eNaira Speed Wallet (Combo)

Central Bank of Nigeria

About this app

The new eNaira Speed Wallet App (Combo) was designed and implemented to meet your expectations concerning usability (UI/UX), security, variety of other features to make your experience on the app worthwhile and proudly Nigerian content.

Features to look out for include:

Two Apps in One - The Jaeger version of the app is now a combo wallet app i.e. the consumer and merchant wallets can now be accessed on the same app. For those that have both wallet types, now you only need to have a single eNaira speed wallet app on your phone.

10 Digit Wallet ID - We have introduced a 10-digit Wallet ID just like NUBAN for all wallets which can be used to login to your eNaira Wallet, make and receive payments, make referrals and lots more.

User Interface User experience on applications is key for ease of use and user satisfaction. Multi-Theme (Light, Dusk and Dark) has been introduced; You can now change your themes to Light, Dusk or Dark.

Multilingual services - The new eNaira Speed Wallet App now supports three major and one foreign language. (Yoruba, Hausa, Igbo & French). We believe that our culture should reflect on the app so Nigerians can personalize their experience.

Personalization - Profile Pictures have been introduced. Users can now upload their beautiful pictures on their profile, toggle notification, subscribe to SMS notification and so on.

Security Features - The eNaira Speed Wallet comes with improved security features to ensure the safety and privacy of our users. Users are now required to create 4-digit PIN (Personal Identification Number) codes to approve transactions with a unique password/biometric (fingerprint) authentication for login and a PIN to authorize transactions.

Device Authentication - We have also introduced device authentication (one device to one user profile), authenticated change of device for theft prevention, and an authenticated password management button.

Transactional features - The eNaira Speed Wallet comes with SMS/email/in-app alert notification for all transactions (Receipt & Payment of eNaira).

Consumers, Merchants, and their employees can now receive SMS notification for all payments using their individual employee wallet address/eNaira Tag.

Recipient Name Validation at Payments have been introduced: Users are able to validate destination wallet address before transactions are consummated. The eNaira Speed wallet QR code is now branded for ease of identification.

Sub-Wallets for Merchants - Merchant with different business entity locations can now create SubWallets for the various business locations.

Merchant Employee Management Module - The employee management feature enables Merchants to assign roles, responsibilities, and permissions to an employee based on their job description (e.g Cashier, Teller, Auditor, Authorizer & Payment officers). Each employee has a unique QR Code, but all payments will impact the Parent Merchant wallet Account.

Payment/Approval Workflow - Payment from a merchant wallet now triggers workflow functionalities. Approval will be required to debit a merchant account.

Referral Code - The referral code is a feature that makes it easy to invite family, friends, business partners, and community members on your contact list to the eNaira platform by clicking on the referral button to generate your alias, which is then sent to the intended receipt to onboard (sign-up) onto the eNaira Speed Wallet.

Help Desk Link - The help desk link has been embedded into the new eNaira Speed Wallet App. This contains relevant links to Customers social media handles. Our help desk runs 24/7 all year long. You are just a click away from getting your enquiries/complaints resolved.

Ratings and reviews

It was very easy to install and setup. The user interface is user friendly. You only need to put in the right informations during registration and you are all setup. I can't wait to start using it. I downgraded my star to one star because the app has become absolute rubbish. Either it has crashed or it out of commission. It should be removed from the Google play store. The app ain't working anymore.

During sign-up, there was no option for inputting an email address. But after signing up, it's prompting me to enter an email which is supposedly tied to my BVN. I've been trying that for over two days now, no success. I even tried resetting the login details, there is still no headway. A newly launched app already throwing up so many red flags, that's not good at all.

My experience with this app was very bad, I won't recommend it for anybody. I transferred small money to check it out, it went after several trying then I couldn't withdraw to either my bank account or to another wallet. I tried more than a dozen times at several interval of days, I tried calling their service center and they kept hanging for more than 30min, I sent email to them and after 2weeks still no answer, I sent a remainder this was 3weeks ago still nothing. Very BAD APP!!!!

What's new

NIP Bug Fixes
OTP Via Call Enabled
Bugs Fixes for Referral Code Verification
Onboarding Workflow Optimized