Deciml | Daily Investing App

Invest your spare change via round-ups with Deciml

About this app

Start easy investments with Deciml.

What’s Deciml and how does it work?

Deciml (not Decimal) is a daily investment app that automatically rounds up your online transactions and invests the spare change; to earn you easy returns.

Here’s a day with the Deciml App:

Take a cab to work → pay ₹221 → invest ₹9
Order biryani for lunch → pay ₹395 → invest ₹5
Renew Netflix → pay ₹199 → invest ₹1

So total money you effortlessly invest in a day with Deciml = ₹15 (Ka-ching!)

P.S. Deciml is a micro investing app, not a payment app!

You can use your preferred online payment modes; Deciml will automatically save and invest your digital spare change. It is great for beginners who are new to investing, and for seasoned investors who want a hassle-free mutual fund app in India.

⚡Small investments that earn you better returns than your savings account!

So, why is it better to invest spare change with Deciml rather than leave it as is in your bank account? Better returns, of course!

Currently, you can choose any 1 of the following 3 funds on Deciml:


Lendbox - P2P fund offering up to 10% returns per annum.
Navi Equity Hybrid Fund - Regular Mutual Fund, last 3Y returns: 17.58%
Navi Large & Mid Cap Fund - Regular Mutual Fund, last 3Y returns: 18.4%

✅ Unlocking the potential of micro investing with Deciml!

There are 3 ways you can start using the Deciml investment app -

1. Round-Ups with Deciml
Round-Ups with Deciml allow you to invest your spare change with every online transaction (you can pause and resume any time!) So if you are spending ₹147, then Deciml will round up and invest ₹3, making your total debit - ₹150.

No matter how you spend (via UPI, debit card - or even an ATM withdrawal!) - if the transaction is digital, it will get rounded up and invested!

But, what about the days when you spend very little, or not at all? Does it mean your micro investing halts for the day?

Introducing:

2. Deciml Daily Deposits
With Daily Deposit, you can automatically invest an amount of your choice everyday.

You can choose to invest as little as ₹10, and as large as ₹500 and of course - you can pause, resume & withdraw anytime you want.

3. Lump-Sum
Got some unexpected income? Or do you simply want to add to your investments? Lump Sum investing with Deciml allows you to invest as little as ₹100 any time to add to your investments.

🛡️ Privacy. Security. You can bank on it.

Deciml does not collect any data besides the basic details required by SEBI and RBI for the Indian investors’ security. All data is protected with 256-bit bank-grade encryption, the highest level of security.

We do not store any sensitive details like account numbers, card numbers, identity numbers, or passwords.

Regulators & Partners: Deciml is licensed by AMFI (ARN - 176587/ EUIN - E356223), and regulated by SEBI.

🤝 Connect With Us!

Questions, suggestions, ideas or feedback - at Deciml, we’re open to it all! You can simply drop us an email at [e-mail].
(We don’t even mind the occasional pat-on-the-back.)

And for quick query resolution - you can also chat with Dot, our friendly virtual assistant who can be found in Deciml’s Chat Support.

You can also connect with us via -

Instagram - https://www.instagram.com/decimlapp/
Twitter - https://twitter.com/DecimlApp
Facebook - https://www.facebook.com/decimlapp/
LinkedIn - https://twitter.com/DecimlApp
Our Website - www.deciml.in


P.S: We’re Deciml, not Decimal!

There’s a gaming app called Decimal. There’s a Decimal that converts fractions to decimals. One Decimal does the exact opposite. Another Decimal tells decimal time and there’s a Decimal that converts coordinates to decimals.

But, we do none of those things. And we’re not called Decimal!

We’re Deciml - an investing app that’s making saving and daily investing accessible for young India.

What’s new

Update 01:
You can now invest in MUTUAL FUNDS on Deciml🥳🥳
(Shoutout from our tech team to that 1 user who texted every day asking about this. Motivation unlike any other.)

Update 02:
Our aesthetic has changed. We now like a slightly different shade of green than what we did before.
(Shoutout to our design team for letting me make this joke.)

Update 03:
We collectively downed 152 coffees & 19 Red Bulls while working on this release.
(Shoutout to our grocery uncle who checked in on us later.)