Bajaj Finserv Loans, UPI & FD

Bajaj Finance Limited

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About this app

Bajaj Finserv App is trusted by 45 million+ customers all over India for their financial and payment needs. With this app, you can apply online for personal loan, home loan, gold loan, etc. You can shop offline from 1 million+ products at no-cost EMI, manage investments, get insurance, and do much more. You can also easily pay all your utility bills, recharge your mobile and DTH services, and transfer money using BHIM UPI.

Instant Personal Loan App

• Get an instant personal loan of up to ₹40 Lakh with this loan app.
• Doctors & Chartered Accountants can get funding through professional loans.
• Self-employed individuals can opt for a Business loan at affordable rates.

Highlights of Personal Loan
✔️Finance Amount: ₹20,000 to ₹40 Lakh
✔️ Repayment Tenure: 12 to 96 months
✔️ Rate of Interest / Annual Percentage Rate (APR): 11% to 34%
✔️ Processing Fees: upto 3.93% of disbursed amount Incl of Taxes

For ₹1,00,000/- borrowed at an interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹3930, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,17,542. *Interest rate and processing fees vary as per the products.

Locate Stores for No-Cost EMI at Bajaj Mall

• Locate stores at Bajaj Mall to enjoy No-Cost EMI options on over 1 million products.
• From Electronics, Appliances & Smartphones to Fitness Equipment and Furniture, shop for everything at No-Cost EMI.
• Find all the top brands like Samsung, Sony, LG, Whirlpool, & others at Bajaj Mall.
• Use the store locator to find the nearest Bajaj Finserv Partner Store for in-store shopping.

Bill Payment & Online Recharge

• Online Bill Payments
Make electricity bill payments online along with other monthly utilities such as water, LPG, broadband etc. Get cashback on your bill payment credited to your Bajaj Pay Wallet.
• Online Mobile Recharge
Find all top billers such as Jio, Airtel, Vi etc. for mobile recharge on Bajaj Finserv App. Earn cashback on mobile recharge using the Bajaj Pay UPI & use it for future bill payments.
• FASTag
The Bajaj Finserv App enables quick and easy FASTag recharge. You can recharge on the go & enjoy hassle-free travel.

BHIM UPI App

• Create your unique Bajaj Pay UPI ID & send/receive money or pay bills by scanning any QR code and authorize your UPI payments by entering the UPI PIN.
• Add money to your Bajaj Pay Wallet & make seamless bill payments.

Credit Card

• Apply for Bajaj Finserv-RBL Credit Card in a few easy steps.
• Make credit card bill payments online, enjoy cash withdrawals using credit card & get reward points on your spending with the RBL credit card & DBS credit card.

Fixed Deposits

• Get high ROI on fresh & renewal of FD & enjoy special rates on Digital FD through app
• You can start investment in FD at ₹15,000 & also get a loan against it
• You can also invest in Bajaj Finance Systematic Deposit Plan with just ₹5,000

Mutual Funds

• Investment in Mutual Funds starts with an amount as low as ₹100.
• You can invest in any Mutual Fund via monthly SIP or pay lumpsum.
• Mutual Fund SIP calculators can help you draw an estimate & plan well.

Insurance

• Bajaj Finserv App offers all kinds of Insurance on its platform such as Health insurance, Motor insurance & Pocket Insurance

App in App

• Fulfil your daily needs of shopping, travel etc on one single platform with 100+ brand partners

Features
• Find all your financial relations at a glance
• Use EMI calculators & pay your EMIs online
• Check CIBIL score & get credit health report online
• Download your loan account statements
• Avail quick assistance online for your queries

Contact Us:
Bajaj Finserv- Off Pune-Ahmednagar Road,Vimannagar, Pune-411014

Ratings and reviews

Very easy to use and is better than most of the UPl apps out there. User friendly interface and easy to understand. This app is a game-changer! It offers a seamless experience for managing finances, from easy loan applications to hassle-free UPl transactions and flexible FD options. The interface is user-friendly, making it easy to navigate even for beginners. Plus, the app's security features ensure peace of mind. Overall, it's a must-have for anyone looking for convenient financial solutions

I recently started using this finance app and it's been a game-changer for me. It's packed with features like BHIM UPI, fixed deposits, personal loans, and bill payments - all in one place. The app has made paying bills and transferring money a breeze. I've even checked my credit score and applied for a loan, all without leaving the app. It's user-friendly and has pretty much everything I need for my financial tasks. I love bajaj app very much., 😇

Since I discovered this finance app, I've been loving how it simplifies my money management. It's got everything - from BHIM UPI transfers to fixed deposits, and even personal loans. I've used it to pay bills, shop with no-cost EMIs, and even get insurance. The credit card features and digital wallet are super handy too. What I really appreciate is how user-friendly it is. I can check my credit score, calculate EMIs, and download statements without any hassle. It's become my go-to for prettymuch

What's new

🚀 Exciting Updates Await You!
UPI Lite: Streamlined, PIN-free transactions up to Rs. 500 for effortless payments.
Credit Card UPI: Seamlessly link 'Rupay Credit Cards' on UPI
Gift Cards: Convenient gifting options now at your fingertips.
My Zone: Revamped for a personalized experience, featuring Games and Daily Rewards.
Enhancements: Document Downloaders, seamless cart journey resumptions and Flexi Lite for small withdrawals
Share your thoughts at https://www.bajajfinserv.in/reach-us.