Our app allows you to access personal loans quickly and easily, without extensive paperwork. Applies to employees, self-employed workers, retirees, and even individuals reported to credit bureaus.
Main Features
Fast approval: response within 24 hours.
Flexible installment payments: fixed installments tailored to your payment capacity.
No hidden fees: you only pay for an initial credit check.
Inclusive access: being reported is not an impediment.
Loan Terms
Minimum loan amount: $1,000,000 COP
Maximum loan amount: $20,000,000 COP (adjust to your current policy)
Minimum repayment term: 3 months
Maximum repayment term: 36 months
Maximum Annual Percentage Rate (APR): 25% per year (or the maximum legally permitted by the Colombian Financial Superintendency).
Late payment interest: Up to the maximum allowed by law (currently 25% per year).
Additional costs: One-time credit review of $120,000 COP. We do not charge transaction or disbursement fees.
Representative example
Principal loan: $1,000,000 COP
Term: 12 months
Applied APR/APR: 25% per year
Fixed monthly payment: $93,846 COP
Total due (12 months):