Santa Cruz Community CU

4.5
70 reviews
1K+
Downloads
Content rating
Everyone
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About this app

With the Santa Cruz Mobile Banking App you can safely and securely access your accounts anytime, anywhere.

Our mobile app is FREE and allows you to:

• View account transactions
• Transfer funds
• Deposit checks
• Pay bills
• Picture pay
• View e-Statements
• Send secure messages
• Set up security alerts
• View locations and hours of operations
• Contact client service
• Pay a friend (P2P)
• Pay a member

More features are coming soon!

Please know security is our top priority and your personal information is kept safe.
Updated on
Jul 14, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Photos and videos, App info and performance, and Device or other IDs
This app may collect these data types
App activity, App info and performance, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
70 reviews
Matt Fitt
August 31, 2022
SCCCU continues to impose an arbitrary deposit limit of $5,000/month via the app. Once you hit that limit, the app is useless for deposits for the rest of the month! Worse yet, try depositing a check for more than $5K... It only tells you AFTER you've gone through the entire process (e.g., writing "Mobile Deposit Only" on the check!) about this secret limit you've exceeded. (Where? Show me!) I would grudgingly understand a *delay* on processing, but a hard limit is simply nonsensical.
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Mariam Gafforio
October 12, 2022
The app is not working right now for mobile deposits. Tried re installing, nothing. It worked fine before. Every time I take a picture of the check, it goes back to the page that asks if you want to deposit a check, and doesn't capture the picture or save the check info you entered so far. Hopefully it will be fixed soon.
4 people found this review helpful
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Meta Self
January 6, 2025
We are a new member and moving our accounts to Chase because neither this app nor the correlate SCCCU member accounts website display pending transactions, and if one has any, the "Available Balance" shown in this app and online is wrong. Because of this, if one has not posted one's pending transactions to one's paper register, such as in the case of a misplaced merchant receipt, there is no way to reconcile one's paper register, and one risks overdraft fees and a bad credit rating.
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What’s new

Enhanced UI and performance improvements.

App support

About the developer
Santa Cruz Community Credit Union
Tech@scccu.org
55 River St Santa Cruz, CA 95060-4568 United States
+1 831-278-0762