UMnyango Wezomhlaba, Ingqalasizinda kanye Nezokuthutha usebenzisa Isikhwama Sezindlu Nesemadolobheni ukuze usebenzise imikhiqizo yemalimboleko enenzalo ephansi (izimali zokuthenga kanye nezimali ezibolekiwe zokuqasha) kubantu abahola kancane abangenazo izindlu, kanti i-Korea Housing and Urban Guarantee Corporation iwukuphathwa kwesikhwama. inhlangano ezinikele ekuthuthukiseni ukusebenziseka kalula kwamakhasimende adinga imalimboleko evela ku-Housing and Urban Fund. Thuthukisa futhi usabalalise izicelo ukuze unike amandla izicelo zemalimboleko ngezicelo zeselula.
izici zohlelo lokusebenza
ㅇ Hlola ulwazi lomkhiqizo ngamunye wemalimboleko (ithagethi yemalimboleko, izinga lenzalo, umkhawulo nesikhathi, njll.)
ㅇ Isicelo semalimboleko
ㅇ Iqoqo le-elekthronikhi lamadokhumenti emalimboleko (isivumelwano sokuhlinzekwa kolwazi lomuntu siqu nolwazi lwezezimali)
ㅇ Hlola isimo sokuqhubeka kokubuyekezwa kwemali mboleko
ㅇ Faka ukuphikisa uma ungafaneleki ekubuyekezweni kwemalimboleko
Imikhiqizo engafakwa ekusebenziseni uhlelo lokusebenza
ㅇ Imali mboleko yetshe lokuthenga ikhaya
Okuhlosiwe: Imibhangqwana eneholo lonyaka elihlangene le-KRW 60 million noma ngaphansi (imali engenayo yonyaka engu-KRW 70 million noma ngaphansi kwabaqalayo ukuthenga izindlu, imindeni enezingane ezimbili noma ngaphezulu, noma imindeni esanda kushada), inhloko yomndeni ongenakhaya inani eliphelele le-KRW 371 million noma ngaphansi
- Izinga lenzalo: 2.0% ~ 3.15% ngonyaka
- Umkhawulo: Kufika ku-240 wezigidi eziwinile
- Isikhathi: iminyaka eyi-10, iminyaka eyi-15, iminyaka engama-20, engama-30
ㅇ Thenga imali yemindeni esanda kushada kuphela
- Ukufaneleka: Imibhangqwana eneholo elihlangene lonyaka le-KRW 70 million noma ngaphansi, inhloko yomkhaya engenakhaya enenani lengqikithi yempahla engu-KRW 371 million noma ngaphansi, abasanda kushada (abashade phakathi neminyaka engu-7 noma bahlela ukushada phakathi nezinyanga ezingu-3)
- Izinga lenzalo: 1.7% ~ 2.75% ngonyaka
- Umkhawulo: Kufika ku-240 wezigidi eziwinile
- Isikhathi: iminyaka eyi-10, iminyaka eyi-15, iminyaka engama-20, engama-30
ㅇ Imali mboleko eyabiwe
Okuhlosiwe: Imibhangqwana eneholo lonyaka elihlangene le-KRW 60 million noma ngaphansi (imali engenayo yonyaka engu-KRW 70 million noma ngaphansi kwabaqalayo ukuthenga izindlu, imindeni enezingane ezimbili noma ngaphezulu, noma imindeni esanda kushada), inhloko yomndeni ongenakhaya inani eliphelele le-KRW 371 million noma ngaphansi
- Izinga lenzalo: 1% ~ 2% ngonyaka
- Umkhawulo: Kufike ku-200 million won
- Isikhathi: iminyaka engu-20
ㅇ Sekela i-jeonse loan
- Okuqondiwe: Inhloko yekhaya engenakhaya elineholo elihlangene lonyaka le-KRW 50 million noma ngaphansi nenani lengqikithi yempahla engu-KRW 280 million noma ngaphansi (ngaphandle kwezinhloko zemizi ezingashadile ezingaphansi kweminyaka engama-25)
- Izinga lenzalo: 2.3% ~ 2.9% ngonyaka
- Umkhawulo: ngaphakathi kwe-KRW 120 million endaweni yedolobha elikhulu, ngaphakathi kwe-KRW 0.8 billion ngaphandle kwendawo yedolobha
- Isikhathi: iminyaka emi-2 (inwetshiwe izikhathi ezi-4, kuze kufike eminyakeni eyi-10 etholakalayo)
ㅇ Idiphozithi enikelwe yemindeni esanda kushada
- Okuhlosiwe: Abasanda kushada abangenamakhaya futhi abaneholo lonyaka lihlangene lezigidi ezingu-60 eziwinwe noma ngaphansi kanye nengqikithi yempahla enenani eliyizigidi ezingu-280 noma ngaphansi (labo asebeshade isikhathi esingaphansi kweminyaka engu-7 noma abahlela ukushada phakathi nezinyanga ezi-3)
- Izinga lenzalo: 1.2% ~ 2.1% ngonyaka
- Umkhawulo: ngaphakathi kwe-KRW 200 million endaweni yedolobha elikhulu, ngaphakathi kwe-KRW 160 million ngaphandle kwendawo yedolobha
- Isikhathi: iminyaka emi-2 (inwetshiwe izikhathi ezi-4, kuze kufike eminyakeni eyi-10 etholakalayo)
ㅇ Imali ebolekiwe yediphozi yerenti yabantu abasha abaqashwe emabhizinisini amancane naphakathi nendawo
- Okuqondiwe: Izithandani ezineholo elihlangene lonyaka le-KRW 50 million noma ngaphansi (iholo elilodwa elingu-KRW 35 million noma ngaphansi), izinhloko zemizi engenamakhaya (kuhlanganise nezinhloko zemindeni ezizoba khona) ezinenani eliphelele lempahla engu-KRW 280 million noma ngaphansi, abasebenzi wezinkampani ezincane nezincane, noma abasebenzi be-Small and Medium Business Corporation, Korea Credit Guarantee Fund, kanye ne-Korea Technology Finance Corporation. Labo abathole ukwesekwa kwentsha yezamabhizinisi, abantu abasha abaneminyaka engu-19 noma ngaphezulu kuya kwengu-34 ubudala (iminyaka engu-39 ubudala). abadala noma abancane uma sebeqedile inkonzo yezempi emsebenzini osebenzayo)
- Izinga lenzalo: 1.2% ngonyaka
- Umkhawulo: Kufike ku-100 million okuwiniwe
- Isikhathi: iminyaka emi-2 (inwetshiwe izikhathi ezi-4, kuze kufike eminyakeni eyi-10 etholakalayo)
ㅇ Imikhiqizo yentsha kuphela
- Irenti yanyanga zonke enesiqinisekiso sabantu abasha, ukuqashiswa kokusekelwa kwabantu abasha, njll.
ㅇ Imalimboleko yokuqasha yanyanga zonke yokuqina kwezindlu
- Ukufaneleka: (Uhlobo olukhethwayo) Abafuna umsebenzi, Ababhalisele I-Akhawunti Yokukhula Kwethemba, Abamukeli Bentela Ezuziwe, Abasanda kungena emsebenzini, Abamukeli Bemihlomulo Yezingane (Uhlobo oluvamile) Izithandani ezineholo elihlanganisiwe lonyaka le-KRW 50 million noma ngaphansi, uma zingawi ngaphansi kohlobo olukhethekile (Okuvamile) Isamba esihlanganisiwe sezithandani ezingu-KRW 280 million ngezansi
- Izinga lenzalo: (uhlobo olukhethwayo) 1.5% ngonyaka (uhlobo olujwayelekile) 2.5% ngonyaka
- Umkhawulo: Kufika ku-9.6 million okuwiniwe (ngaphakathi kuka-400,000 okuwiniwe ngenyanga)
- Isikhathi: iminyaka emi-2 (inwetshiwe izikhathi ezi-4, kuze kufike eminyakeni eyi-10 etholakalayo)
isisebenzeli sokusebenza sohlelo lokusebenza
ㅇ I-Housing and Urban Guarantee Corporation, inhlangano yokuphatha ezinikele ye-Housing and Urban Fund
-Izimvume ezidingekayo-
1. Ifoni: Isetshenziselwa ukukhomba idivayisi.
2. Ikhamera: Isetshenziselwa ukukopisha isitifiketi esihlanganyelwe i-QR.
3. Izithombe namavidiyo: Asetshenziselwa ukubhalisa izithombe zedokhumenti.
4. QUERY_ALL_PACKAGES: Isebenzisa le mvume ukusesha zonke izinhlelo zokusebenza ezifakwe ku-smartphone futhi ithole futhi ivimbe ikhodi engalungile.
Kubuyekezwe ngo-
Mas 20, 2024