Royal Credit Union

Royal CU

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About this app

Get real-time balance and transaction alerts, access your accounts, make transfers, deposit checks and much more! With the Royal Credit Union mobile app, and Wear OS banking on the go is free, convenient, and secure!

A combined login experience allows Members with both personal and business accounts to use a single app. Members may save a separate username and password for personal and business accounts. After logging in, users will see separate personal and business experiences.

TOP FEATURES:
- Real-time balance and transaction alerts
- Fingerprint ID login on supported devices
- Camera check deposit with multi-check capability and auto image capture
- Schedule Appointment option for office appointments

MANAGE YOUR ACCOUNT:
- Check balances and transactions on all devices, including wearables
- Freeze your Royal debit or credit card
- Easily transfer funds or make payments
- Pay bills with Pay a Bill/Bill Pay
- Manage your Royal credit card
- Pay other people
- View account statements or cleared checks
- Stop payment on checks
- For business experience users, admins may manage business users and complete approvals

MORE FEATURES:
- Open a new account or apply for a new loan
- Send a secure message and get answers or help
- Check your FICO® score
- Find a nearby Royal office or ATM location
- Sign up for online banking
- Find Royal’s routing number

SAFE, SECURE BANKING:
- Industry-standard encryption for safe mobile access
- Last login popup for enhanced security

Loans subject to credit approval. Insured by NCUA. Equal Housing Opportunity.

Ratings and reviews

Super easy to use and navigate. Has everything I would need from a banking app. For anything that I would need to go into a branch for, they have a part where you can set up an appointment through the app. Plus they give you a free fico credit score update every three months or so, making it super convenient to help track your credit while you build it.

Easy to use, solid banking app. Generally intuitive navigation, although I often hit the "back" button on my phone out of habit, instead of the one on the app in the upper left corner. Even then, it asks if I want to exit, but that's really the only hiccup I ever encounter (and that's not really much of a problem). RCU is a fantastic credit union!

This is nice to have if you're on the road somewhere and need to transfer or check a balance, etc. Nice having the deposit function included also. **4/14/2020. The app has been so slow it's unusable. The check deposit function hasn't worked for 2 days, forcing people to go to a branch to deposit checks into accounts. Frustrating during a time where we need mobile or remote access that it diminishes to the point of not even wanting to use the app any longer. Bummer.....

What's new

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.