Wallet: Budget Expense Tracker

BudgetBakers

In-app purchases

About this app

Wallet is the all-in-one personal finance manager built to help you save money and plan for the future. Connect your bank accounts to track expenses automatically and know where every dollar is going. Dive into in-depth reports on your spending and cash flow to help you effectively manage your money.

Wallet allows you to see your finances your way: anywhere, any time.

Key Features

🔗 Connect accounts and manage all things finance in one comprehensive dashboard

💰 Take control of your money with custom budgets

👀 Keep track of your monthly bills and subscriptions

📊 Monitor your cash flow and balance trend

📈 Track stocks alongside your other accounts

💸 Manage savings to plan for your future

🔮 Get Insightful reports and financial tips

🕹 Customize your dashboard to see what matters most to you

📣 Avoid overspending with predictive alerts

🤝 Share accounts and track together with family and friends

☁️ Sync your data across all your devices with secure cloud backup

Your Finances in One Place

Wallet is the money manager and bill tracker designed to help you from day one. Utilize in depth reports and statistics on all your spending, accounts and investments to always know where you stand. Your financial data is securely synced to the cloud, so you can access it from any device and gain the continuous access you need to stay in control of your finances.

Whether you need to save money until payday or budget for the long-term, Wallet is flexible for your changing needs. Track your stock portfolio in Wallet and combine your stock holdings with other assets and grow your wealth by building a diversified portfolio of stocks, ETFs and other funds.

Take control of your finances with Wallet

🔗Automatic Bank Updates - Track where every dollar is going by seamlessly connecting your accounts. Transactions are automatically and securely synced, then smartly categorized, and factored into your budget.

🚀 Seamless Setup & Data Import - Get a complete picture of your finances from day one. Wallet utilizes a temporary foreground service during your initial bank connection or profile sync to securely download up to 3 months of historical transactions.

💰Flexible Budgets - Whatever it is you need to accomplish, from paying off debt to buying a car or saving for retirement, this budgeting app offers the flexibility to meet your goals and cleverly react to any changing financial circumstances. With Wallet, budgeting expenses has never been easier.

⏰Planned Payments - Never miss a due date with this bill tracker. Organize bills and subscriptions and keep track of due dates. See upcoming payments and how the payments will impact your cash flow.

🤝Sharing selected accounts - Selected accounts can be shared with your spouse, family, friends or colleagues who need to cooperate on a budget. Whether you’re buying your first home with your partner or managing household costs with roommates, everyone can contribute from any platform. Track your spending together!

📊Insightful reports - Wallet's financial overviews give you actionable insights about the state of your finances, across accounts, cards, debts and cash. Gain insights on where you should be budgeting more or could save more money.

🗂Imports or Manual Updates - You can now import all your transaction data from sources of your choice so you will get a full report for simple expense tracking. Be it from your bank or your own spreadsheets.

💱Multicurrency - Multicurrency accounts and worldwide bank coverage makes Wallet the perfect partner for expats, international students and travelers.

Technical Note : To provide a seamless experience, Wallet uses foreground services to perform data transfers during initial bank synchronization and profile setup. This ensures that your data is imported securely and completely, even if you navigate away from the app during the process.

Ratings and reviews

[Edited] Now the app is synchronizing properly. In general, I like the app, the feature of updating the data automatically from the bank is pretty sweet, now if you don't trust the technology, you can add your expenses manually. Not sure if it's the best app for that, but in any case, you still have to put the time into adding everything yourself into the app. The support took some time to fix the issue. I provided them with everything I thought it's helpful (no sensitive data). From what I've seen, there are some banks supported by wallet that are not supported by other apps I've tried. Not sure if there is a web page where you can check the banks. [Old] In the last few days, I wasn't able to sync up my bank data with the app, this never happened to me before. I hope this will be fixed soon. No improvement for this issue in the last month. I gave all the feedback I could. At some point I was able to sync my data from the web app, now that doesn't work either. Luckily it seems like I can export the data from the app, I might be able to use it with other apps. I don't recommend you buy the lifetime package. It might just stop working for you after less than an year.

The syncing issue seems resolved, haven't had it in the past month, but I will update the review if it comes back. I'm giving 4/5 stars because there are still some improvements that could be made. For example, X receives their salary on the last working day of the month - there is no such feature. I was forced to set the 30th of every month for the planned payment, but unsurprisingly, this means February is always skipped - very inconvenient.

Great app, possible to use without connecting your bank account, love that they actually have a lifetime version instead of forcing a permanent subscription. The only negative is that it's missing the (imo) basic function of being able to completely tune categories to your need, like adding and deleting the major categories + adding your own subcategories (though you can add sub-subcategories for some reason). Thankfully the defaults are sufficient until then.