Moni - Finanças Pessoais

Moni - Finanças Pessoais

Ukuthenga ngaphakathi nohlelo

Mayelana nalolu hlelo lokusebenza

Siyakwamukela ku-Moni, indlela entsha yokubuka ezezimali zakho.

I-Moni yadalelwa ukukusiza uqonde izindleko zakho. Ngikholwa ukuthi indlela engcono kakhulu yokonga imali ukuqala uqonde ukuthi iya kuphi. Ngemva kwesikhathi esingaphezu konyaka ngisebenzisa isipredishithi sokulawula mathupha, nginqume ukusilahla, ngicabange kabusha inkinga futhi ngakhe umkhiqizo ongcono.

UMoni wakhiwe phezu kwezinsika ezintathu:

IYAZENZAKALELA FUTHI ILAWULWA IBHANGE ELIKHULU
Insika yokuqala iwukwenza ngokuzenzakalelayo inqubo yokungenisa idatha. Isikhathi sabasebenzisi bethu siyigugu, futhi angifuni basichithe emisebenzini eyenziwa mathupha. Ngakho-ke, ngakhe uhlelo lokusebenza ukuthi lusebenze 100% luhlanganiswe ne-Open Finance, ubuchwepheshe obusha beBhange Elikhulu elikuvumela ukuthi uxhumeke ngqo namabhange amakhulu ezwe.

Ukuxhumana kulawulwa yiBhange Elikhulu futhi kusebenzisa izindinganiso zokuphepha ezithuthuke kakhulu emakethe.
Nge-Moni, uxhumana namabhange angaphezu kuka-20 ngendlela evikelekile, elawulwayo nezenzakalelayo.

IZABELOMALI NOKULAWULWA KWEZIMALI
Insika yesibili yomkhiqizo "Izabelomali". Isabelomali sisebenza njengomhlahlandlela wokuthi ungachitha malini ngenyanga esigabeni ngasinye. Esinye sezihlukanisi zikaMoni ubuhlakani bomkhiqizo. Sikusiza ukuthi uqonde isilinganiso sakho sokusebenzisa imali ngesigaba, futhi ukusuka lapho, sichaze amabhajethi ahambisanayo.

EYAKHO NEYAKHO KUPHELA
“Uma isevisi imahhala, wena uwumkhiqizo.”

Okokugcina, insika yesithathu ka-Moni ubumfihlo bedatha. I-Moni ayithengisi noma yabelani ngedatha yakho nezinkampani zangaphandle. Ngifuna ukukunikeza isevisi yekhwalithi, ehambisana nezinto ozithakaselayo futhi ehlonipha ubumfihlo bakho. Umkhiqizo "u-bootstrapped", okungukuthi, udalwe yimina ngaphandle kwezimali zokutshala izimali. Ngiphendula kuphela kumakhasimende ami, futhi akekho omunye. Ukuze lokhu kusebenze, umkhiqizo usebenza kumodeli yokubhaliselwe, okungivumela ukuthi ngiqhubeke nokusebenza futhi ngiguqule i-Moni phakathi neminyaka.

Khumbula isisho esikhulu esithi: "Ayikho into efana nesidlo sasemini samahhala".