Moniepoint Personal Banking

4.5
28.2K reviews
5M+
Downloads
Content rating
Everyone
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About this app

Moniepoint provides easy access to personal banking solutions that enables you to send and receive money instantly, pay bills with ease, manage your savings and purchase airtime credit easily.

With Moniepoint’s debit card you’ll have access to all ATM and POS Terminals nationwide.


Moniepoint is the best banking solution for your banking needs. Enjoy instant transfers, receive money, send money, manage your savings and buy airtime all from one app.

SEND MONEY, BUY AIRTIME AND GET A DEBIT CARD


Get a debit card from the bank that provides Nigeria’s most trusted POS terminals. Avoid failed transactions with other ATM cards. Get a card that you can easily request, activate and manage from your app.

Moniepoint makes it safe and easy to use your money. You can carry out your everyday money transactions while on the move with the Moniepoint Personal Banking app. Sign up and enjoy a wide range of financial benefits for your bank payments.

MANAGE YOUR PERSONAL BANKING WITH MONIEPOINT


- Secure Mobile Banking Experience. Moniepoint employs state-of-the-art security measures to protect your information. Your personal and financial data are encrypted and stored securely, ensuring you enjoy banking, purchase airtime credit, handle your savings or apply for a loan with peace of mind.

- Receive and Send Money with Ease. With Moniepoint, you can receive and send money instantly. Say goodbye to traditional banking and enjoy instant and secure money transfers. No queues, no paperworks, instant alert notification.

- Request a savings plan from the app. Moniepoint allows you to open a savings plan that matches your saving needs. You can choose a flexible, fixed or locked plan, without any limit on the amount of plans you can open for you to have the best banking experience.

- Moniepoint Debit Cards. Looking for a debit card you can use for money transactions? Experience convenience like never before with a Moniepoint Debit card. Request our ATM card and get it delivered within 48 hours.

- Resolve issues Seamlessly. Moniepoint offers a unique feature that allows you to settle disputes directly from the app. Our team is here to ensure that your concerns are addressed promptly.

- Utility Bill Payments. Tired of the usual bill payment process? Moniepoint makes it easy to settle your utility bills. From electricity to internet bill payment, you can make payments faster and easier.

- Airtime & Data Purchase with Cashback. We know how to reward our customers. Enjoy a 2% cashback when you purchase airtime credit and data from the app.

- Easy offline banking. Easily transfer funds, top-up airtime and data, check your balance, reset your PIN, block and unblock your account without internet connection by dialing *5573*.

HOW TO REGISTER A MONIEPOINT PERSONAL BANK ACCOUNT


You can create an account tailored to your financial needs in less than 5 minutes. Simply download the app and follow the instructions.

Once you finish setting up your account, click on the card menu to request a debit card and it will be delivered to your doorstep within 48 hours. No need to visit the bank.

Moniepoint Microfinance Bank is regulated by the Central Bank of Nigeria (CBN) https://www.cbn.gov.ng/supervision/inst-mf.asp

Contact us
Our committed support team is prepared to assist you.
Helpline: 01 888 9990
Website: www.moniepoint.com
Whatsapp: +234 908 843 0803
Facebook: @moniepointng
Twitter: @moniepointng
Instagram: @moniepointng
YouTube: @moniepointng
LinkedIn: Moniepoint Nigeria
Address: Oyo-Ibadan Road, Idi-Agba, Ilora, Oyo

Managing your personal banking has never been easier with Moniepoint. Send money transfers, request a debit card, manage your money and your bills, handle your savings and purchase airtime credit & data all from the app. Download Moniepoint Personal Banking and enjoy financial success and freedom like never before!
Updated on
Sep 18, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Photos and videos and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
28.1K reviews
Inyamoyio Odums
October 8, 2024
Firstly I like the app, it make it to make transactions with customers. But I have an issue, it erases the history of past transactions for some number of months. How then do I then trace transactions when it's more than 5months old when needed. I think the history should not be deleted at all, for reference purpose. I wanted to review my past transactions with someone to confirm my payment made but I couldn't. Thank you for the services
769 people found this review helpful
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Alena Ugwu
October 8, 2024
App design is too plain and boring. App takes forever to load. They should be an option for passcode, passwords are annoying to type out. I rarely get SMS and email alerts. Transaction receipts are too plain and boring with too much spacing. Transactions are swift though. Kudos for that one.
18 people found this review helpful
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Aliyu Hassan
October 9, 2024
I want to use this app but it works abnormally on my phone, it takes much seconds before it open, unlike Opay app and Palmpay, these apps I mentioned above work properly on my phone, they open and transfer very fast, if moniepoint app will be very fast as these ones, I will be using regularly, hope you will improve it,I wish you best of luck
16 people found this review helpful
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Moniepoint
September 3, 2024
Hi Aliyu, without linking an utility bill, your account may have lower transfer and savings limits even if linked to your BVN and NIN. You might face restrictions on transactions, and limited access to certain services. Fully verifying your account, including a utility bill, is usually needed to unlock higher limits and additional features.

What's new

Hello! We know you enjoy your Moniepoint card, but we’ve made it even better! You can now earn money from using your Moniepoint card.

Here’s some other ways we’ve made it easier for you to earn from using Moniepoint and sharing our app with your friends.

- We’ve created an in-app guide to help you understand everything about how Moniepoint rewards work.
- You can now view past rewards easily. We included a filter to help you track past rewards by date.