile App.
Updated on
Aug 14, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
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No data collected
Learn more about how developers declare collection

Ratings and reviews

4.0
9.78K reviews
Apurba
July 24, 2025
App is getting updated every alternate days but what updates are taking place, god only knows. There's a big problem in FD section. It shows, maximum limit to book FD is 1000/- per day. The initial opening is too much time taking and some times it never opens at first go. One can't exit from the app unless you close the tab. Can be much better app provided your technical and sale & operation teams works together and in line with your products and processes.
4 people found this review helpful
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Suman Sarkar
August 15, 2025
Mobile app very Bad .it's a web based application.....please improve asap.....now a days each & every mobile banking apps just superb.....but utkarsh bank app very bad .....please upgrade and add more features in your app.
5 people found this review helpful
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Selva Kumar
August 25, 2025
worst bank interms of getting personal loan and the app will not work, as worst like as mobile loan apps don't get any loan from this bank , they will loot your money in the name of interest
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What’s new

Update with minor fixes and improvements.

App support

About the developer
UTKARSH SMALL FINANCE BANK LIMITED
usfb.bnk@gmail.com
Utkarsh Tower, NH-31 (Airport Road) Sehmalpur, Kazi Sarai, Harhua, Varanasi, Uttar Pradesh 221105 India
+91 99111 07898

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