Unnati: Rs 3Lakh Online Loans
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About this app
π° Unnati is the light web version of Upwards with only 8MB size, designed for grassroots 'Bharat' economy. We are Indiaβs quickest personal loan provider for salaried individuals looking for loans upto Rs.3,00,000 over a 2 year tenure. Minimum monthly salary required is Rs 20,000π°
π° Key Points:
- Loan Amount: Rs 20,000 - Rs 3,00,000
- Loan Tenure (Minimum to Maximum): 3 - 24 months
- Annual Interest Rate, APR (Minimum to Maximum): 16% - 34%; Maximum APR: 34%
- Processing Fee: 2.5 - 5% of loan amount
οΌ Sample APR Calculation:
- For a loan of Rs. 100,000 at 20% interest rate per annum for tenure of 12 months, one time processing fee (say @2% of loan amount) will be Rs. 2000 and monthly EMI will be Rs. 9263/-.
- The net amount credited to you will be Rs 98,000 (post processing fee deduction) and cumulative amount paid back by you will be Rs 1,11,161/- (=Rs 9263 x 12 EMIs), leading to an APR of 24%
- We do not provide any pay-day loans or loans with less than 90 day repayment period in accordance with Google Policy.
- We provide full disclosure about our usage of any customer data and permissions at various points in our app (Sample app user journey -> https://bit.ly/2O770Or, privacy policy -> https://upwards.in/policy?origin_id=1021)
- No private data (eg SMS, Contact & Storage) is collected without prominent disclosure. When collected, we provide adequate and full disclosure about our usage of any customer data and permissions at all stages in the user journey of our mobile app. Check Sample Journey: https://bit.ly/3CIzjYn
- We do not do unauthorised publishing of your SMS logs or Contacts in any case. We read only transactional SMSs to ascertain the credit-worthiness and offer amount. Camera & Media i.e. Storage access is required to capture your selfie and other loan eligibility documents.
π Prominent Disclosures:
Our Lending Partners:
- Lendingkart Finance Limited ( NBFC partnership link https://www.lendingkart.com/partner-with-us/ )
π― Why Unnati - Quick Personal Loans?
βοΈ Quick approvals and disbursal (max 24 - 48 hours)
βοΈ No paperwork or collateral - everything from the mobile app.
βοΈ Only PAN, bank statement and salary slips required.
βοΈ Prompt customer support
βοΈ Low interest rate & foreclosure charges
π Security & Protection of Privacy:
- Protection of your privacy and your data security is a top priority. Our technology complies with mandated security standards & robust protocols which have been tested and certified.
- We are also CISA compliant as per RBI norms: https://bit.ly/3oIYVfv
π Eligibility:
- Salary > Rs.20,000/month
- Age: 22 - 55 years
- CIBIL: NTC or >= 625
π Quick Personal Loan Available In Cities:
- Mumbai, Pune
- Delhi, Gurgaon, Noida
- Bengaluru, Mysuru
- Chennai, Coimbatore
- Hyderabad, Secunderabad, Ranga Reddy
- Ahmedabad, Surat
- Jaipur, Indore
- 50+ more cities
π€Unnati's Quick Personal Loans Are For:
- Home construction & renovation
- Family functions & weddings
- Paying off other loans & credit card bills
- Education fee financing
- Travel
- Medical emergency
π² How does Unnati work?
- Download and login
- Fill in your loan requirements and employment info
- Upload your KYC, AADHAAR, PAN and photo
- Get Approved and disbursal on the same day
βοΈ Loan Approval Criteria:
- Income-to-Expense ratio
- Demographics (Age, Marital status, Education etc.)
- Professional experience (tenure with the employer, job stability, total work-ex etc.)
- Purpose of your loan and its authenticity
π»News on Upwards & Unnati loans:
- Livemint: http://bit.ly/2Ndh6Mj
- Inc42: http://bit.ly/2NKgtcD
- ET Tech: http://bit.ly/2MohrGJ
- ET Rise: http://bit.ly/2CUyfpi
- VC Circle: http://bit.ly/2OlAof4
- Deal Street Asia: http://bit.ly/2Ndvy78
π° Key Points:
- Loan Amount: Rs 20,000 - Rs 3,00,000
- Loan Tenure (Minimum to Maximum): 3 - 24 months
- Annual Interest Rate, APR (Minimum to Maximum): 16% - 34%; Maximum APR: 34%
- Processing Fee: 2.5 - 5% of loan amount
οΌ Sample APR Calculation:
- For a loan of Rs. 100,000 at 20% interest rate per annum for tenure of 12 months, one time processing fee (say @2% of loan amount) will be Rs. 2000 and monthly EMI will be Rs. 9263/-.
- The net amount credited to you will be Rs 98,000 (post processing fee deduction) and cumulative amount paid back by you will be Rs 1,11,161/- (=Rs 9263 x 12 EMIs), leading to an APR of 24%
- We do not provide any pay-day loans or loans with less than 90 day repayment period in accordance with Google Policy.
- We provide full disclosure about our usage of any customer data and permissions at various points in our app (Sample app user journey -> https://bit.ly/2O770Or, privacy policy -> https://upwards.in/policy?origin_id=1021)
- No private data (eg SMS, Contact & Storage) is collected without prominent disclosure. When collected, we provide adequate and full disclosure about our usage of any customer data and permissions at all stages in the user journey of our mobile app. Check Sample Journey: https://bit.ly/3CIzjYn
- We do not do unauthorised publishing of your SMS logs or Contacts in any case. We read only transactional SMSs to ascertain the credit-worthiness and offer amount. Camera & Media i.e. Storage access is required to capture your selfie and other loan eligibility documents.
π Prominent Disclosures:
Our Lending Partners:
- Lendingkart Finance Limited ( NBFC partnership link https://www.lendingkart.com/partner-with-us/ )
π― Why Unnati - Quick Personal Loans?
βοΈ Quick approvals and disbursal (max 24 - 48 hours)
βοΈ No paperwork or collateral - everything from the mobile app.
βοΈ Only PAN, bank statement and salary slips required.
βοΈ Prompt customer support
βοΈ Low interest rate & foreclosure charges
π Security & Protection of Privacy:
- Protection of your privacy and your data security is a top priority. Our technology complies with mandated security standards & robust protocols which have been tested and certified.
- We are also CISA compliant as per RBI norms: https://bit.ly/3oIYVfv
π Eligibility:
- Salary > Rs.20,000/month
- Age: 22 - 55 years
- CIBIL: NTC or >= 625
π Quick Personal Loan Available In Cities:
- Mumbai, Pune
- Delhi, Gurgaon, Noida
- Bengaluru, Mysuru
- Chennai, Coimbatore
- Hyderabad, Secunderabad, Ranga Reddy
- Ahmedabad, Surat
- Jaipur, Indore
- 50+ more cities
π€Unnati's Quick Personal Loans Are For:
- Home construction & renovation
- Family functions & weddings
- Paying off other loans & credit card bills
- Education fee financing
- Travel
- Medical emergency
π² How does Unnati work?
- Download and login
- Fill in your loan requirements and employment info
- Upload your KYC, AADHAAR, PAN and photo
- Get Approved and disbursal on the same day
βοΈ Loan Approval Criteria:
- Income-to-Expense ratio
- Demographics (Age, Marital status, Education etc.)
- Professional experience (tenure with the employer, job stability, total work-ex etc.)
- Purpose of your loan and its authenticity
π»News on Upwards & Unnati loans:
- Livemint: http://bit.ly/2Ndh6Mj
- Inc42: http://bit.ly/2NKgtcD
- ET Tech: http://bit.ly/2MohrGJ
- ET Rise: http://bit.ly/2CUyfpi
- VC Circle: http://bit.ly/2OlAof4
- Deal Street Asia: http://bit.ly/2Ndvy78
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted
What's new
- Improved UI/UX of the app
- Fixed minor bugs
- Fixed minor bugs