People's Bank: credit, loan KZ is a modern and convenient mobile application created specifically for residents of Kazakhstan who want to get quick access to financial services, select the best credit offers and manage their personal finances in one place.
The application combines the functions of a credit calculator, currency converter and personal financial assistant. Thanks to a simple and intuitive interface, each user can easily find a suitable loan, calculate their monthly payments and always be aware of current exchange rates.
Main features of the application:
1. Selection of loans and credits
• A wide database of offers from leading banks and microfinance organizations of Kazakhstan.
• Convenient filters: by loan amount, term, interest rate, type of loan.
• Comparison of conditions in real time - you immediately see which offer is most beneficial for you.
• Quick application for a loan directly from the application - just fill out a short form.
• Transparent conditions without hidden payments and commissions.
2. Currency converter
• Exchange rates of major world currencies (USD, EUR, RUB, CNY, etc.) against tenge.
• Data is updated daily in accordance with the official information of the National Bank of Kazakhstan.
• Convenient calculator for instant conversion of amounts.
• Ability to add favorite currency pairs for quick access.
• History of exchange rate changes for analyzing dynamics and planning finances.
3. Financial assistant
• Budget planning: accounting of income and expenses, distribution of funds by category.
• Reminders of upcoming payments and credit obligations.
• Automatic spending analytics: the application will show where most of the budget is spent.
• Tips for effective financial management and optimization of expenses.
• Personalized recommendations based on your goals - be it savings, investments or loan optimization.
Advantages of the application:
• Fully adapted for users from Kazakhstan.
• Up-to-date information on loans and exchange rates in real time.
• Ease of use — all the necessary tools in one application.
• Time saving: instead of long searches and calculations, you get ready-made solutions in a matter of minutes.
• Free access to all functions.
Who is the application suitable for?
• Those who are looking for a profitable loan or credit and want to compare all the offers on the market.
• Those who regularly work with currency and need accurate calculations.
• Those who want to learn how to competently plan their finances and control expenses.
"People's Bank: credit, loan KZ" will become your reliable assistant in the world of finance. This is not just a catalog of loans, but a full-fledged tool for making informed decisions and managing money.
The commission for using funds is 0%. The interest rate is from 4% to 45%. The minimum loan term is 6 months, the maximum loan term is 5 years. The maximum annual interest rate is 45%.
Calculation example: for a loan of 1,000,000 tenge for a period of 1 year at a rate of 45% per annum, the total overpayment will be 261,860 tenge, the total amount of payments is 1,261,860 tenge