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AP The FIN

About this app

Thefin is a financial platform that allows you to compare loans easily and conveniently.
Compare loan products from various affiliates easily and conveniently with simple authentication and verification of your personal information.
Conveniently use our loan transfer service with more favorable conditions.
Start smart asset management by collecting your financial status with the MyData service.

- Thefin Customer Center: [e-mail]
- Developer contact information
11th floor, 218 Teheran-ro, Gangnam-gu, Seoul
1833-7114

AP The Fin Co., Ltd. is a financial product sales agent and broker (online loan solicitation company) registered with the Financial Services Commission. (Registration number: 2022-007)
A.P. The Pin Co., Ltd. is operated by various financial companies (KB Kookmin Bank, Shinhan Bank, Hana Bank, Woori Bank, NH Nonghyup Bank, IBK Industrial Bank, Sh Suhyup Bank, BNK Gyeongnam Bank, Jeonbuk Bank, K Bank, JT Chinae Savings Bank, OSB Savings Bank, Sangsangin Savings Bank, Korea Savings Bank, Yongchang Savings Bank, OK Savings Bank, BNK Savings Bank, Daol Savings Bank, NH Savings Bank) in accordance with financial laws. Welcome Savings Bank, Kiwoom Savings Bank, Moa Savings Bank, Anyang Savings Bank, Woori Financial Savings Bank, Yegaram Savings Bank, Hanwha Savings Bank, SBI Savings Bank, Kiwoom YES Savings Bank, Shinhan Savings Bank, Hana Savings Bank, Accuon Savings Bank, KB Savings Bank, Pepper Savings Bank, IBK Savings Bank, Hanwha Life Insurance, Lotte Non-life Insurance, Samsung Fire & Marine Insurance, KB Capital, Korea Capital, JB Woori Capital, BNK Capital, Woori Financial Capital, Hana Capital, Lotte Card, Shinhan Card, KB Kookmin Card, AP Funding, Together Apps, Daon Funding, FM Funding, Y Fund, 8 Percent, People Fund, Reading Plus, Ace Funding, Funding 119, Zoom Fund, We Funding, Miracle Funding) We are a financial product sales agent/broker (online loan collection company).
You can check your identity through the loan collection company search on the Financial Supervisory Service website (Business materials > Financial Consumer Protection Act > Loan collection company search > Online loan collection company).
A.P. The Pin Co., Ltd.'s loan comparison service is provided only for loan products from affiliated financial companies that have entered into a consignment agreement for loan collection with A.P. The Pin Co., Ltd., and does not cover all loan products from all financial companies.
A.P. The Pin Co., Ltd. does not have the authority to directly approve loans or conclude loan contracts, and each financial company affiliated with A.P. The Pin Co., Ltd. enters into a loan contract with the customer after going through loan screening. Repayment period, interest rate, etc. vary depending on the loan product of the affiliated financial company.
The credit information inquiry conducted by A.P. The Fin Co., Ltd. to check the loan limit and interest rate does not affect your personal credit score. However, if you excessively inquire about loan limits and interest rates from multiple financial companies or platforms in a short period of time, your loan availability may be affected.
When using a loan product, your personal credit score may drop just by signing a loan contract, and if your personal credit score falls, you may be disadvantaged in using loans and financial transactions with other financial companies.
If the principal and interest to be paid over a certain period of time are delinquent, there may be an obligation to repay all the principal and interest before the contract expires.
A.P. The Fin Co., Ltd. does not receive any financial compensation from financial consumers in relation to loan contracts, loan execution, etc. through this service, and does not receive loan interest or principal repayment on behalf of financial institutions.
The loan collection fee standards paid by affiliated financial companies can be found on each financial company's website.
A.P. The Fin Co., Ltd. complies with the Personal Information Protection Act and the Act on Use and Protection of Credit Information in relation to service operation, and the credit information or personal information provided by customers for loan contracts is held and managed by affiliated financial companies.
In relation to this service, financial consumers may claim damages from affiliated financial companies, which are direct sellers of financial products, and AP Thefin Co., Ltd., which is a financial product sales agent/broker, in accordance with Articles 44 and 45 of the Financial Consumer Protection Act.
General financial consumers have the right to receive a sufficient explanation of the relevant financial product or service in accordance with Article 19, Paragraph 1 of the Financial Consumer Protection Act, and are advised to read the product description and terms and conditions before concluding a loan contract.
The affiliate interest rate ranges from a minimum of 3.0% to a maximum of 20.0% per year, and the repayment period ranges from a minimum of 12 months to a maximum of 120 months.
Loan repayment example: When borrowing 1 million won with equal principal and interest repayment over 12 months at an annual interest rate of 5.2%, the total repayment amount is 1,028,390 won and the monthly payment amount is 85,699 won.

Reviewed by compliance officer No. 20240103-22-001

AP Thefin Co., Ltd. | CEO: Hohyung Lee
Address: 11th floor, 218 Teheran-ro, Gangnam-gu, Seoul
Business registration number: 247-88-02283 | Phone number: 1833-7114
Mail order business report number: 2024-Seoul Gangnam-04555

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