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Über diese App

Vibecredit is an application that allows you to apply for loans online, with security, speed and no hidden fees.

Loan Product Information:
Loan amount: ₦30000 to ₦300000
Loan term: 120 days to 360 days
Interest rate: 24% annualized interest rate
Processing Fee: ₦ 60 ~ ₦ 2,000 for one-time charge depending on loan tenure and amount;
GST: 18% of the Processing Fee in accordance with the policy and laws;
APR: Up to 45% (Annual Percentage Rate including Interest, Processing Fee and GST);

An example:
Loan Amount: ₦10,000
Tenure: 2 months with interest Rate: 25.55% per annum
Interest = ₦10,000 * 25.55% / 365 * 91 = ₦637;
Processing Fee = ₦200;
GST = ₦200 * 18% = ₦36;
Repayment Amount: ₦ 10,873=₦10,000 + ₦ 637 + ₦ 200 + ₦ 36;
APR = (₦ 10,873 - ₦ 10,000) / ₦ 10,000 / 91 * 365 = 35.01%;

How to use the Vibecredit?
1. Download from the Google play and log in with your mobile number to register;
2. Select the product you would like to apply for and fill in your personal information;
3. The final application result will be shown in the APP after get approved;
4. Receive your loan straight into your bank account.

Why choose Vibecredit?
Transparency: Vibecredit is a product of online loan service, registered under Nigeria law.
Instant Personal Loan: you can Get 24*7 access the money anywhere, anytime.
Efficient: We process your instant loan application quickly and swiftly. No paperwork and no hassle because we put your needs first.

Eligibility:
Nigeria Resident;
18-56 years old;
Source of a monthly income;

Tips:Paying your bills on time and building a good credit history will help you to get a higher credit limit

Contact us if you have any questions:
The customer service is always ready to help you, please contact us in the following ways:
E-mail: vibecredit@product.co
Aktualisiert am
01.12.2023

Datensicherheit

Was die Sicherheit angeht, solltest du nachvollziehen, wie Entwickler deine Daten erheben und weitergeben. Die Datenschutz- und Sicherheitspraktiken können je nach Verwendung, Region und Alter des Nutzers variieren. Diese Informationen wurden vom Entwickler zur Verfügung gestellt und können jederzeit von ihm geändert werden.
Diese App kann die folgenden Datentypen an Dritte weitergeben
App-Aktivitäten und Geräte- oder andere IDs
Diese App kann die folgenden Datentypen erheben
Standort, Personenbezogene Daten und 7 andere
Daten werden bei der Übertragung verschlüsselt

Neuigkeiten

Bug fix