4.7
1.2K reviews
10K+
Downloads
Content rating
Everyone
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About this app

Securely bank wherever and whenever you want with CentralMOBILE from Central Bank. Available for free to all Central Bank CentralNET customers, CentralMOBILE allows you to deposit checks, pay bills, view account activity, find locations and more.

REGISTER - To use CentralMOBILE, you must first be enrolled in CentralNET online banking. To use the CentralMOBILE APP, simply download the APP, to use the browser you will need to register your device in CentralNET to receive the browser address and an activation code.

FEATURES:

MOBILE CHECK DEPOSIT - Snap photos of checks and deposit them right from your smartphone. Just sign the back snap, and send.

CHECK BALANCES – See your latest checking and savings account balances and recent transactions.

TRANSFER FUNDS - Easily transfer cash between your eligible Central Bank accounts.

PAY BILLS - Make one-time payments from anywhere and change or cancel pending payments you have entered through CentralMOBILE or CentralNET online banking.

ACCESS TO ZELLE® – Provides a fast, safe and easy way to send money to those you know and trust.* Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and conditions apply. *Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle

FIND LOCATIONS - Find nearby Central Bank branches and ATMs using your phone's built-in GPS. Additionally, you can search by Zip code or address.

www.centralbank.com

Central Bank & Trust Co. is a wholly owned subsidiary of Central Bancshares, Lexington, Kentucky.
Updated on
Jul 2, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 2 others
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
1.19K reviews
Virginia E. Cisenius
August 3, 2025
Easy to make transactions, and check account balances. Whenever I need to make transfers between accounts it is instantaneous, and therefore very helpful. I am able to see my credit card rewards and apply them, or redeem, as I wish. I can do all my banking, except something that needs to be notarized e.g., on this convenient Central Mobile app.
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Crystal Logan
February 23, 2022
Was able to use this app until this month, now it will not even load up, it crashes before I even get to the log in screen. I've been with this bank for 6 years and have had nothing but issues with my account and this bank for the last 5 months. Currently in the process of finding a new bank to bank with where there's not so many issues.
3 people found this review helpful
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A Google user
January 18, 2019
Poor notification management, and it keeps bugging me to review it. Sign in is easy, so is making transfers. Doesn't always give an accurate balance when there are pending transactions. If you have Central Bank of Kentucky, you have no choice in what app to use, and you'll only be mildly frustrated with this one
9 people found this review helpful
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What’s new

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date.

App support

About the developer
Central Bank & Trust Co.
aclayton@centralbank.com
300 W Vine St Lexington, KY 40507 United States
+1 859-253-8110

More by Central Bancshares, Inc.