The NH Nonghyup Capital mobile app has been released, which can be used by both existing NH Nonghyup Capital customers as well as customers seeking new consultation!
Through simple membership registration and login, you can receive repayment date notifications, manage balance, and view your contract status at a glance.
[Main services]
■ Personal credit loan
An easy and fast direct financial product that allows you to check limits and interest rates without affecting your personal credit score.
Stable money plan with equal repayment of principal and interest!
■ Car financing (new car/lease/long-term rental)
Conveniently provides all financial services such as installments/loans/auto lease/long-term car rental required when purchasing a passenger car.
■ Industrial finance
Provides low interest rates and generous limits when purchasing construction machinery and trucks
■ Stock loan
Stock purchase loan products for successful stock investment
■ Housing finance
Loan business funds with a generous limit and low interest rate using the apartment as collateral
Loan or refinance loan required for moving into a rental apartment
■ Product information
- Loan interest rate: 7.9% ~ 19.9% per year
- Late payment interest rate: Contracted interest rate +3% (within legal maximum interest rate)
- Incidental costs: Early repayment fee (within 0 to 2.0%)
- Repayment period: 12 months to maximum 84 months
- Interest payment cycle: Every month
※ When repaying 2 million won on February 1 (first payment date March 1) at 7.9% per annum over 12 months, the total payment amount is 2,086,608 won.
* Detailed standards may vary depending on product
[Usage Guide]
- The service cannot be used on terminals whose operating systems have been altered, such as rooted.
- In LTE/5G, data fees may be charged when capacity is exceeded in the flat rate plan.
[App access permission information]
- Required access rights
1. Phone: Used to distinguish users.
2. Save: Used to save the joint certificate.
3. PUSH Notification: Used for notifications and notifications.
4. Bio information: Used for login.
5. List of installed apps: NH Nonghyup Capital app collects/uses/shares information about apps installed on smartphone devices to prevent electronic financial transaction accidents such as voice phishing and malicious apps. (Use of the NH Nonghyup Capital app is restricted when an app requiring attention is detected)
- Select access rights
1. Camera: Used when taking photos of ID cards and document submissions.
* You can use the service even if you do not agree to the optional access rights, but there may be restrictions on the use of some functions.
(You can set it in Settings > Applications > NH Nonghyup Capital > Permissions menu.)