MocaMoca - Safe and fast loan

4.1
570K reviews
5M+
Downloads
Content rating
Everyone
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About this app

MocaMoca is a top-notch digital app designed to provide express cash credit services to Filipinos in urgent need. Whether you need to pay for your children's tuition fees, purchase computers or motorcycles, or cover medical bills, MocaMoca is available for you 24/7. Our users typically take just 3-5 minutes to complete the application process and receive cash directly into their bank accounts. We've made this process incredibly convenient, allowing you to apply from the comfort of your home. We ensure that all your transactions with us are safe and secure, strictly adhering to client profile confidentiality. Millions of Filipinos have become our loyal users, and we want you to experience a smooth and transparent cash loan transaction like they have. MocaMoca has your best interests in mind, so what are you waiting for? Start your application now and get instant cash!

šŸ‘šŸ‘Why millions of filipinos choose MocaMoca
āœ…No hidden charge
The amount of the loan to your account is exactly the same as the amount of your application.
āœ…Easy process
Average 3-5 minutes to complete the application and get cash instantly. No collateral or income proof required.
āœ…No discrimination
Treat all applicants equally, regardless of the profession and age.
āœ…Low fees
Transparent loan details and lower fees for repeat loans.
āœ…Repay in installments
Choose your desired loan repayment period.
āœ…Safe platform
SEC licensed platform with bank-level protection system.

Product introduction
āœ…Loan amount:
-Min ā‚±2,000
-Max ā‚±50,000
āœ…Loan Term:
-Min 91 days (shortest, including renewal)
-Max 180 days (longest, including renewal)
āœ…Fees and Charges:
-Annual Interest Rate (APR): Maximum interest rate is 20%
-Service Fee: 5%-10% (The service fee will be charged upon repayment)
-Other fees: There will be no other fees. Absolutely no hidden charges.
āš ļøNote: Kindly comply and follow the repayment term and pay on time to avoid additional charges in your account. Maintaining a good credit history can increase your loan limit. We will appreciate your cooperation.

šŸ˜ŠšŸ˜ŠLoan case sample
If you apply for a loan with a principle amount of ā‚±5,000, and the loan period is 180 days (6 months), the annual Interest rate (APR) is 10%, the service fee is 10%, and other fees is 0, the you will need to pay:
Amount in hand: 5,000
Service fee: 5,000*10% = 500
Total interest fees: 5,000*10%*180/365=246
Total Payable Amount at due date: Loan amount + Service fee + Interest Fee=5,000+500+246=5,746
Monthly repayment: 5,746/6=957

šŸ“£šŸ“£Qualification
-Filipino citizen with a valid ID card
-Above 18 years old
-Have a stable employment or income

āœļøāœļøApplication Process
1.Download MocaMoca from Google play and register with your own phone number.
2.Fill out the application forms and select your desired loan product.
3.Loan approved within 1 minute and money disbursed instantly into your designated account.
4.Repay your loan on time and get a bigger credit limit.
5.Apply again with lower fees.

šŸ””šŸ””Repayment Methods
-E-wallets: GCash/Maya/Shopeepay/etc.
-Bank transfer: BDO/MetroBank/BPI/PNB/LandBank/etc.
-Convenience stores: MLhuillier/RD Pawnshop/7-11/RD Pawnshop, Cebuana/etc.
-Others: QR code/online transfer/etc.

Company Information
Company name: Copperstone Lending Inc.
SEC Registration No. 2021050012959-04
Registered Business Name: MocaMoca
CERTIFICATE OF AUTHORITY NO.3454
Note: Please study the terms and conditions of the Disclosure Statement before proceeding with the loan
Address:
The Penthouse, Marajo Tower, 26th st. Cor. 4th Ave. Bonifacio Global City 312 Metro Manila Fort Bonifacio, Taguig City, Fourth District, National Capital Region (NCR), 1634

ā¤ļøā¤ļøContact Us
āœ‰ļøEmail: help@mocamocatech.com
šŸ“žHotline: Ā (+632)82993923Ā 
šŸ“±Online service: You can reach the online customer service via MocaMoca App.
šŸ’»Website: mocamocatech.com
ā°Customer service working hours: 8AM - 8PM
Updated on
Nov 11, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
566K reviews
Jellah Flores
November 12, 2024
Mocamoca makes borrowing money so easy and effortlessly! The whole process was smooth, from applying to receiving the funds. I didnā€™t have to wait days for the disbursement. Itā€™s also very secure, so I didnā€™t have to worry about privacy or safety issues which I experienced from other OLA. The fees are clearly stated, with no hidden charges, and the repayment terms are flexible. Plus, the more you use it, the better the terms get. This app is perfect for anyone needing fast, safe loans.
4 people found this review helpful
Lovelyn Bacroya
November 12, 2024
Applying for a loan on Mocamoca is incredibly simple, and the disbursement process is the quickest Iā€™ve ever experienced. I guarantee that it is safe and reliable because I tried to apply twice now. Iā€™ve used other loan apps before, but this one stands out for its straightforward app. They list the fees upfront, so there are no surprises to users. I also love that they increase your loan limit if you repay on time. Itā€™s a smart system, and Iā€™m definitely sticking with Mocamoca.
1 person found this review helpful
Mcdaniel Waldemar
November 9, 2024
I've had a fantastic experience using this loan app The process of applying for a loan is straightforward, and the funds are disbursed quickly The app's user interface is intuitive, making it easy to navigate and understand I appreciate the competitive interest rates and the various repayment options available The customer service team is also excellentā€”responsive and professional I have recommended this app to friends and family, and they have all had positive experiences A reliable and trustworthy service!
220 people found this review helpful

App support

About the developer
COPPERSTONE LENDING INC.
developer@mocamocatech.com
26th street corner 4th Ave The Penthouse Taguig 1634 Philippines
+63 915 494 0927