146K reviews
Content rating
Everyone
5M+
Downloads
Content rating
Everyone
Users Interact
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About this app

Send and receive money the fast and easy way. Transfer funds across town and across Africa, right from your mobile phone.



What is Chipper Cash?
Enjoy free local transfers and the lowest cross-border rates with Chipper Cash, a cross-border payments app, where over 4 million people send & receive money in and between Nigeria šŸ‡³šŸ‡¬, Kenya šŸ‡°šŸ‡Ŗ, South Africa šŸ‡æšŸ‡¦, United States of America šŸ‡ŗšŸ‡ø, Ghana šŸ‡¬šŸ‡­, Uganda šŸ‡ŗšŸ‡¬, Rwanda šŸ‡·šŸ‡¼, and UK šŸ‡¬šŸ‡§.

Chipper Cash is connecting Africa šŸŒ and the Diaspora, one transaction at a time. Everyday we ā€œchip awayā€ at the financial problems facing people across Africa & around the world.

Send & Receive Money
Just say no to transfer fees or traveling to a bank or agent just to send and receive money. Instantly transfer between your accounts for free.
Get paid faster, with zero fees!

No-Fee Money TransfersšŸ™Œ
Move your money between Chipper Cash and any bank, or mobile money account absolutely free!

Buy Discounted Airtime and Data Bundles & Earn Cashback
Purchase discounted Airtime and earn 2% or more CashBack instantly. Get Airtime for yourself, or send to a friend 😘, even send it internationally!

Pay Bills Instantly for Free
Pay bills🧾with no extra fees charged. Chipper Bill Pay is so easy, that you may even start paying your friend's bills. Bills are a hassle, Chipper is simple, easy, and free.

Earn with Chipper
Earn cashšŸ’° by sharing Chipper with friends and colleagues. They get a cash bonus too. No limits!

Pay Anyone / Get Paid, Instantly
Run a businessšŸ“ˆ and need to pay local and international suppliers? Pay instantly with Chipper and save big on transaction fees.

Shopping online for the perfect accessory šŸ‘ šŸ‘—šŸ’» , Pay with Chipper and get those dream itemsšŸŽ without the nightmare fees.

Studying abroad šŸ““ and need tuition and pocket money from home? Chipper saves your family money and you get the funds instantly.

Stay informedšŸ“”
Chipper is constantly expanding. šŸ“£Keep updated on the latest features, deals and countries on social media:
Facebook / Instagram / Twitter: @chippercashapp
Contact us at: support@chippercash.com
Send & Receive money to, from, and across Africa with no fees.
Updated on
Oct 19, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Personal info and 6 others
  • This app may collect these data types
    Location, Personal info and 7 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

145K reviews
Michael Awoniyi
April 15, 2023
I was thinking of giving five stars but that would be after a solution is given to my complaint. I've tried many times to send to Ghana MTN Mobile Money, but it's always say 'enter a valid phone number' while I was entering a correct one, I even went to the extent of trying with different numbers. I think you should look into that ASAP, because when the feature isn't functioning in the App, why should it be there?!
14 people found this review helpful
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Monica Richard
May 13, 2023
This app was very easy and nice from the beginning but right now there are many strange things happens like I save money on my USD card but unfortunately I can't find them anymore only got a message That my card was declined on other apps which I added my card. Even tho if my card was declined definitely there was no money on the card it has to show a decline or error not by taking my money away!! Even one should check this does it right this way?
5 people found this review helpful
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Muhammad Mubarak Lawal
August 30, 2024
They love to charge you day in and day out. High exchange rates that increase by the minute if you want to convert naira to dollar, money has to be paid for many features, and "monthly maintenance fee" for account and card. Heck, even their virtual card is only one year span, meaning you have to pay their high fees when exactly one year comes around. This is not to mention that they'll deactivate your card if you incur many declined transactions, and you'll have to pay for another one.
10 people found this review helpful
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What’s new

We’ve made the Chipper Cash experience even better for you. Here’s what’s we’ve improved:

- Improved stability and performance

Be sure to update your app to get the best in-app experience!

Love the app? Rate us!
Any feedback or questions? Reach us at support@chippercash.com