Miniloan-Online Loan in Ghana

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Big news! Miniloan is newly upgraded with an extended repayment period, twice as long as before, lower interest rates, and more surprises for new and existing customers. Come and experience it!

Miniloan is a convenient and reliable financial platform for mobile users.
Loan application process is secure and safe. If customers pay back their loans on time, they can take next loans without any other documentations.

Product Description:
Amount : GH₵ 200- GH₵ 5,000
Loan Term: 3, 6, 9 and 12 months
Daily loan interest rate: 0.01%
Annual loan interest rate (APR): 24%
Management/Platform Fee: 0.01%
Interest rate (APR, min to max) for this loan app: 17% to 29% per year

example:
If you choose a cash loan of 10,000,000 GH₵ for 1 year with 0.01% interest
Profit sharing: 24% = GH₵ 2,400,000
Term: 12 months / 12 times pay
Platform Fee: 12% = GH₵ 1,200,000
Total loan principal + interest = GH₵12,400,000
Total Payment Amount: GH₵13,600,000
Total monthly installments : GH₵ 1,133,333
• Borrowers have the flexibility to prepay at any time, which may reduce the above fees

Why our online credits are reliable and good:
• No collateral and no paper work – get cash online within 1 day. No need to go to the office or branch
• Apply in just 5 minutes. Easy and fast
• Loan disbursal in 1 day. Need money today? Apply and get approved


How to apply for a loan?
Just use our mobile app and complete simple application:
1. Install Miniloan App
2. Register through your Phone Number
3. Identity through the app.
4. Get money sent to your account.

Who is allowed to apply Miniloan credits
1. Age between 20 to 60
2. Ghana Citizenship

contact us:
Address: MP5W+XVM, Taifa, Accra
Customer Support Email: [e-mail]