CEMES LOANS
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Mayelana nalolu hlelo lokusebenza
Uhlelo lwethu lokusebenza lugxile ekuxazululeni izimali kubantu abangaphansi kwephiramidi ngenhloso yokuthuthukisa ukufakwa kwezimali ukuze kusekelwe abantu ngabanye kanye nokuqinisa izikhungo zomphakathi njengendlela yokulwa nobumpofu.
Umugqa wesikweletu oguquguqukayo uhlinzeka ngesixazululo esiguquguqukayo sohlelo lwezezimali kumabhizinisi amancane ukuze afinyelele izimali ngokubona kwawo ukuze ahlangabezane nezidingo zebhizinisi lawo. Umkhiqizo uklanyelwe amabhizinisi amancane ukuthi athenge i-inventory ngesikhathi esibucayi, aphathe inkokhelo yabasebenzi noma akhokhe izikweletu isb. izikweletu zasesibhedlela, imali yesikole, izindleko zokungcwaba njll ngesikhathi sisalinde izinkokhelo ezivela kumakhasimende ahamba kancane noma isizini yebhizinisi ukuthi ithuthuke.
Umugqa wesikweletu oguquguqukayo uhlinzeka ngesixazululo esiguquguqukayo sohlelo lwezezimali kumabhizinisi amancane ukuze afinyelele izimali ngokubona kwawo ukuze ahlangabezane nezidingo zebhizinisi lawo. Umkhiqizo uklanyelwe amabhizinisi amancane ukuthi athenge i-inventory ngesikhathi esibucayi, aphathe inkokhelo yabasebenzi noma akhokhe izikweletu isb. izikweletu zasesibhedlela, imali yesikole, izindleko zokungcwaba njll ngesikhathi sisalinde izinkokhelo ezivela kumakhasimende ahamba kancane noma isizini yebhizinisi ukuthi ithuthuke.
Kubuyekezwe ngo-
Ukuphepha kuqala ngokuqonda ukuthi onjiniyela baqoqa futhi babelane kanjani ngedatha yakho. Ubumfihlo bedatha nezinqubo zokuphepha zingahluka kuye ngokusebenzisa kwakho, isifunda, nobudala. Unjiniyela unikeze lolu lwazi futhi angalubuyekeza ngokuhamba kwesikhathi.
Ayikho idatha eyabiwe nezinkampani zangaphandle
Funda kabanzi mayelana nendlela onjiniyela abaveza ngayo ukwabelana
Ayikho idatha eqoqiwe
Funda kabanzi mayelana nokuthi onjiniyela bakuveza kanjani ukuqoqwa
Idatha ibetheliwe lapho ithunyelwa
Ungacela ukuthi leyo datha isulwe