Rubies

Rubies MFB

About this app

Rubies is a product of Rubies Microfinance Bank which defies the normal banking process, as it projects a 100% explicit digital services and technology at it's best.

With Rubies, you can
Have conversational banking (CHAT-BANKING).
Swiftly open an account.
Decide what your account number looks like.
Request money.
Get free Debit cards and delivered to your door step.
There's no hidden charges.
Also earn 20% income on friends you bring on Rubies.

Don't just bank......Bank on Rubies!
Be free...

Ratings and reviews

Very reliable and intuitive app. I use it every other day and I'll highly rate it for convenience and ease of use. While the user interface can improve over time, I find it easy to navigate and having a feature where the beneficiaries are suggested and readily available helps with swiftness as far as carrying out transactions. Having a physical debit card sent to you is a nice touch as well. It definitely comes in handy in a lot of situations and is also a good option to have.

So far so good, my experience with this digital bank has been worth it. From good user interface to great services offered. The app is easy to use. But the option to for airtime top up in the landing page is not safe because it does not prompt for password, someone else can wipe your money on airtime purchase Rubbies bank got it all

I can't upgrade my account. The app keeps saying error after adding my BVN. I've sent an email to the support team but yet to get a response. I must add that the support staff I spoke with over the phone was professional but the email hasn't been responded to so I'll give the app 2 ⭐ rating for now. This is not a good first impression. I hope they sort this out today and then I can revisit the rating.

What's new

Have conversational banking (CHAT-BANKING).
Swiftly open an account.
Decide what your account number looks like.