운전자보험 저렴한곳 - 운전자보험 대물 위로금 차도리
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Mayelana nalolu hlelo lokusebenza
Uma kuqhathaniswa nendawo encane yaseKorea, kunenqwaba yabantu abashayela izimoto.
Izimoto eziningi lapho zikhona, kukhuphuka amathuba ezingozi zomgwaqo ezinjengeengozi zomgwaqo nezingozi zokuxhumana nabantu.
Ikakhulu, izingozi zethrafikhi zivame ukwenzeka singalindele ezimeni ezingenakugwenywa.
Uma ulimala engozini, kuzothatha isikhathi eside ukubuyela enkambisweni yakho yansuku zonke kanye nesikhathi esibuhlungu.
Lapho kwenzeka ingozi yemoto engalindelekile kwenzeka kanjena
Indlela enengqondo kunazo zonke yokukhetha umshwalense ongavalwa ukubheka i-premium ngohlelo lokusebenza lokuqhathanisa umshwalense womshayeli.
Ikakhulu, ngoba umuntu ngamunye udinga izingxenye ezihlukile zokumboza,
Kuyindlela engcono yokuhlola nokuthola inkontileka
Ngaphezu kwakho konke, umshuwalense wokushayela kufanele unxephezelwe futhi usetshenziswe kahle uma kwenzeka ingozi yangempela, ngakho-ke kubalulekile ukuqhathanisa ngokucophelela okuqukethwe okuqukethwe ukuze wenze ukukhetha okunengqondo nokuhlakaniphile kusukela ekuqaleni.
Kungashiwo ukuthi kulula kakhulu ngoba ungabheka imikhiqizo esezingeni elifanele ngokugcwalisa imininingwane yakho.
Futhi ngaphezu kwakho konke, kulula kakhulu ngoba ungabona izingcaphuno ezithembekile ngokusobala ngaphandle kwemininingwane noma ubunzima obungathembekile.
Ikakhulu, kubalulekile kakhulu ukuthi ube nomshuwalense kusenesikhathi ngoba akekho ongabikezela ukuthi ingozi izokwenzeka nini futhi lapho.
Ngaphezu kwalokho, izingozi zomgwaqo akuzona kuphela ezingama-100% ezibhekene nelinye iqembu, kodwa kungaba nezimo ezahlukahlukene, kanti elinye iqembu libhaliswe nomshuwalense.
Kwezinye izimo, kunconyelwa ukuthi uthathe isinqumo ngemuva kokubukisisa imininingwane eyengeziwe.
Kuhlelo lokusebenza lokuqhathanisa umshwalense womshayeli, ungathola imikhiqizo ehlukahlukene, ikakhulukazi kwezinye izimo, kufaka phakathi imali yokuhlawula nesinxephezelo.
Kwezinye izimo, izinhlawulo zobugebengu zingatholakala uma abantu bonakele noma belimele ngenxa yengozi yomgwaqo.
Ungaqinisekiswa
Noma kunjalo, le mikhiqizo ayisebenzi ekushayweni kwe-hit-and-run noma ephuzile, ngakho-ke ngaphambi kokubhalisela umkhiqizo, kufanele uqhathanise ngokucophelela izingxenye ozidingayo ukuhlola izindawo lapho unelungelo lokuthola isinxephezelo nezimo ezingaqinisekisiwe.
Njengamanje, kunemikhiqizo yomshuwalense eyahlukahlukene yabakwa-MG Lotte Insurance.
Amakhasimende amaningi anentshisekelo kwi-Meritz Driver Insurance.
Qhathanisa ukufakwa komshayeli kwezinkampani ezinkulu zomshuwalense wasekhaya ngokufaka imininingwane.
Izimoto eziningi lapho zikhona, kukhuphuka amathuba ezingozi zomgwaqo ezinjengeengozi zomgwaqo nezingozi zokuxhumana nabantu.
Ikakhulu, izingozi zethrafikhi zivame ukwenzeka singalindele ezimeni ezingenakugwenywa.
Uma ulimala engozini, kuzothatha isikhathi eside ukubuyela enkambisweni yakho yansuku zonke kanye nesikhathi esibuhlungu.
Lapho kwenzeka ingozi yemoto engalindelekile kwenzeka kanjena
Indlela enengqondo kunazo zonke yokukhetha umshwalense ongavalwa ukubheka i-premium ngohlelo lokusebenza lokuqhathanisa umshwalense womshayeli.
Ikakhulu, ngoba umuntu ngamunye udinga izingxenye ezihlukile zokumboza,
Kuyindlela engcono yokuhlola nokuthola inkontileka
Ngaphezu kwakho konke, umshuwalense wokushayela kufanele unxephezelwe futhi usetshenziswe kahle uma kwenzeka ingozi yangempela, ngakho-ke kubalulekile ukuqhathanisa ngokucophelela okuqukethwe okuqukethwe ukuze wenze ukukhetha okunengqondo nokuhlakaniphile kusukela ekuqaleni.
Kungashiwo ukuthi kulula kakhulu ngoba ungabheka imikhiqizo esezingeni elifanele ngokugcwalisa imininingwane yakho.
Futhi ngaphezu kwakho konke, kulula kakhulu ngoba ungabona izingcaphuno ezithembekile ngokusobala ngaphandle kwemininingwane noma ubunzima obungathembekile.
Ikakhulu, kubalulekile kakhulu ukuthi ube nomshuwalense kusenesikhathi ngoba akekho ongabikezela ukuthi ingozi izokwenzeka nini futhi lapho.
Ngaphezu kwalokho, izingozi zomgwaqo akuzona kuphela ezingama-100% ezibhekene nelinye iqembu, kodwa kungaba nezimo ezahlukahlukene, kanti elinye iqembu libhaliswe nomshuwalense.
Kwezinye izimo, kunconyelwa ukuthi uthathe isinqumo ngemuva kokubukisisa imininingwane eyengeziwe.
Kuhlelo lokusebenza lokuqhathanisa umshwalense womshayeli, ungathola imikhiqizo ehlukahlukene, ikakhulukazi kwezinye izimo, kufaka phakathi imali yokuhlawula nesinxephezelo.
Kwezinye izimo, izinhlawulo zobugebengu zingatholakala uma abantu bonakele noma belimele ngenxa yengozi yomgwaqo.
Ungaqinisekiswa
Noma kunjalo, le mikhiqizo ayisebenzi ekushayweni kwe-hit-and-run noma ephuzile, ngakho-ke ngaphambi kokubhalisela umkhiqizo, kufanele uqhathanise ngokucophelela izingxenye ozidingayo ukuhlola izindawo lapho unelungelo lokuthola isinxephezelo nezimo ezingaqinisekisiwe.
Njengamanje, kunemikhiqizo yomshuwalense eyahlukahlukene yabakwa-MG Lotte Insurance.
Amakhasimende amaningi anentshisekelo kwi-Meritz Driver Insurance.
Qhathanisa ukufakwa komshayeli kwezinkampani ezinkulu zomshuwalense wasekhaya ngokufaka imininingwane.
Kubuyekezwe ngo-
Ukuphepha kuqala ngokuqonda ukuthi onjiniyela baqoqa futhi babelane kanjani ngedatha yakho. Ubumfihlo bedatha nezinqubo zokuphepha zingahluka kuye ngokusebenzisa kwakho, isifunda, nobudala. Unjiniyela unikeze lolu lwazi futhi angalubuyekeza ngokuhamba kwesikhathi.
Ayikho idatha eyabiwe nezinkampani zangaphandle
Funda kabanzi mayelana nendlela onjiniyela abaveza ngayo ukwabelana
Ayikho idatha eqoqiwe
Funda kabanzi mayelana nokuthi onjiniyela bakuveza kanjani ukuqoqwa
Idatha ibetheliwe lapho ithunyelwa
Ungacela ukuthi leyo datha isulwe