Dinero en Mano
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Mayelana nalolu hlelo lokusebenza
I-Dinero en Mano ikusiza ukuthi ukhombe ubuntu bakho bezezimali nokuthi uphatha kanjani imali inyanga ngayinye ukuze usungule amasu akuvumela ukuthi ufinyelele ukuchuma ngokwezimali.
Uhlelo lokusebenza luqukethe izaziso zokufakwa kwedatha yansuku zonke kanye nezikhumbuzo zezinkokhelo okufanele zenziwe inyanga ngayinye. Uzokwazi ukubona ngokucacile ukuziphatha kwakho kwezezimali
ukuhlukanisa ukungena nokuphuma ngakunye kwemali ngemibala. Ekupheleni kwenyanga uzokwazi ukuzihlola ngobuntu obune: Umnikezeli, Umlondolozi, Okweletayo noma Osebenzisa imali.
Imali Esesandleni isicelo sokuqala esihlukanisa izindleko futhi sibeke ezigabeni ezihambisanayo izindleko zokupha, ukonga, umhlalaphansi, umshwalense kanye nezikweletu. Ngale ndlela, ukuhlaziywa kwangempela nokulungile kokusetshenziswa kwemali kwenziwa.
Njengendlela yokuphepha, uhlelo lokusebenza aluxhumeki ku-akhawunti yakho yasebhange. Ivumela ukuthumela idatha nyanga zonke endaweni ye-excel ukuze uthole ukuhlaziya okuningiliziwe kokusetshenziswa kwemali nokufuna usizo lomeluleki onguchwepheshe kwezezimali zomuntu siqu.
Into engcono kakhulu futhi eyingqayizivele ngalolu hlelo lokusebenza ukuthi njalo ngenyanga umsebenzisi uzothola iseluleko sezezimali noma "amathiphu". Uzothola lawa macebiso Kubeluleki Bezezimali Bomuntu Abaqinisekisiwe abazokuvumela ukuthi ube nolwazi olungcono kakhulu lwemfundo yezezimali.
Okokugcina, uhlelo lokusebenza lungalungiswa ngesiNgisi futhi lunesifundo sokusekela ku: www.dineroentumano.com
Funda mayelana nokuqukethwe, amathuluzi ezezimali kanye nezinzuzo ezikhethekile zalolu hlelo lokusebenza:
1. Ungakwazi ukwengeza izigatshana ezintsha
2. Izikhumbuzi zezinkokhelo zakho zanyanga zonke nezibopho
3. Yazi izinga lakho lempilo nokusimama kwezezimali
4. Yiba nezibalo ezihamba phambili zezezimali
5. Ukwazi ukufinyelela irekhodi Lokuvikeleka Komphakathi (USA)
6. Cela umbiko wakho wesikweletu we-FICOSCORE
7. Cela ukuqondiswa kwezezimali mathupha noma uchwepheshe wezezimali zomuntu siqu.
Isikhathi sesifikile sokwakhela wena nomndeni wakho isiphetho esisha sezezimali.
Uhlelo lokusebenza luqukethe izaziso zokufakwa kwedatha yansuku zonke kanye nezikhumbuzo zezinkokhelo okufanele zenziwe inyanga ngayinye. Uzokwazi ukubona ngokucacile ukuziphatha kwakho kwezezimali
ukuhlukanisa ukungena nokuphuma ngakunye kwemali ngemibala. Ekupheleni kwenyanga uzokwazi ukuzihlola ngobuntu obune: Umnikezeli, Umlondolozi, Okweletayo noma Osebenzisa imali.
Imali Esesandleni isicelo sokuqala esihlukanisa izindleko futhi sibeke ezigabeni ezihambisanayo izindleko zokupha, ukonga, umhlalaphansi, umshwalense kanye nezikweletu. Ngale ndlela, ukuhlaziywa kwangempela nokulungile kokusetshenziswa kwemali kwenziwa.
Njengendlela yokuphepha, uhlelo lokusebenza aluxhumeki ku-akhawunti yakho yasebhange. Ivumela ukuthumela idatha nyanga zonke endaweni ye-excel ukuze uthole ukuhlaziya okuningiliziwe kokusetshenziswa kwemali nokufuna usizo lomeluleki onguchwepheshe kwezezimali zomuntu siqu.
Into engcono kakhulu futhi eyingqayizivele ngalolu hlelo lokusebenza ukuthi njalo ngenyanga umsebenzisi uzothola iseluleko sezezimali noma "amathiphu". Uzothola lawa macebiso Kubeluleki Bezezimali Bomuntu Abaqinisekisiwe abazokuvumela ukuthi ube nolwazi olungcono kakhulu lwemfundo yezezimali.
Okokugcina, uhlelo lokusebenza lungalungiswa ngesiNgisi futhi lunesifundo sokusekela ku: www.dineroentumano.com
Funda mayelana nokuqukethwe, amathuluzi ezezimali kanye nezinzuzo ezikhethekile zalolu hlelo lokusebenza:
1. Ungakwazi ukwengeza izigatshana ezintsha
2. Izikhumbuzi zezinkokhelo zakho zanyanga zonke nezibopho
3. Yazi izinga lakho lempilo nokusimama kwezezimali
4. Yiba nezibalo ezihamba phambili zezezimali
5. Ukwazi ukufinyelela irekhodi Lokuvikeleka Komphakathi (USA)
6. Cela umbiko wakho wesikweletu we-FICOSCORE
7. Cela ukuqondiswa kwezezimali mathupha noma uchwepheshe wezezimali zomuntu siqu.
Isikhathi sesifikile sokwakhela wena nomndeni wakho isiphetho esisha sezezimali.
Kubuyekezwe ngo-
Ukuphepha kuqala ngokuqonda ukuthi onjiniyela baqoqa futhi babelane kanjani ngedatha yakho. Ubumfihlo bedatha nezinqubo zokuphepha zingahluka kuye ngokusebenzisa kwakho, isifunda, nobudala. Unjiniyela unikeze lolu lwazi futhi angalubuyekeza ngokuhamba kwesikhathi.
Ayikho idatha eyabiwe nezinkampani zangaphandle
Funda kabanzi mayelana nendlela onjiniyela abaveza ngayo ukwabelana
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Funda kabanzi mayelana nokuthi onjiniyela bakuveza kanjani ukuqoqwa
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