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Ukuphathwa kwengcebo kusho umkhuba wokuphatha izinsiza zezezimali zomuntu ngamunye kanye nokutshalwa kwezimali ukuze kuzuzwe imigomo yakhe yezezimali. Kubandakanya uhla lwemisebenzi efana nokuhlela ukutshalwa kwezimali, ukuhlela intela, ukuhlela umhlalaphansi, nokuhlelwa kwezindlu. Nawa amanye amathiphu okuphatha ingcebo angasiza abantu ukuthi bafinyelele imigomo yabo yezezimali
Zibekele imigomo yezezimali ecacile: Isinyathelo sokuqala sokuphatha ingcebo ukuchaza imigomo yakho yezezimali. Udinga ukunquma ukuthi yini ofuna ukuyizuza nokuthi ufuna ukuyifinyelela nini. Uma usuzibekile izinhloso zakho, ungakha uhlelo lwezezimali oluzokusiza ukuthi uzifeze
Yakha isikhwama sezimo eziphuthumayo: Kubalulekile ukuba nesikhwama sezimo eziphuthumayo esingakwazi ukukhokhela izindleko zakho okungenani izinyanga ezintathu kuya kweziyisithupha. Lesi sikhwama sizokusiza ukuthi ugweme ukungena emalini oyitshalile noma ukuthatha isikweletu uma kuba nesimo esiphuthumayo sezezimali obungasilindele
Hlukanisa ukutshalwa kwezimali kwakho: Ukuhlukahluka kuwumgomo oyinhloko wokuphatha ingcebo. Ngokutshala impahla ehlukahlukene njengezitoko, amabhondi, izindlu nezimpahla, unganciphisa ingcuphe yokulahlekelwa futhi wandise amathuba okuthola imbuyiselo.
Cabangela imithelela yentela: Ukuhlelwa kwentela kuyisici esibalulekile sokuphathwa kwengcebo. Ngokuqonda imithelela yentela yokutshalwa kwezimali kwakho nezinqumo zezezimali, unganciphisa isikweletu sakho sentela futhi wandise izinzuzo zakho zangemva kwentela.
Nciphisa isikweletu: Isikweletu singaba isithiyo esikhulu ekufinyeleleni imigomo yakho yezezimali. Ngokunciphisa isikweletu sakho futhi ukhokhe kuqala isikweletu senzalo ephezulu, unganciphisa izindleko zenzalo futhi ukhulule imali eyengeziwe yokonga nokutshalwa kwezimali.
Uhlelo lokuthatha umhlalaphansi: Ukuhlelela ukuthatha umhlalaphansi kubalulekile ekulawuleni ingcebo yesikhathi eside. Udinga ukunquma ukuthi yimalini okufanele uyilondolozele umhlalaphansi nokuthi uzoyitshala kanjani imali oyilondolozile ukuze ufeze izinhloso zakho zokuthatha umhlalaphansi.
Buyekeza futhi ulungise uhlelo lwakho lwezezimali njalo: Ukuphathwa kwengcebo kuyinqubo eqhubekayo edinga ukuqashwa njalo nokulungiswa. Udinga ukubuyekeza uhlelo lwakho lwezezimali njalo futhi wenze izinguquko njengoba kudingeka ukuze uqinisekise ukuthi usendleleni yokufeza izinhloso zakho zezezimali.
Ngokulandela lezi zeluleko zokuphatha ingcebo, abantu bangafinyelela izinjongo zabo zezezimali futhi bakhe ingcebo yesikhathi eside. Nokho, kubalulekile ukukhumbula ukuthi ukuphatha ingcebo kuyinkambu eyinkimbinkimbi futhi kungase kudinge iseluleko sochwepheshe ukuze kuzuzwe imiphumela engcono kakhulu.
Khulisa imbuyiselo, unciphise ubungozi: Tshala imali ngobuhlakani
Zibekele imigomo yezezimali ecacile: Isinyathelo sokuqala sokuphatha ingcebo ukuchaza imigomo yakho yezezimali. Udinga ukunquma ukuthi yini ofuna ukuyizuza nokuthi ufuna ukuyifinyelela nini. Uma usuzibekile izinhloso zakho, ungakha uhlelo lwezezimali oluzokusiza ukuthi uzifeze
Yakha isikhwama sezimo eziphuthumayo: Kubalulekile ukuba nesikhwama sezimo eziphuthumayo esingakwazi ukukhokhela izindleko zakho okungenani izinyanga ezintathu kuya kweziyisithupha. Lesi sikhwama sizokusiza ukuthi ugweme ukungena emalini oyitshalile noma ukuthatha isikweletu uma kuba nesimo esiphuthumayo sezezimali obungasilindele
Hlukanisa ukutshalwa kwezimali kwakho: Ukuhlukahluka kuwumgomo oyinhloko wokuphatha ingcebo. Ngokutshala impahla ehlukahlukene njengezitoko, amabhondi, izindlu nezimpahla, unganciphisa ingcuphe yokulahlekelwa futhi wandise amathuba okuthola imbuyiselo.
Cabangela imithelela yentela: Ukuhlelwa kwentela kuyisici esibalulekile sokuphathwa kwengcebo. Ngokuqonda imithelela yentela yokutshalwa kwezimali kwakho nezinqumo zezezimali, unganciphisa isikweletu sakho sentela futhi wandise izinzuzo zakho zangemva kwentela.
Nciphisa isikweletu: Isikweletu singaba isithiyo esikhulu ekufinyeleleni imigomo yakho yezezimali. Ngokunciphisa isikweletu sakho futhi ukhokhe kuqala isikweletu senzalo ephezulu, unganciphisa izindleko zenzalo futhi ukhulule imali eyengeziwe yokonga nokutshalwa kwezimali.
Uhlelo lokuthatha umhlalaphansi: Ukuhlelela ukuthatha umhlalaphansi kubalulekile ekulawuleni ingcebo yesikhathi eside. Udinga ukunquma ukuthi yimalini okufanele uyilondolozele umhlalaphansi nokuthi uzoyitshala kanjani imali oyilondolozile ukuze ufeze izinhloso zakho zokuthatha umhlalaphansi.
Buyekeza futhi ulungise uhlelo lwakho lwezezimali njalo: Ukuphathwa kwengcebo kuyinqubo eqhubekayo edinga ukuqashwa njalo nokulungiswa. Udinga ukubuyekeza uhlelo lwakho lwezezimali njalo futhi wenze izinguquko njengoba kudingeka ukuze uqinisekise ukuthi usendleleni yokufeza izinhloso zakho zezezimali.
Ngokulandela lezi zeluleko zokuphatha ingcebo, abantu bangafinyelela izinjongo zabo zezezimali futhi bakhe ingcebo yesikhathi eside. Nokho, kubalulekile ukukhumbula ukuthi ukuphatha ingcebo kuyinkambu eyinkimbinkimbi futhi kungase kudinge iseluleko sochwepheshe ukuze kuzuzwe imiphumela engcono kakhulu.
Khulisa imbuyiselo, unciphise ubungozi: Tshala imali ngobuhlakani
Kubuyekezwe ngo-
Ukuphepha kuqala ngokuqonda ukuthi onjiniyela baqoqa futhi babelane kanjani ngedatha yakho. Ubumfihlo bedatha nezinqubo zokuphepha zingahluka kuye ngokusebenzisa kwakho, isifunda, nobudala. Unjiniyela unikeze lolu lwazi futhi angalubuyekeza ngokuhamba kwesikhathi.
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NITIN KHUHA
khuhanitin@gmail.com
197 , Pateinagar(Jamadar Wadi), Amarnagar Raod Area
Jetpur Amarnagar Road Area Jetpur, Dist - Rajupt
jetpur, Gujarat 360370
India
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