Multipl:Mutual Fund For Spends

4.4
3.85K reviews
5L+
Downloads
Content rating
Everyone
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About this app

multipl: The simplest and smartest way to save 27% on spends.

Welcome to multipl, the app that revolutionises your spending and investing habits with its unique 'spendvesting' approach. Say goodbye to traditional spending methods and hello to a world where your lifestyle spending works harder for you.

What is Spendvesting?
Spendvesting is a rewarding fusion of lifestyle spending and smart investing. It allows you to plan and save for both expected and spontaneous purchases via short-term investments. This dual benefit model not only provides you with returns from your investment but also adds contributions from our partner brands.

How It Works:
1. Invest: Start with making small, recurring investments toward your spending goals, whether they're planned or unplanned.
2. Earn: Benefit doubly from up to 15% in investment returns and an additional 12% from partner brand contributions, which stack on top of existing brand discounts.
3. Enjoy: Redeem your investments through vouchers from an array of partner brands, or withdraw your funds directly into your bank account, reaping the returns.

Why Spendvest with multipl?
- Enjoy 17% more savings compared to traditional bank interest and 40% more than using credit cards.
- Outperforms all Buy Now, Pay Later and EMI options by a mile!

Key Highlights:
Partner Brands: Choose from over 70 top brands across more than 20 categories. Some of our popular partner brands include - MakeMyTrip, Myntra, Yatra, Kalyan Jewellers, Pepperfry, Livspace, Wakefit, Bluestone, Flo Mattress, Sangeetha Mobiles, Edureka, Milagrow, Pickyourtrail, Urban Ladder, Nike, Lifestyle, Westside, Huse Segaway, Garmin, Croma, Livpure and more.

Categories: Covering both one-time and annually recurring expenses, ranging from travel, gadgets, jewellery, shopping, gifting, home
improvements, weddings, insurance premiums to children's education.

Investment Asset Classes: Personalised portfolios from 1500+ direct, commission-free mutual funds or digital gold.

Risk-Adjusted Returns:
- Tailored fund selections based on your risk profile and goals.
- Zero commission, zero confusion, ensuring unbiased choices.
- Automatic portfolio rebalancing in response to market fluctuations.

SEBI Registered: multipl Wealth Management operates under stringent regulations to ensure your investments are secure and profitable.

SEBI Registration Number: INA200014681


Rewards System:
- Engage with exciting challenges, unlock levels, and win rewards including Mbits, cashback, jackpots, and exclusive brand offers.
- Refer friends and amplify your rewards.

Complete Flexibility:
- No Lock-In Period: Access your money anytime without any restrictions.
- Switch Brands Anytime: Change your linked brands as per your current needs and preferences without any hassle.

Visit Us: multipl.xyz
Support: hello@multipl.in

Join multipl today and transform how you invest and spend, making your money work as hard as you do!
Updated on
10 Sept 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
3.83K reviews
Abhishek D L
26 August 2025
one of the worst apps I have ever used... it takes 4 days to withdraw... t+2 days to buy mutual funds... and in one Swiggy voucher they told me to transfer money for an immediate instant voucher...even after transferring i didn't get the voucher till now (4 days completed) and there is no helpline number to contact, and there's not even a chat bot to raise the issue..😡😡🤬🤬
40 people found this review helpful
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ANAND GARG
10 September 2025
Extremely poor APP. I have invested Rs. 250 as my first SIP on 30-Aug-25, till today no confirmation of payment. Multiple mails written for payment confirmation or refund, but no response. It is a fraud site. Do not invest else you will lose your hard earned money.
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Robin Singh
25 August 2025
"They have fixed most of the problems that were in their app, I talked to the owner and developer and they gave me a great response. They even released my payment, and solved many other customer problems. I also got a Swiggy voucher. I'm thankful. Hopefully, the company will do great work in the future. I'd definitely like to work with them in the future." Thanx
6 people found this review helpful
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Multipl Fintech Solutions Private Limited
25 August 2025
Hey Robin, thanks for being super honest and sharing the feedback to enhance the experience. Yes, we are improving and we will keep improving. Please create more goals, we are sure you will love it. :)

What's new

We keep improving Multipl so that you can keep on Enjoying Life, Debt Free
This update brings
- Feature improvement
- UI improvements

App support

About the developer
MULTIPL FINTECH SOLUTIONS PRIVATE LIMITED
support@multipl.xyz
Slv Arcade, 2nd Floor, No. 57, Old No. 320/d 9th Main Road 40th Cross, 5th Block Jayanagar Bengaluru, Karnataka 560011 India
+91 83690 15170

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