Live Oak Bank

Live Oak Bank

About this app

Live Oak Bank offers competitive interest rates, no monthly maintenance fees, and a fast and secure connection to your other bank accounts. Enjoy the ease and accessibility of an FDIC insured online bank with unparalleled customer service. Our mobile app is another way we help our customers achieve more.

Mobile banking features
• Manage your profile and account names
• Check balances and search transaction history
• Move Money
• Deposit multiple checks at one time
• Manage Savings and CD interest disbursements
• Manage CD maturity options
• View and download account statements and tax documents
• Manage users on the account
• Open your account through the app
• Manage your external accounts

Live Oak Bank’s mobile banking app is secure, simple, and fast. You can access a real-time view of your finances and manage your account online.


1. Live Oak Bank is a member of the Federal Deposit Insurance Corporation (FDIC). As a Live Oak Bank customer, your Live Oak Bank deposits are insured by the FDIC up to $250,000 per depositor for each account ownership category.

© 2021 LIVE OAK BANKING COMPANY. ALL RIGHTS RESERVED. MEMBER FDIC. EQUAL HOUSING LENDER.

Ratings and reviews

I mainly use this app for the remote deposit feature, however it does not work well. Regardless of how the check looks, and it's background, the auto feature (which is not optional) never takes the picture. So you have to capture manually. Unfortunately, you can't skip right to manual take - instead must wait ~20 seconds before that option pops up. And then 1/3 of the time the photo doesn't upload correctly so you have to do it all again. This is a basic feature and should work seemlessly.

Overall this is a very competent banking app. Simple intuitive interface that allows easy management of Live Oak bank accounts. However, I cannot make a mobile deposit. Three app crashes ever single time I attempt a deposit. I've tried clearing the cache, deleting data, and removing aged reinstalling the app. Nothing works. In the end, what is an app for an online bank account that can't do mobile deposits really worth?

I'd give it zero stars if I could, and that's absolutely disgusting considering I completely love this bank other than the utter failure of a mobile deposit feature on Android. I was able to install the app on my iPad and the photo capture feature worked brilliantly. Either fix the Android app or give users the ability to upload their own check images from their phone's camera roll. This current implementation AIN'T IT!

What's new

We've enhanced the Live Oak Bank app with fixes and improvements that allow you to do more.

What's new:
- General bug fixes