Finizens - Fondos Indexados

Finizens

Mayelana nalolu hlelo lokusebenza

Finizens ungumphathi ozimele ozenzakalelayo (roboadvisor) okhethekile ekutshalweni kwenkomba (izimali zenkomba nama-ETF), ohlinzeka ngesixazululo ukutshalwa kwezimali okuphezulu (inzuzo ephezulu, ukuhlukahluka okukhulu kanye nezindleko eziphansi) kunemikhiqizo yokutshalwa kwezimali evamile.

Amaphothifoliyo esikhwama sokutshala izimali kanye nezinhlelo zempesheni enezikhwama zenkomba zekilasi “zesikhungo kanye nama-ETF” aphuma kubaphathi abahlonishwayo emhlabeni: Vanguard, BlackRock, Amundi, State Street, DWS, Lyxor, Invesco and Schwab .

I-Morningstar ehlonishwayo incoma imiphumela yethu, isivele isifanelekela ngo-2020 5 Morningstar stars.

Ngamakhasimende angaphezu kuka-20,000,futhi akhulayo, okufakazela impumelelo yamaphothifoliyo ethu anenkomba aphethwe ngokungenzi lutho. Siphinde silawule ukutshalwa kwezimali kwezinkampani ezidumile ezifana ne-Caser Seguros ne-EVO Banco.

Inani elingeziwe lomphathi wethu ozenzakalelayo:

✓ Inzuzo ephezulu. Cishe phakathi kuka-+2 no-+3% ngonyaka ngaphezu kwesilinganiso sezimali zokutshala izimali eziqhathanisekayo e-Spain esikhathini esimaphakathi nesikhathi eside.
✓ Izinkokhelo ezifika ku-85% eziphansi. Yithi kuphela ibhizinisi e-Spain Yehlisa ngokuzenzakalelayo imali yokuphatha ngo-0.02% unyaka ngamunye unathi, umeluleki we-robo oshibhe kakhulu emakethe
✓ Amaphothifoliyo ahluke kakhulu emakethe. Ingozi ephansi yokutshalwa kwezimali kwakho ngenxa yokuchayeka emhlabeni wonke ezikhundleni ezihlukene ezingu-25,000 nabaphathi abakhulu emhlabeni (Vanguard, BlackRock, njll.)
✓ Ngokungeziwe Emalini Engenayo Nemali Engashintshiwe, yithina sodwa i-roboadvisor ephinde ifake Izimpahla Ezithengiswayo (I-Gold and Real Estate REITs)
✓ Amaphothifoliyo anenkomba amboza amaphrofayela engcuphe angu-5 (kusuka ku-conservative kuya kokugqamile)
✓ Ubuncane bomnikelo obusuka ku-€1,000 kuphela ku-Investment Fund Portfolio yethu kanye no-€50 Wohlelo Lwempesheni
✓ Izinhlelo zempesheni ezishibhile kakhulu emakethe kanye nemiklomelo “yohlelo olungcono kakhulu lwempesheni e-Spain” kanye nenzuzo engcono kakhulu kule minyaka engu-5 edlule
✓ 100% umuzwa wedijithali kanye nokubonakala kwezimali ozitshalile
✓ Ukulinganisa kabusha okuzenzakalelayo ukuze ulawule izinga lobungozi, ngaphezu kokukhiqiza izinzuzo eziphezulu
✓ Isevisi ye-Finizens Premium, esuka ku-€100,000 enezinzuzo ezikhethekile

Imikhiqizo yokutshala imali:

✓ I-Index Mutual Fund Portfolios
✓ Izinhlelo Zempesheni Ezikhonjisiwe
✓ Izinhlelo Zokonga Ezikhonjiwe Zezingane

Ezokuphepha:

✓ I-Ejensi Yezokuphepha egunyazwe Ikhomishini Yemakethe Yezibambiso Kazwelonke (CNMV< /a>) (nº 267) kanye ne-General Directorate of Insurance and Pension Funds (DGSFP)
✓ Ukutshalwa kwezimali kwamakhasimende ethu kukhokhwa isikhwama sawo sokuqinisekisa esihambisanayo (i-FOGAIN ne-FGD)
✓ Ukutshalwa kwezimali kwamakhasimende ethu kufakwe ezinkampanini ezihlonishwayo nezinezikweletu eziphezulu (Caser Seguros, Cecabank and Inversis)
✓ Ifemu ihlolwe ngabakwa-EY nabakwaGarrigues
✓ Ibhizinisi lezezimali eligunyazwe ozakwethu besikhungo abahlonishwayo nabanikazimasheya abafana noCaser Seguros, Inversis, EVO Banco, Cecabank, Axon Partners Group, Mutualidad de la Abogacía, Mutualidad de los Ingenieros

Imiklomelo:

✓ 5 Stars Trustpilot kanye nezibuyekezo ze-Google
✓ I-Rankia - Uhlelo Olungcono Kakhulu Lwempesheni e-Spain (2020 kanye no-2021)
✓ I-Capital Radio - Umeluleki Ongcono Kakhulu we-Robo (2021)
✓ I-Ecofin - TOP TEN Fintech (2019, 2020, and 2021 and 2022)
✓ La Razón - Ibhange Elizimele Elingcono Kakhulu lango-2019
✓ I-Merca2 - Umeluleki Ongcono Kakhulu we-Robo e-Spain (2019)
✓ Izindaba Zezomnotho - Imibono Engcono Kakhulu engu-100 (2018)
✓ I-Capital Radio - I-Best Private Banking Wealthtech (2018)
✓ La Razón - I-Fintech ehamba phambili (2018)
✓ I-Rankia - I-Robo-aAdvisor Engcono Kakhulu (2017)