Branch: Loans & Mobile Banking

Branch International Financial Services Limited

About this app

In the age of digital banking, managing finances has never been easier. Branch, a leading name in the world of mobile banking, finance and loan apps in Kenya, offers an array of financial services that empower individuals to take control of their money.

What We Offer:

🚀 Get quick loans - no paperwork or collateral is required.
💸 Transfer money from Branch to MPESA or your bank account and vice versa.
💡 Pay bills without incurring extra charges.
💼 Save money in your Branch wallet and earn a whopping 15% interest rate - the highest in Kenya. 💰

Transparent Rates and Fees
Our loan terms are straightforward.
📊 Loan Amounts: Ksh 1000 to Ksh 300,000
📈 APR/Interest Rate: 20% to 211% (Monthly interest: 2% to 18%)
💼 Processing Loan Fee: None
🔗 Onboarding Loan Fee: None

Our banking Features

📲Quick Mobile Top-Up: Branch allows you to buy airtime Kenya with ease. With the app, you can recharge within seconds, no need to run to the store.

💵Easy Pay/Send Money: Whether you're splitting a bill with friends or sending money to family, Branch simplifies the bank process. You can seamlessly pay/send money directly through our banking app, 24/7.

⌛Fast Loans in 24 hours: Sometimes, life throws unexpected financial curveballs. That's when instant mobile loans from Branch become a lifeline. You can get a loan in 24 hrs tailored to your needs, all loan solutions within the app.

⚡Instant Financial Services: Branch is a leading player in the world of loan and finance apps Kenya has, with personal loans ranging from Ksh 500 to Ksh 300,000. Whether you have a medical emergency or simply need some extra cash, Branch's mobile loans cover your finance.

Personal Banking Loans Tailored to Your Needs

Need a personal bank loan? Branch has you covered. Our loans range from Ksh 500 to Ksh 300,000, making it accessible for various financial and banking needs. Choose your tenure from 62 days to 1 year, and our interest rates range from 2% to 18%, depending on your risk profile.

Example: Suppose you borrow Ksh 10,000 with an APR of 196% for 62 days.
📝 Interest Calculation: Ksh. 10,000 * 196% / 365 * 62 = Ksh. 3,260
💰 Total amount disbursed: Ksh. 10,000
💸 Total amount to repay: Ksh. 13,260 (Ksh. 10,000 + Ksh. 3,260)
You'll make two monthly payments of Ksh. 6,630, note that some customers may incur late bank fees.

Get Variety of Personal Bank Loans

Branch understands that financial bank needs vary. That's why the app provides various types of personal banking loans, including:

🏥 Medical Loans/Emergency Loans: For unexpected medical expenses.
🏡 Home Renovation Loans: Helping in Investing Money in your living space.
🎓 Education Loans: Invest in your future or finance your child's education.
🌍 Travel Loans: Explore the world without financial worries.
💒 Wedding Loans: Make your dream wedding a reality; buy goods and services for your wedding with our loans.
🎓 Student Loans: Finance your academic pursuits. 📚

Branch is Now Branch Microfinance Bank
Introducing the Branch Microfinance Bank app, your go-to solution for personal loans on the go.
Forget the paperwork, collateral, and office visits. With Branch MFB, you can apply for loans with ease.
Access your funds 24/7, with quick and straightforward sign-up.
Use your money for what matters most to you, whether it's for your home or business.
Enjoy lower banking fees and flexible payment terms as you repay.

Branch Brings Trusted Financial Bank Services to you
Branch's commitment to excellence has made it a renowned financial services app. The banking app has been featured in several prominent publications about finance, including
📰 Financial Times
🌐 TechCrunch
📊 Forbes
📺 Bloomberg TV
📖 Huffington Post
📰 Wall Street Journal
📡 CNBC Africa, and various local media outlets. 🌍

Get in Touch 📞📧
Download Our Loan Finance Banking App Today. Branch values your feedback and is ready to assist with any questions or concerns. Contact us at [e-mail] or find us on Facebook. 🌟💰

Ratings and reviews

They're simply the best I've seen, used, or attempted to use. And trust me... I've tried a lot. Don't want to mention names but whatever other options you're thinking about, Branch beats em all: Low interest rate, flexible/reasonable repayment timing, almost instant loan disbursement/repayment. Plus, unlike the others, I've never received any form of spam calls from the organization asking (almost forcing) me to come borrow again after the bad previous treatments they all gave.

Branch is one of my favorite loan app, the design is great, and also very easy to use. I love the free transfers, in fact that my best feature. The speed the in transactions is very fast. On interest rate, I'd say they are quite pricey, and also increase the rate at which users grow into higher amounts. On bank cards, I believe this is a killer feature/addition, totally love it. Good work guys!

2022:Fast and secure app that has helped me organize my finances. The addition of the savings option is a big move. 2025: The transaction charges are almost 1.5 time those of mpesa making it costly to transact. The option to pay in 30 days was removed hence increasing interest on loans. There is no daily interest option and the app forces you to select either 42 or 60 days repayment which have higher interest.

What’s new

Better than your bank - we've totally redesigned our app to help you manage your finances on the go. Update now to see our sleek new design and get access to new products and features.

If you like the new update, share the love by leaving a 5-star review and inviting your friends. Have feedback? Let us know by messaging Customer Care in the app.