4.8
226 reviews
5K+
Downloads
Content rating
Everyone
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About this app

Ucee is a digital-first microfinance bank emerging from the strength of Africa’s leading investment bank and financial services group, United Capital Plc. At Ucee, we redefine banking to be more than just transactions; we serve as a partner in supporting and enhancing the quality of lives of our customers.

OUR PURPOSE

To democratize access to credit and innovative banking solutions.

At the heart of our mission is financial inclusion; we believe that everyone, regardless of their background or financial standing, deserves equal access to financial empowerment. By breaking down barriers and bridging gaps, we provide inclusive, innovative, convenient and accessible banking services.

OUR APPROACH

Ucee adopts a cutting-edge hybrid banking model integrating the state-of-the-art technology, seamlessness, and flexibility of a neo bank with the time-tested, and durable operational infrastructure of a traditional bank. This fusion enables us to provide unparalleled financial solutions, giving customers the freedom to bank on their own terms – wherever, however, and whenever they want – through our physical branch located in the heart of Lagos Island and our digital channels (website and mobile app).

OUR SERVICES

Under this flexible model, Ucee customers enjoy access to a wide range of services including loans, savings, deposits, cardless withdrawals, bill payments and more. Whether at our physical location, the comfort of their home or holiday destination, accessing these services takes just minutes with minimal documentation required. In line with our commitment to financial inclusivity, we offer a USSD feature, ensuring account holders without smartphones can conveniently avail these services.

Beyond transactions, we recognize that financial well-being is crucial for realizing life goals and aspirations hence, we provide personalized financial solutions, from target savings plans to budgeting tools, to help our customers not only manage their money but to empower them to live the life they envision.
Updated on
28 Jul 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
225 reviews
Benedicta Agbo
2 July 2025
The app keeps shutting down,, it's so annoying,, I type an alphabet, the app closes , progress not stored, you start afresh,, it's tiring and I'll delete the app soon if I can't cope anymore
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Lopez Nduka
29 June 2025
I will recommend this app to anyone. it is fast and reliable. Though with hitches as every other app, they have a reliable customer service who quickly resolve issues and are very polite and efficient.
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Wasiu Afolabi
4 July 2025
I don't understand this app I download this app yesterday and starting my verification details. I have already finished everything yesterday..I transferred 200 naira to d account I transferred it back to my opay account this morning I want to transfer my remaining money erow y now
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What's new

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About the developer
UNITED CAPITAL TRUSTEES LTD
ucap.itteam@gmail.com
UBA House 57, Marina Lagos Nigeria
+234 803 244 1469

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