MocaMoca is a top-notch digital app designed to provide express cash credit services to Filipinos in urgent need. Whether you need to pay for your children's tuition fees, purchase computers or motorcycles, or cover medical bills, MocaMoca is available for you 24/7. Our users typically take just 3-5 minutes to complete the application process and receive cash directly into their bank accounts. We've made this process incredibly convenient, allowing you to apply from the comfort of your home. We ensure that all your transactions with us are safe and secure, strictly adhering to client profile confidentiality. Millions of Filipinos have become our loyal users, and we want you to experience a smooth and transparent cash loan transaction like they have. MocaMoca has your best interests in mind, so what are you waiting for? Start your application now and get instant cash!
ššWhy millions of filipinos choose MocaMoca
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No hidden charge
The amount of the loan to your account is exactly the same as the amount of your application.
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Easy process
Average 3-5 minutes to complete the application and get cash instantly. No collateral or income proof required.
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No discrimination
Treat all applicants equally, regardless of the profession and age.
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Low fees
Transparent loan details and lower fees for repeat loans.
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Repay in installments
Choose your desired loan repayment period.
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Safe platform
SEC licensed platform with bank-level protection system.
Product introduction
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Loan amount:
-Min ā±2,000
-Max ā±50,000
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Loan Term:
-Min 91 days (shortest, including renewal)
-Max 180 days (longest, including renewal)
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Fees and Charges:
-Annual Interest Rate (APR): Maximum interest rate is 20%
-Service Fee: 5%-10% (The service fee will be charged upon repayment)
-Other fees: There will be no other fees. Absolutely no hidden charges.
ā ļøNote: Kindly comply and follow the repayment term and pay on time to avoid additional charges in your account. Maintaining a good credit history can increase your loan limit. We will appreciate your cooperation.
ššLoan case sample
If you apply for a loan with a principle amount of ā±5,000, and the loan period is 180 days (6 months), the annual Interest rate (APR) is 10%, the service fee is 10%, and other fees is 0, the you will need to pay:
Amount in hand: 5,000
Service fee: 5,000*10% = 500
Total interest fees: 5,000*10%*180/365=246
Total Payable Amount at due date: Loan amount + Service fee + Interest Fee=5,000+500+246=5,746
Monthly repayment: 5,746/6=957
š£š£Qualification
-Filipino citizen with a valid ID card
-Above 18 years old
-Have a stable employment or income
āļøāļøApplication Process
1.Download MocaMoca from Google play and register with your own phone number.
2.Fill out the application forms and select your desired loan product.
3.Loan approved within 1 minute and money disbursed instantly into your designated account.
4.Repay your loan on time and get a bigger credit limit.
5.Apply again with lower fees.
ššRepayment Methods
-E-wallets: GCash/Maya/Shopeepay/etc.
-Bank transfer: BDO/MetroBank/BPI/PNB/LandBank/etc.
-Convenience stores: MLhuillier/RD Pawnshop/7-11/RD Pawnshop, Cebuana/etc.
-Others: QR code/online transfer/etc.
Company Information
Company name: Copperstone Lending Inc.
SEC Registration No. 2021050012959-04
Registered Business Name: MocaMoca
CERTIFICATE OF AUTHORITY NO.3454
Note: Please study the terms and conditions of the Disclosure Statement before proceeding with the loan
Address:
The Penthouse, Marajo Tower, 26th st. Cor. 4th Ave. Bonifacio Global City 312 Metro Manila Fort Bonifacio, Taguig City, Fourth District, National Capital Region (NCR), 1634
ā¤ļøā¤ļøContact Us
āļøEmail: help@mocamocatech.com
šHotline: Ā (+632)82993923Ā
š±Online service: You can reach the online customer service via MocaMoca App.
š»Website: mocamocatech.com
ā°Customer service working hours: 8AM - 8PM