Zaggle

Zaggle Prepaid Ocean Services Ltd.

About this app

# Zaggle: All-in-One Financial Management App

Simplify your financial management with the Zaggle app - your comprehensive solution for expenses, allowances, rewards, and more! Now report your expenses, manage your allowances and redeem your rewards from a single app.

## Key Features:

### 1. Secure Fixed Deposit (FD) Booking
Protect your financial transactions with device verification:
• SIM-based device binding for enhanced security
• SMS permission used exclusively for device authentication during FD setup
• Prevents unauthorized access to financial transactions
• Verify your identity quickly and securely
• FD Services provided by Upswing Financial Technologies Private Limited

### 2. Expense Reporting at your finger tips!
Say goodbye to tedious expense reporting:
• In case you have received a Zinger card, just add it to the App
• Create an expense report
• Capture and add bills to the report - whether paid through Zinger card or personal means
• Submit the report and track status
• And get notified the moment the report is approved!

### 3. Manage your allowances!
Receive your Meal, Fuel, Gift and Travel allowances in the Zinger multiwallet card and spend at any corresponding Visa enabled merchant across India
• View your balance and past transactions
• Block your card in case lost
• Create POS Pin
• Change IPIN

### 4. Redeem Propel Rewards across a wide range of choice!
Propel rewards issued to you by your company can be redeemed on the App as well as the website Zaggle.in.
• View the Propel Rewards - In case you received a Physical Propel card, just add it to the App
• Redeem the Rewards across Gift Cards of leading retail Brands across categories
• Redeem multiple times till the balance is available

### 5. Manage your Zaggle Cards
Add the Zaggle Gift Cards given to you by your company to the App
• View your balance and past transactions
• Block your card in case lost
• Create POS Pin
• Change IPIN

### 6. Buy Gift Cards at amazing discounts
Buy gift cards from leading Brands across a range of Categories, at great discounts!

### 7. Vendor Payment Management - Zaggle ZOYER
Having trouble managing vendor payments in a spreadsheet or using multiple apps? Zaggle ZOYER is the easiest way to manage your vendor payments! Zaggle Zoyer allows you to onboard vendors, set up your own invoice approval workflow, scan/upload/create purchase orders and invoices, and have vendors accept purchase orders and upload documents. Before making payments, you can generate GRN, perform a 3Way Match, and generate reports for analysis with Zaggle ZOYER. Zaggle Credit Card pre-integration completes the offering. Why wait? Start using Zaggle Zoyer now!

## Third-Party Services & Partnerships
**Important Notice:** Zaggle provides financial management services and does NOT offer personal loans or lending services.

**Service Clarification:**
• Zaggle acts as a technology platform for expense management and financial tools
• Fixed Deposits are facilitated through licensed partner Upswing Financial Technologies
• Third-party advertisements (including Fibe) are displayed for informational purposes only
• Users are redirected to respective partner platforms for their services
• Zaggle does not provide, facilitate, or process any loan applications or lending services

## Note on SMS Permissions
**Why We Request SMS Access:**
• Exclusive Purpose: SIM-device binding for Fixed Deposit security
• Limited Scope: Used only during initial Fixed Deposit device verification
• User Control: Permission can be managed in device settings

## Like & Follow Us:
Facebook: https://www.facebook.com/zaggleapp
Twitter: https://twitter.com/zaggleapp
Instagram: https://www.instagram.com/zaggleapp
LinkedIn: https://www.linkedin.com/company/zaggleapp

## Calls or E-mails:
Phone: [phone] (10.00 AM - 7:00 PM, Mon - Sat)
Email: [e-mail]

Ratings and reviews

The app is asking for permission to "Manage Phone Calls and SMS" just to login via OTP. We can enter OTP by ourselves, or the app can read it through Clipboard. There is no need for these permissions. It won't let me login without it. This is very very very suspicious. Also I am unable to find the option to upload bills after logging in. Is it any better than any other scam apps?

The app is asking for permission "Managing phone calls" and "Managing all SMS" just to login. Just to read OTP they could have just got access from clipboard and not needed anything else. Why tf they need access for these things? Is it any different from other feared apps like truecaller which takes over your phone?

Worst Application for Expense Management. Very poor and amateurish interface. Not user friendly, definitely not recommended.

What’s new

We update the Zaggle app as often as possible to make it faster and more reliable for you.
The latest update includes:

-Bug Fixes and Performance improvements.