Bank Cler Zak
100K+
Downloads
Everyone
info
About this app
Zak is a simple and clear app that gives you complete control of your finances: account, Visa debit card with mobile payment, savings pots, payments and provisions. This and much more directly on your smartphone. Already from 15 years. And best of all: Zak is free.
You can easily open an account in just a few minutes directly via the app - from anywhere, without paper and without annoying video calls.
ALL MAJOR ACCOUNT FEATURES IN THE APP
All the features you expect from an account can be found in Zak - all right on your smartphone. Zak also helps you get your finances in order. Spread your budget across different pots and move your money from pot to pot with a swipe. To save, you simply put something aside. This way you always know how much you can currently spend.
Z A K – F E A T U R E S:
VISA DEBIT CARD WITH MOBILE PAYMENT
Pay with your Zak Visa debit card online and in stores worldwide. And best of all: payments abroad are cheaper than with many other banks. To shop safely and conveniently, you can store the Zak Visa Debit in your wallet and use it for Apple Pay, Google Pay and Samsung Pay.
ZAK PREVENT
Simply pay money into Pillar 3a of the Swiss pension system, save taxes and decide for yourself how you want to invest your Pillar 3a contributions: Save in your pension account 3 or increase your chance of a better return and invest in sustainable securities.
ZAK SAVE
Pay into “Zak Sparen” and benefit from attractive interest rates. Track your interest income with the integrated counter and achieve your savings goals.
PAYMENTS
With eBill in Zak, check and pay your bills completely digitally with just a few clicks – free of charge, of course. If you do receive a paper invoice, you can simply scan it. Simplify money transfers to you by sharing your bank details as a QR code.
COMMON POTS
Manage expenses as a couple or in a group, see at a glance who owes whom how much, and pay off the debts with one click directly in Zak.
ZAK INSTANT
Send money to other Zak users among your contacts or request money from them - without entering your IBAN. Your Zak Instant payments are made instantly and at any time.
ZAK CASHBACK
With Zak you have your shopping center with over 250 partner shops right in your pocket. Shop online and get cash back directly into your Zak account.
ACTIONS
Zactions are changing, attractive offers that are available in Zak for a certain period of time and only in a limited number. So it's worth checking the app often to see what Zaktion is currently running.
RECOMMEND AND BENEFIT
Recommend Zak via the “Invite Friends” menu. For each successful recommendation, you and your friends will each receive 25 CHF directly into your account.
PRESS VOICES
“These are the private accounts and debit card providers with the highest level of satisfaction: Zak performs best.” - moneyland.ch, June 13, 2024
«User satisfaction with neobank cards is very high – significantly higher than with traditional credit cards. All cards are rated “very good”. The leader with 8.7 out of 10 points is Zak, the smartphone bank from Bank Cler […]. » - moneyland.ch, May 4, 2023
“Zak can put the trophy for Switzerland’s first smartphone bank on his shelf.” – MoneyToday.ch, July 1, 2021
“Practical: With Zak, several users can record their expenses together in one pot.” – Finance and Economics, June 16, 2021
«Around a year ago, Bank Cler launched the first Swiss smartphone bank called Zak. It was a local answer to smartphone banks in Europe.” – Handelszeitung, March 21, 2019
You can easily open an account in just a few minutes directly via the app - from anywhere, without paper and without annoying video calls.
ALL MAJOR ACCOUNT FEATURES IN THE APP
All the features you expect from an account can be found in Zak - all right on your smartphone. Zak also helps you get your finances in order. Spread your budget across different pots and move your money from pot to pot with a swipe. To save, you simply put something aside. This way you always know how much you can currently spend.
Z A K – F E A T U R E S:
VISA DEBIT CARD WITH MOBILE PAYMENT
Pay with your Zak Visa debit card online and in stores worldwide. And best of all: payments abroad are cheaper than with many other banks. To shop safely and conveniently, you can store the Zak Visa Debit in your wallet and use it for Apple Pay, Google Pay and Samsung Pay.
ZAK PREVENT
Simply pay money into Pillar 3a of the Swiss pension system, save taxes and decide for yourself how you want to invest your Pillar 3a contributions: Save in your pension account 3 or increase your chance of a better return and invest in sustainable securities.
ZAK SAVE
Pay into “Zak Sparen” and benefit from attractive interest rates. Track your interest income with the integrated counter and achieve your savings goals.
PAYMENTS
With eBill in Zak, check and pay your bills completely digitally with just a few clicks – free of charge, of course. If you do receive a paper invoice, you can simply scan it. Simplify money transfers to you by sharing your bank details as a QR code.
COMMON POTS
Manage expenses as a couple or in a group, see at a glance who owes whom how much, and pay off the debts with one click directly in Zak.
ZAK INSTANT
Send money to other Zak users among your contacts or request money from them - without entering your IBAN. Your Zak Instant payments are made instantly and at any time.
ZAK CASHBACK
With Zak you have your shopping center with over 250 partner shops right in your pocket. Shop online and get cash back directly into your Zak account.
ACTIONS
Zactions are changing, attractive offers that are available in Zak for a certain period of time and only in a limited number. So it's worth checking the app often to see what Zaktion is currently running.
RECOMMEND AND BENEFIT
Recommend Zak via the “Invite Friends” menu. For each successful recommendation, you and your friends will each receive 25 CHF directly into your account.
PRESS VOICES
“These are the private accounts and debit card providers with the highest level of satisfaction: Zak performs best.” - moneyland.ch, June 13, 2024
«User satisfaction with neobank cards is very high – significantly higher than with traditional credit cards. All cards are rated “very good”. The leader with 8.7 out of 10 points is Zak, the smartphone bank from Bank Cler […]. » - moneyland.ch, May 4, 2023
“Zak can put the trophy for Switzerland’s first smartphone bank on his shelf.” – MoneyToday.ch, July 1, 2021
“Practical: With Zak, several users can record their expenses together in one pot.” – Finance and Economics, June 16, 2021
«Around a year ago, Bank Cler launched the first Swiss smartphone bank called Zak. It was a local answer to smartphone banks in Europe.” – Handelszeitung, March 21, 2019
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
What's new
Bankgeschäfte mit einem Klick bestätigen und ein frischer Look für Zak
Damit du bequemer, sicherer und bald auch intuitiver banken kannst, stellen wir auf PushTAN um und führen nach und nach ein frisches und modernes Design ein.
Mehr Infos zu PushTAN findest du auf cler.ch/zak-pushtan.
Damit du bequemer, sicherer und bald auch intuitiver banken kannst, stellen wir auf PushTAN um und führen nach und nach ein frisches und modernes Design ein.
Mehr Infos zu PushTAN findest du auf cler.ch/zak-pushtan.
App support
phone
Phone number
+41848845245
About the developer
Bank Cler AG
webmaster@cler.ch
Aeschenplatz 3
4052 Basel
Switzerland
+41 79 723 74 65