Financial decisions with numbers, not guesswork.
The FatorLambda Investor Guide brings together 28 free calculators and simulators and a complete ebook for investing from scratch. No registration required.
📘 GUIDE EBOOK
18 chapters, from zero to your first portfolio: budget, emergency fund, profile, goals, fixed income, mark-to-market, stocks, fundamental analysis, ETFs, real estate funds, income tax, rebalancing, and financial independence. The app saves your progress and each chapter ends with exercises in the tools.
🔎 STOCK AND ETF ANALYSIS
• Fundamental Analysis: P/E, P/BV, ROE, dividends, debt, Graham and Bazin benchmarks and comparison with other companies in the sector
• ETF Analysis: management fee, sectors, largest positions, countries and price history
📈 PLANNING
Compound interest, FIRE calculator (4% rule), retirement, Monte Carlo, goals, objectives, emergency fund, ideal portfolio and cost of waiting.
🏦 FIXED INCOME
LCI vs. CDB, Treasury Direct, mark-to-market, rate equivalence, inflation adjustment (IPCA) and income tax on investments.
📊 VARIABLE INCOME
Average price, ceiling price, income tax on stocks and REITs with DARF, passive income with REITs and portfolio rebalancing.
🏠 REAL ESTATE AND CREDIT
SAC vs. PRICE financing, early amortization, and renting or buying.
🔔 REMINDERS (optional)
A daily reminder to continue reading and a notification when a new post is published on the blog.
Educational content. The tools are not investment recommendations.
Free tools for investing and organizing finances.