한국캐피탈 모바일

한국캐피탈

About this app

[Korea Capital Mobile Guide]

You can conveniently use a variety of services provided by the Korea Capital website (www.hankookcapital.co.kr) through a smartphone.

New loan available immediately without registering!
Loan limit, interest rates can be checked immediately by entering simple information after identity verification, loan application is possible through the mobile app.

Existing customers who need additional loans can easily check the loan availability and loan amount through the mobile app, the same day application and same day transfer is possible through the mobile app.
(However, remittance is possible only within 9:00 ~ 18:00 business hours.)

You can easily check the account information through the mobile app, you can view the transaction history, payment deposits, repayment schedule, and more.

Experience Korea Capital's unique customer service and easy product subscription.

[Main Service]

 ☐ Product Information
 ◎ Car Loan: Auto Collateral
 ◎ Housing (APT) loans: Unsecured, interest rate preferential business products
 ◎ Credit Loans: Workers 'Goods, Businesses' Goods, Unemployed Goods, etc.

 ☐ Product Information
 ㆍ Loan interest rate: 5.13% ~ 24% per year (interest rate and limit depending on product and examination criteria)
 Overdue interest rate: Contracted interest rate + 3% (within the legal maximum rate)
 Additional expenses: mid-term repayment fees (less than 2.5%), stamp duty 50% (expenses for cancellation, bond discount, confirmation letter, registration for address change)
 Repayment Period: Minimum 12 Months ~ Maximum 72 Months
 ㆍ Interest payment cycle: Monthly

 ※ If you repay Principal Equilibrium for 7.9% 12 months a year for KRW 1 million (first payment date October 01)
Total Payment Amount 1,043,304
 
 ☐ Loan Center: New Loan Application, Additional Loan Application, Loan Availability, Electronic Application / Agreement

 ☐ Cyber ​​Branch: Total Account Inquiry, Account Details Inquiry, Transaction Details Inquiry, Inquiry for Payment, Inquiry for Full Repayment, Loan Repayment Inquiry, Repayment Schedule Inquiry, Customer Information Management, Interest Rate Reduction Request

 ☐ Customer Center: ARS Service, Loan Calculator, Consultant / Consignment / Affiliate Inquiry, Terms and Conditions, Complaint Reception, Loan Applicant Fee Rate Disclosure, Notice

 ☐ Accredited Certification Center: Importing certificates, exporting certificates, managing certificates, and registering other certificates

Privacy Policy
https://m.hankookcapital.co.kr/ib20/mnu/HKMCUS130300

[Information Use]

In order to use the transaction service, such as new (additional) loan application, account information inquiry, a certificate is required, and you can use it by bringing the certificate from your PC to your smartphone.

[Precautions when using]

Please note that additional charges may be incurred depending on the data plan you subscribe to when using the service over a mobile network (3G / LTE).

For other service information and inquiries, please contact Customer Service-> ARS Service.

[App permission permission guide]

✻ Required access rights
    ▪︎ Save: Save the certificate file
    ▪︎ Telephone: Telephone connection and identity verification