InCred Money Pre-IPO Gold FDs

Alpha Fintech Private Limited

About this app

Why Invest with InCred Money?

Unlisted Shares & Pre-IPO Opportunities
• Get early access to India’s private companies before IPO.
• Diversify portfolio with unlisted companies.
• Track price trends, research, and portfolio with expert insights.
• Transparent, paperless onboarding and tracking.

Digital Gold & Digital Silver (24K 999.9+ Purity)
• Buy & sell digital gold and digital silver instantly starting with just ₹10.
• Start gold or silver SIPs: Save small amounts daily, weekly, or monthly to build your digital savings steadily.
• 100% secure storage in insured vaults powered by MMTC-PAMP, India’s trusted refiner.
• Real-time market price updates and transparent pricing.
• Easy redemption: convert holdings to cash anytime, or redeem for gold/silver coins and bars delivered securely to your doorstep.
• No account opening fees, no hidden charges.

Secure Fixed Deposits (FDs)
• Better-than-bank FD returns.
• Trusted NBFC partners & flexible tenure options.
• 100% digital process and instant redemption.

ZERO Fees on All Investments
No brokerage. No commissions. What you invest is what you get.

Trusted by 1.5 Lakh+ Investors
₹1,350+ crore managed with complete transparency.

Who is this for?
First–time investors, salaried professionals, HNIs, NRIs & family offices.

Safe, Seamless Experience
Regulated by SEBI & RBI–approved NBFCs.
Strong KYC & 256–bit encryption.

What’s New:
• Digital Gold & Digital Silver now available - secure your savings from ₹10 onwards
• Fresh Pre-IPO listings every week.
• Improved UI for portfolio tracking.
• Instant notifications on investments.

Ready to diversify your portfolio?

Download now and start investing in just 5 minutes!
Invest smartly with zero fees, expert-backed options, and complete peace of mind.

For support, write to us anytime at [e-mail]

Ratings and reviews

This app is the worst.. Purchased HDB financials at a whopping 2x price (one year before its IPO) at what it actually ipo'ed at, Don't know who is doing the due diligence of saving their customers from these kinda scams. I mean loss is fine but how can you miss 2x inflation? No process to sell the stock anywhere (I know that its hard to sell but still at least I should be in queue until a buyer comes) so if you buy any stock keep it for IPO+6 months. Support is non-existent (on email).

Don't go with this app. As you sell your digital gold or silver they won't transfer the amount to your account even after 7 days of the transaction been done. No support from from customer care after several emails.

You'll not get any confirmation mail or notification that the payment is completed. Even in portfolio the status is not shown. When mailed also no response. Customer care only says 'wait 48 hours' for everything. Better not use this app.

What’s new

Upgrade and support for targetSdk 35