FairKash+ : Quick Online Loans

4.3
15.2K reviews
1M+
Downloads
Content rating
Rated for 3+
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About this app

Borrow up to KES 60,000 anytime with Fair Kash+! Our entirely digital and paperless application process approves you in minutes with no documentation needed. Apply once and withdraw cash as often as you need. We offer the most flexible credit line in Kenya. 

Why Fair Kash+?
1.Up to KES 60,000 limit: Get approved once and borrow whenever needed. Hassle-free experience: Get approved once and re-borrow whenever you need in just a few taps. No more waiting or new applications required.
2. Fast cash: Get approved in minutes and money sent to your M-Pesa right away. We make borrowing simple.
3. Flexible repayments: Choose an installment plan or pay interest/principal whenever you want. Funds in your account instantly! Couldn't be easier!
4. Simple and safe: No hidden fees. Strict privacy and security regulated by Central Bank of Kenya. Trusted by 1 million+ Kenyans.

We provide unsecured personal loans from KES 3,000 to KES 60,000 with flexible repayment period from 91 days to 365 days and interest fee rate from 3% to 18% per year. The minimum APR is 20.1% and maximum APR is 80.2% in compliance with the credit regulations. Grow your credit limit up to KES 60,000 by paying back on time!

Representative example:
Apply for a loan with period 120 days, Loan Principal is KES 4,000, Interest Fee Rate is 15%, Service Fee Rate is 4%, Annual Percentage Rate (APR) is 49.6%.
- Loan Principal: KES 4,000 (120 days)
- Total Interest Fee: KES 600 (KES 4,000 * 15%)
- Total Service Fee: KES 160 (KES 4,000 * 4%)
- Total Fee Cost: KES 760 (KES 600 + KES 160)
- Repayment Amount: KES 4,760 (KES 4,000 + KES 600 + KES 160)

Who can Apply?
1. Any Kenyan citizen over 20 years old
2. Have a valid ID and mobile number

How to Get a Loan?
1. Download the Fair Kash+ app
2. Register with your phone number
3. Enter your basic info and loan request
4. Get approved instantly and receive money in minutes—deposited directly into your M-Pesa account

Join 1 million+ Kenyans enjoying freedom and flexibility with FairKash+. Apply once, borrow often, pay on your terms! Life's hard enough, we make your money simple. Get the app and experience better borrowing.

Privacy and Permissions
Fair Kash+ take your privacy very seriously and promise to never share your information with third parties.

Contact Us
We’re always here for you during business hours! If you have any feedback, questions, or concerns, please e-mail us at support@fairkplus.live
Message us on WhatsApp: +254 796383534
Address: Riverside Lane West, Riverside Building, Nairobi area, Kenya
Updated on
May 8, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
15.1K reviews
Goodman Murthy
November 23, 2023
A good software for a loan, you can do the staging. And this is also very fast. Good software. Borrow money, very convenient, a few days ago I applied quickly p to get the phone loan is convenient, support, personally feel It’s very interesting to be involved in the process of loan. You can also learn a lot of knowledge. It’s very good and has everything you need.
2,040 people found this review helpful
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AZURA CREDIT LIMITED
November 26, 2023
Hello, we are happy that you enjoyed a smooth user experience while using our app. Thank you for taking the time to rate and review us. In case you have any queries or need any clarification, please feel free to reach us on 0796383534 or email us at support@fairkash.co, to better enable us to serve you. Thank you for choosing FairKash+
armillion dreams
June 3, 2024
One of the shittiest loan apps, you can't keep threatening some 2days before due date, and you still keep sending messages after payment is made, wajinga sana
5 people found this review helpful
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AZURA CREDIT LIMITED
June 5, 2024
Hello, we apologize for the dissatisfaction experienced during your interaction with our app and services. Kindly contact our Customer Service through 0759703015 or email us at support@fairkash.co so that we can help resolve any underlying issues. Hopefully, then you will be as kind as to rate us 5 stars. Thank you for choosing FairKash+.
Andrew Mwachaka
May 10, 2024
How I wish I could rate them at negative 5,its a very useless and unprofessional app the kind of text messages you receive from unknown number is just pathetic, abusive and threats all over and it's 2 days before due date. Nilikosa amani the whole day I deleted this app immediately I pressed the repay button.
67 people found this review helpful
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What's new

We released a new version of FairKash+ : Quick Online Loans with some exciting changes!
1. Added function of deleting account
2. Our app has been optimized for performance, ensuring a faster and more reliable user experience.
3. We also fixed some bugs and made some small improvements to enhance the overall usability of the app.
Please update to the latest version. Thank you for choosing FairKash+ : Quick Online Loans